Consumer Credit Act 1995 (ACT)

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Consumer Credit Act 1995 (repealed)   

A1995-18

Republication No 7

Effective:  7 October 2010

Republication date: 7 October 2010

As repealed by A2010-40 s 4 (1)

Unauthorised version prepared by ACT Parliamentary Counsel’s Office

About this republication

The republished law

This is a republication of the Consumer Credit Act 1995 (repealed) (including any amendment made under the Legislation Act 2001, part 11.3 (Editorial changes)). It also includes any commencement, amendment, repeal or expiry affecting the republished law to 7 October 2010. 

The legislation history and amendment history of the republished law are set out in endnotes 3 and 4.

Kinds of republications

The Parliamentary Counsel’s Office prepares 2 kinds of republications of ACT laws (see the ACT legislation register at type="disc">

  • authorised republications to which the Legislation Act 2001 applies

  • unauthorised republications.

  • The status of this republication appears on the bottom of each page.

    Editorial changes

    The Legislation Act 2001, part 11.3 authorises the Parliamentary Counsel to make editorial amendments and other changes of a formal nature when preparing a law for republication.  Editorial changes do not change the effect of the law, but have effect as if they had been made by an Act commencing on the republication date (see Legislation Act 2001, s 115 and s 117). The changes are made if the Parliamentary Counsel considers they are desirable to bring the law into line, or more closely into line, with current legislative drafting practice.

    This republication does not include amendments made under part 11.3 (see endnote 1).

    Uncommenced provisions and amendments

    If a provision of the republished law has not commenced or is affected by an uncommenced amendment, the symbol  U  appears immediately before the provision heading.  The text of the uncommenced provision or amendment appears only in the last endnote.

    Modifications

    If a provision of the republished law is affected by a current modification, the symbol  M  appears immediately before the provision heading.  The text of the modifying provision appears in the endnotes.  For the legal status of modifications, see Legislation Act 2001, section 95.

    Penalties

    At the republication date, the value of a penalty unit for an offence against this law is $110 for an individual and $550 for a corporation (see Legislation Act 2001, s 133).

    Consumer Credit Act 1995 (repealed)

    Contents

    Page

    Part 1Preliminary

    1. Name of Act  2

    2. Dictionary  2

    3. Notes  2

    Part 2Consumer Credit (Australian Capital Territory) Code and Consumer Credit (Australian Capital Territory) Regulations

    1. Application in ACT of Consumer Credit Code  3

    2. Application of regulations under Consumer Credit Code  3

    3. Interpretation of some expressions in code and regulations                  4

    Part 3Conferment of judicial and administrative functions

    1. Conferment of judicial functions on courts and ACAT  5

    2. Conferment of administrative functions  5

    Part 4Miscellaneous

    1. Regulation-making power  6

    Dictionary7

    Endnotes

    1. About the endnotes  8

    2. Abbreviation key  8

    3. Legislation history  9

    4. Amendment history  10

    5. Earlier republications  13

    Consumer Credit Act 1995 (repealed)

    An Act to make provision for a uniform legislative scheme to regulate the provision of…

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    Sourced from the Federal Register of Legislation at 26 August 2026. For the latest information on Australian Government law please go to https://www.legislation.gov.au.