Retirement Savings Accounts Amendment Regulations 2005 (No. 1) (Cth)

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Retirement Savings Accounts Amendment Regulations 2005 (No. 1)1

Select Legislative Instrument 2005 No. 55

I, PHILIP MICHAEL JEFFERY, Governor-General of the Commonwealth of Australia, acting with the advice of the Federal Executive Council, make the following Regulations under the Retirement Savings Accounts Act 1997.

Dated 23 March 2005

P. M. JEFFERY

Governor-General

By His Excellency’s Command

MAL BROUGH

Minister for Revenue and Assistant Treasurer


  1. Name of Regulations

These Regulations are the Retirement Savings Accounts Amendment Regulations 2005 (No. 1).

  1. Commencement

These Regulations commence on 1 July 2005.

  1. Amendment of Retirement Savings Accounts Regulations 1997

Schedule 1 amends the Retirement Savings Accounts Regulations 1997.


Schedule 1          Amendments

(regulation 3)

[1]          Subregulation 1.03 (1), definition of SIS Regulations

omit

Superannuation Industry (Supervision) Regulations.

insert

Superannuation Industry (Supervision) Regulations 1994.

[2]          Subregulation 4.01 (2), after definition of lump sum

insert

non-commutable allocated pension means a pension provided under terms and conditions of an RSA that:

(a)meet the standards of subregulation 1.07 (2); and

(b)ensure that, if the pension is commuted, the resulting eligible termination payment cannot be cashed unless:

(i)the purpose of the commutation is:

(A)to cash an unrestricted non-preserved benefit; or

(B)to pay a superannuation contributions surcharge; or

(C)to give effect to an entitlement of a non-member spouse under a payment split; or

(ii)before commutation, the pensioner has satisfied a condition of release in respect of which the cashing restriction for preserved benefits and restricted non-preserved benefits is ‘Nil’.

non-commutable pension means a pension provided under terms and conditions of an RSA that:

(a)meet the standards of subregulation 1.07 (3A); and

(b)ensure that, if the pension is commuted under subparagraph 1.07 (3A) (e) (i), the resulting eligible termination payment cannot be cashed unless:

(i)the purpose of the commutation is to cash an unrestricted non-preserved benefit; or

(ii)before commutation, the pensioner has satisfied a condition of release in respect of which the cashing restriction for preserved benefits and restricted non-preserved benefits is ‘Nil’.

[3]          Schedule 2, after item 108A

insert

108B

Attaining preservation age

One or more of the following:

   (a)  a non-commutable allocated pension;

   (b)  a non-commutable pension;

   (c)  a non-commutable allocated annuity, or a non-commutable annuity, within the meaning of Part 6 of the SIS Regulations


Note

  1. All legislative instruments and compilations are registered on the Federal Register of Legislative Instruments kept under the Legislative Instruments Act 2003. See

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