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AF&L First Mortgages Ltd - v - Owens

AF&L First Mortgages Ltd - v - Owens

Case [2014] VCC 1190

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AGLC: AF&L First Mortgages Ltd - v - Owens [2014] VCC 1190
Case: [2014] VCC 1190
Decision Date: 29 July 2014

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Citations

AF&L First Mortgages Ltd - v - Owens [2014] VCC 1190

Most Recent Citation

Eleventh Klingon Pty Ltd v Bell & Ors (Ruling) [2025] VCC 364

Cases Citing This Decision

Owens v Aitken Partners Pty Ltd [2021] VSC 138
Citation 1 (Para 1)

…a property and payment of a loan amount.[20] In a judgment delivered in that proceeding the trial judge stated: [20] AF&L First Mortgages Ltd v Owens [2014] VCC 1190.…
Eleventh Klingon Pty Ltd v Bell & Ors (Ruling) [2025] VCC 364
Citation 2

…ic Pty Ltd (No 4) [2016] FCA 1174; Permanent Mortgages Pty Ltd v Cook [2006] NSWSC 1104; AF&L First Mortgages Ltd v Owens [2014] VCC 1190; Realestate.com.au Pty Ltd v Hardingham & Ors (2022) 277 CLR 115; Linkenholt Pty Ltd v Quirk [2000] VSC 166; Knowles v Victorian Mortgage Investments Ltd [2011] VSC 611; MAG Fin…

Cases Cited

Statutory Material Cited

Owens v Galvin [2014] VSCA 33
Citation 1 (Para 15)

…An appeal of the defendant’s action against Mr Galvin was heard on 5 March and dismissed on 11 March.[35] [35] Owens v Galvin [2014] VSCA 33.…
Knezevic v Perpetual Trustees Victoria Ltd [2013] NSWCA 199
Citation 2 (Para 13)

…nguage in which it is expressed; [96] [2012] NSWSC 956, paragraph 65 per Adamson J. Appeal dismissed in Knezevic v Perpetual Trustees Victoria & Anor [2013] NSWCA 199…
Provident Capital Ltd v Papa [2013] NSWCA 36
Citation 3 (Para 5)

…ier is satisfied that a borrower is able to make the decision for herself or has received appropriate advice.[68] [68] Provident Capital Ltd v Papa [2013] NSWCA 36, paragraph 113.…
Perpetual Trustees Victoria Ltd v Knezevic [2012] NSWSC 956
Citation 4 (Para 13)

…the defendant was 62.[96] (g) the form of the contract, mortgage or guarantee and the intelligibility of the language in which it is expressed; [96] [2012] NSWSC 956, paragraph 65 per Adamson J. Appeal dismissed in Knezevic v Perpetual Trustees Victoria & Anor [2013] NSWCA 199…
Tonto Home Loans Australia Pty Ltd v Tavares [2011] NSWCA 389
Citation 5 (Para 8)

…reflected in the Contracts Review Act will ordinarily have been satisfied. (emphasis added) [78] Tonto Home Loans Australia Pty Ltd v Tavares & Ors [2011] NSWCA 389, paragraph 3. [79] [2013] NSWCA 36, paragraph 113…
Kowalczuk v Accom Finance Pty Ltd [2008] NSWCA 343
Citation 6

…[82] Kowalczuk v Accom Finance (2008) 77 NSWLR 205, paragraph 117.…
Permanent Mortgages Pty Ltd v Cook [2006] NSWSC 1104
Citation 7 (Para 14)

…Thus, in Permanent Mortgages v Cook & Anor [93] the defendants were unsophisticated with little education and with no clear exit strategy. [93] [2006] NSWSC 1104.…
Perpetual Trustee Co Ltd v Khoshaba [2006] NSWCA 41
Citation 8 (Para 7)

…re was no ongoing obligation to pay by instalments in the present case given the prepayment of interest. [77] Perpetual Trustee Co v Khoshaba [2006] NSWCA 41, paragraph 128.…
Garas v Maharaj [2004] NSWSC 1157
Citation 9 (Para 11)

…ds were sought, I am unable to be satisfied that the loans were unjust by reason of the interest rates.[92] [92] See also decision in Garas v Majaraj [2004] NSWSC 1157 wherein a rate of 20% was not viewed as unjust.…
Knowles v Victorian Mortgage Investments Ltd [2011] VSC 611
Citation 10 (Para 1)

…ular basis clearly undertaking to sell her property if events did not turn out as she hoped. [95] Knowles v Victorian Mortgage Investments Ltd & Anor [2011] VSC 611, paragraph 68…
Silberman v Citigroup [2011] VSC 514
Citation 11 (Para 7)

…le” – that is, what you need to do to meet these obligations will vary depending on the circumstances.[70] [69] Silberman v Citigroup Pty Ltd [2011] VSC 514, paragraph 17. [70] ASIC Regulatory Guide 209 “Credit Licensing: Responsible Lending Conduct”, September 2013, page 11.…
Owens v Galvin [2013] VCC 22
Citation 12 (Para 1)

…The defendant commenced proceedings for professional negligence in the County Court on 22 August 2011.[24] [24] Owens v Galvin [2013] VCC 22.…

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