R & I Bank Amendment Act 1994 (WA)

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WESTERN AUSTRALIA

R&I BANK AMENDMENT ACT 1994

No. 6 of 1994

AN ACT to amend the Red Bank Act 1990.

[Assented to 11 April 1994.]

The Parliament of Western Australia enacts as follows:

Short title

1. This Act may be cited as the R&I Bank Amendment

Act 1994.

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R&I Bank Amendment Act 1994

Commencement

2.     (1) Subject to subsection (2), this Act comes into operation

on the day on which it receives the Royal Assent.

(2) Sections 5, 6, 7, 8, 12 and 13 and Schedule 1 come into operation on such day as is, or days as are respectively, fixed by proclamation.

Principal Act

3.     In this Act the R&I Bank Act 1990* is referred to as the

principal Act.

[* Act No. 73 of 1990 as amended by Act No. 6 of 19931

Long title amended

4.     The long title to the principal Act is amended by deleting

Section 1 amended

5.     Section 1 of the principal Act is amended by deleting "R&I

Bank" and substituting the following —

It

Bank of Western Australia

Heading to Part 3 amended

6. The heading to Part 3 of the principal Act is amended by

deleting "R&I".

R&I Bank Amendment Act 1994

[No. 6

Section 22 amended

7. Section 22 (1) of the principal Act is repealed and the

following subsection is substituted —

4f

(1) After the commencement of section 8 of the R&I Bank Amendment Act 1994 the public company referred to in section 3 (2) (a) continues to be constituted as a bank under the name "Bank of Western Australia Ltd".

Section 24 repealed and a section substituted

8. Section 24 of the principal Act is repealed and the following

section is substituted —

i<

Name of Bank

24. (1) On the commencement of section 8 of the

MI Bank Amendment Act 1994 the name of the Bank is changed to the name "Bank of Western Australia Ltd".

(2)

Schedule 4 has effect.

(3)

The name of the Bank as set out in

subsection (1) shall not be changed under the

provisions of the Corporations Law.

Notwithstanding subsection (3), the Bank may use and operate under a business name being —

(4)

(a) an abbreviation or adaptation of its company name; or

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R&I Bank Amendment Act 1994

(b) a name approved by the Minister, other than its company name or an abbreviation or adaptation of its company name.

Section 30 amended

9.  Section 30 of the principal Act is amended —

(a)

in subsection (2) by deleting " "risk weighted assets of the Bank" (as that expression is defined by the regulations)" and substituting the following —

if

value of the risk weighted assets of the

Bank

(b)

by inserting after subsection (2) the following subsections —

U

(2a) The board of directors of the Bank

shall —

(a)

cause a fresh determination to be made by the Bank of the value of the risk weighted assets of the Bank each year for inclusion in the directors' statement for the Bank under Division 5 of Part 3.6 of the Corporations Law and as often as is required for the purpose of complying with subsection (2b) (b) and (c); and

(b)

specify a date as at which each determination is to be made.

R&I Bank Amendment Act 1994

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(2b) The board of directors of the Bank shall notify the Minister in writing of the value of the risk weighted assets of the Bank determined under subsection (2a) —

(a)

by sending to the Minister a copy of the directors' statement referred to in subsection (2a) (a), as soon as is practicable in each year after the signing of that statement;

(b)

at such times as the Minister may request in writing; and

(c)

whenever the board of directors is of the opinion that, having regard to the most recent determination of that value or other matters of which it is aware, subsection (2) may apply to a contract, arrangement or other transaction proposed to be entered into by the Bank or a subsidiary of the Bank.

and

(c) by inserting after subsection (3) the following

subsection —

(4) In this section, "value of the risk weighted assets of the Bank" means —

(a) the value that is determined in accordance with the requirements of the Reserve Bank of Australia from time to

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R&I Bank Amendment Act 1994

time for the determination of the capital adequacy of banks supervised by it; or

(b) if the Reserve Bank of Australia at any time ceases to notify banks supervised by it of requirements for the determination of capital adequacy, the value that is determined in accordance with requirements recommended from time to time by the board of directors of the Bank for calculating the value of the risk weighted assets of the Bank and approved by the Minister for that purpose.

