StateCover Mutual Ltd v Cameron

Case [2015] NSWCA 127


Court of Appeal


Supreme Court


New South Wales

Medium Neutral Citation: StateCover Mutual Ltd v Cameron [2015] NSWCA 127
Hearing dates:7 May 2015
Decision date: 07 May 2015
Before: Beazley P at [1], [22];
Basten JA at [2];
Ward JA at [21]
Decision:

1.Dismiss the appeal.

2.The appellant must pay both respondents’ costs in this Court, the second respondent’s costs to be assessed on the ordinary basis up to 8 March 2015 and on the indemnity basis from 9 March 2015.
Catchwords:

STATUTORY INTERPRETATION – “employment” – which of two meanings applied – whether words in other provision to be read into provision where not appearing – Workers Compensation Act 1987 (NSW), s 18(1)

WORKERS COMPENSATION – employer liable to pay compensation – identification of insurer – employee last exposed to relevant injury when first insurer on risk – different insurer on risk when employee ceased to be employed – Workers Compensation Act 1987 (NSW), s 18(1)
Legislation Cited: Workers Compensation Act 1926 (NSW), ss 7, 18
Workers Compensation Act 1987 (NSW), ss 4, 9, 9A, 15, 17, 18, 151AB
Workers Compensation Legislation Amendment Act 2012 (NSW), Sch 7 [1]
WorkCover Legislation Amendment Act 1996 (NSW), Sch 1.2 [1]
Cases Cited: Allianz Australia Insurance Ltd v Pomfret [2015] NSWCA 4
Blatchford v Staddon and Founds [1927] AC 461
CIC Workers’ Compensation (NSW) Ltd v Alcan Australia Ltd (1994) 35 NSWLR 169
Smith v Mann (1932) 47 CLR 426
University of New South Wales v AAI Ltd [2014] NSWCA 153
Category:Principal judgment
Parties: StateCover Mutual Ltd (Appellant)
Rebecca Cameron as legal personal representative of the Estate of Alan Steere (First Respondent)
AAI Ltd t/as GIO (Second Respondent)
Representation:

Counsel:
Mr L King SC/Mr S Flett/Mr S Blount
Mr P Morris SC/Mr L Morgan (First Respondent)
Mr A R Moses SC/Mr A B Parker/Mr R L Gall (Second Respondent)

Solicitors:
David Allen Legal (Appellant)
Carroll & O’Dea (First Respondent)
Thompson Cooper (Second Respondent)
File Number(s):2014/255963
 Decision under appeal 
Court or tribunal:
Workers Compensation Commission
Citation:
[2014] NSWWCCPD 49
Date of Decision:
4 August 2014
Before:
Deputy President Roche
File Number(s):
A1-559/13

Judgment

  1. BEAZLEY P: I agree with the reasons of Basten JA. Not only as his Honour points out, is the language of s 18(1) unambiguous, the section uses very different language to the language of earlier sections including s 15(1)(b) upon which the appellant placed emphasis. In particular the phrase in s 18 “before the worker ceased to be employed by the employer”, a phrase which is used twice, is unambiguous in itself. It is also unambiguously different from the phrase that the appellant sought to have implied into the section, namely that the words “in employment to the nature of which the disease was due” should be inserted after the word “employer”. Nothing has been advanced to persuade me that the clear words of s 18(1), with its stated purpose, ought to have words implied into it as submitted by the appellant. I agree with the…

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AGLC
StateCover Mutual Ltd v Cameron [2015] NSWCA 127
Case
[2015] NSWCA 127
Decision Date

CaseChat Overview and Summary

The dispute in *StateCover Mutual Ltd v Cameron* concerned the identification of the insurer liable to pay workers' compensation to an employee. The primary issue was whether the Workers Compensation Act 1987 (NSW) (the Act) imposed liability on the insurer on risk at the time the employee was last exposed to the injury, or the insurer on risk at the time the employee ceased employment. The case was heard in the Court of Appeal of New South Wales.

The central legal question before the Court of Appeal was the proper interpretation of section 18(1) of the Act, specifically the meaning of "employment" in the context of determining which insurer was liable for compensation. This involved considering whether words or concepts from other provisions of the Act, which were not expressly present in section 18(1), should be read into it to resolve the ambiguity. The Court had to determine the temporal nexus between the injury, the employment, and the insurer's liability.

The Court of Appeal dismissed the appeal, upholding the primary judge's decision. The Court reasoned that section 18(1) of the Act, when read in its entirety and in conjunction with other relevant provisions, indicated that the insurer on risk at the time of the last exposure to the injury was the liable insurer. The Court rejected the argument that the insurer on risk when the employee ceased employment should be held liable, finding no textual support for importing such a requirement into section 18(1). The appeal was dismissed, and the appellant was ordered to pay the respondents' costs.

Orders

Orders of the court

1.Dismiss the appeal.

2.The appellant must pay both respondents’ costs in this Court, the second respondent’s costs to be assessed on the ordinary basis up to 8 March 2015 and on the indemnity basis from 9 March 2015.

Background

Background to the litigation

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Evidence

Evidence Before The Court

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Decision

Reasons for decision

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Ratio Decidendi

Legal Principle Established

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