Section 33 amended

10. Section 33 of the principal Act is amended —

(a)

in subsection (1) by deleting "The" and substituting the following —

Subject to subsections (2) and (2a), the

(b)

in subsection (2) (a) by deleting "8" and substituting the following —

8 (1) (a)

"; and

R&I Bank Amendment Act 1994

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(c) by inserting after subsection (2) the following

subsections —

(2a)

On and from the fixed day the payment of the financial obligations of the Bank is guaranteed under subsection (1) to the extent set out in subsections (2b) and (2c) and to that extent only.

On and from the fixed day until the fifth anniversary of the fixed day, the payment of money standing to the credit of any account with the Bank that was in existence at the close of business on the day preceding the fixed day, other than a term deposit, continues to be guaranteed under subsection (1) to the extent of the amount calculated by deducting from the amount that was standing to the credit of the account at the dose of business on the day preceding the fixed day the aggregate of all amounts debited to the account on or after the fixed day.

(2b)

On and from the fixed day the payment of the financial obligations of the Bank (including contingent liabilities) continues to be guaranteed under subsection (1) to the extent that those obligations arise from

(2c)

(a)

any term deposit made with the Bank, or other term liability incurred by the Bank before the fixed day;

(b)

securities issued by the Bank

before the fixed day;

(c)

a deed, agreement, instrument, undertaking or other document

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R&I Bank Amendment Act 1994

entered into, given or issued by the Bank before the fixed day; or

(d) any other event involving the Bank which occurred, or arrangements which were entered into by the Bank, before the fixed day, other than an account to which subsection (2b) applies.

(2d) In subsections (2a), (2b) and (2c)

"fixed day" means the day fixed for the

purposes of subsection (2a) by

proclamation.

Amendment of references to "Code"

11. The sections of the principal Act referred to in Column 1 of

the Table to this section are amended in the manner set out

opposite them in Column 2.

TABLE

Column 1

Column 2

Section 4 in the definitions of "articles", "memorandum" and "subsidiary", delete "Code" and substitute "Corporations Law"

Section 5

delete "Companies (Western Australia) Code"

and substitute "Corporations Law"

delete "that Code" and substitute "the

Corporations Law"

Section 22 (4)

delete "Code" and substitute "Corporations

Law"

R&I Bank Amendment Act 1994

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Section 22 (5)

delete "section 68 of the Code" and substitute "section 162 of the Corporations Law"

Section 24(1)

delete "Code" and substitute "Corporations

Law"

Section 25 (2)

delete "Code" and substitute "Corporations

Law"

Section 26 (3)

delete "Code" and substitute "Corporations

Law"

Section 26 (6)

delete "82 and 364 (1) (d) of the Code" and substitute "186 and 461 (d) of the Corporations Law"

Section 28 (1)

delete "Code" and substitute "Corporations

Law"

Section 31 (3)

delete "Code" and substitute "Corporations

Law"

Section 34 (1)

delete "sections 280 and 281 of the Code" and substitute "sections 327 and 328 of the Corporations Law"

Section 34 (1)

delete "with the Code" and substitute "with

the Corporations Law"

Section 34 (3)

delete "Code" and substitute "Corporations

Law"

Section 35 (1) (c)

delete "Part VI of the Code" and substitute

"Parts 3.6 and 3.7 of the Corporations Law"

Section 40

delete "Code" wherever it occurs and

substitute in each place "Corporations Law"

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R&I Bank Amendment Act 1994

Schedule 1,

delete "Code" and substitute "Corporations

Clause 1 (3)

Law"

Schedule 1,

delete "Code" and substitute "Corporations

Clause 10 (3)

Law"

Schedule 4 added

12. After Schedule 3 to the principal Act the following Schedule

is added —

it

SCHEDULE 4

[section 24]

TRANSITIONAL AND ENABLING PROVISIONS

Definitions

1.    In this Schedule, unless the contrary intention

appears —

"amended provisions" means the provisions inserted into this Act by sections 7, 8 and 12 of the R&I Bank Amendment Act 1994;

"commencement day" means the day on which section 8 of the R&I Bank Amendment Act 1994 comes into operation;

"former name" means "R&I Bank of Western

Australia Ltd".

Name deemed to be changed under Corporations Law

2. (1) The name "Bank of Western Australia Ltd" is to be regarded as having been reserved for the Bank and registered in respect of the Bank, and the registration of the name "R&I Bank of Western Australia Ltd" is to be

R&I Bank Amendment Act 1994

[No. 6

regarded as having been cancelled in respect of the Bank,

under section 375 of the Corporations Law.

(2) Section 382 (4) of the Corporations Law applies to the change of name of the Bank made by section 24 (1) as if it had been made under that subsection of the Corporations Law.

References to former name

3. On and from the commencement day a reference in —

(a)

the memorandum and articles of the Bank;

(b)

any other Act or any other instrument made under any Act; or

(c)

any document of any kind,

to the former name of the Bank is to be construed as if it had been amended to be, or to include, a reference to the name of the Bank, except where the context requires otherwise.

Registration of documents

4. The Registrar of Titles, the Registrar of Deeds, the Ministers respectively administering the Land Act 1933 and the Mining Act 1978, the Commissioner for Corporate Affairs, and any other person authorized by a written law to record and give effect to the registration of documents relating to transactions affecting any estate or interest in land or other property, shall take cognizance of the amended provisions and are empowered to record and register in the appropriate manner such of those documents as are necessary to give effect to the amended provisions.

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R&I Bank Amendment Act 1994

Use of former name and derivatives of it

5. (1) Except as provided for or permitted by this Act,

on and from the commencement day no person is to —

(a)

use the former name of the Bank or the name "The Rural and Industries Bank of Western Australia"; or

(b)

use any company, corporate, business, trading or other name substantially similar to either of the names referred to in paragraph (a); or

(c)

use the prefix "R&I" as part of any bank description without the approval in writing of the Minister.

(2)

In subelause (1) (c) "bank description" means

any company, corporate, business, trading or other name, or

other trade description or symbol, used in connection with

banking business or the provision of financial services.

The Bank, or any officer or other person acting on behalf of the Bank, shall not be taken to be in breach of subclause (1) or of section 219 of the Corporations Law by reason of the use of any instrument or document of any kind or any sign or other form of publication bearing the former name of the Bank.

(3)

(4)

Subclause (3) applies for the period of 30 months

commencing on the commencement day.

Consequential amendments

13. The Acts referred to in Schedule 1 are amended in the

manner set out in that Schedule.

R&I Bank Amendment Act 1994

[No. 6

SCHEDULE 1

[section 13]

CONSEQUENTIAL AMENDMENTS

Short title of Act

Amendment

1.

Constitution Acts

In Part 3 of Schedule V

Amendment Act

1899 (a) delete the item relating to the

board of directors of the R&I Bank of Western Australia Ltd and substitute the following —

.1t The board of directors

of the Bank of Western Australia Ltd referred to in section 22 of the Bank of Western Australia Act 1990.

and

(b) delete the item relating to the Commissioners of The Rural and Industries Bank of Western Australia.

2.

Count?), Areas

(1) In section 81, delete "the Rural and

Water Supply

Industries Bank of Western

Act 1947

Australia" and substitute the

following —

the Bank of Western Australia Ltd referred to in section 22 of the Bank of Western Australia Act 1990

(2) In section 95, delete "the Rural and

Industries Bank of Western

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R&I Bank Amendment Act 1994

Australia" and substitute the

following

" the Bank of Western

Australia Ltd referred to in section 22 of the Bank of Western Australia Act 1990

(3) In section 99, in the passage beginning "Thirdly", delete "the Rural and Industries Bank of Western Australia" and substitute the following —

iC

the Bank of Western Australia Ltd referred to in section 22 of the Bank of Western Australia Act 1990

3.

Country Towns

(1) In section 89, delete "The Rural and

Sewerage

Industries Bank of Western

Act 1948

Australia" and substitute the

following —

C' the Bank of Western

Australia Ltd referred to in section 22 of the Bank of Western Australia Act 1990

(2) In section 93, in the passage beginning "Thirdly", delete "The Rural and Industries Bank of Western Australia" and substitute the following —

44 the Bank of Western

Australia Ltd referred to in section 22 of the Bank of Western Australia Act 1990

MI Bank Amendment Act 1994

[No. 6

4.

Financial

In section 3 (1), in the definition of

Administration

"bank", delete subparagraph (a) (ii) and

and Audit

substitute the following subparagraph

—Act 1985

(I

(ii) Bank of Western Australia Ltd; and

5.

Freedom of

In Schedule 2, delete the reference to

Information

"The R&I Bank of Western Australia

Act 1992

Ltd." and substitute the following —

Cf

The Bank of Western

Australia Ltd

6.

Industry

(1) In the long title delete "The Rural

Advances

and Industries" and substitute

Act 1947

the following —

it

the

(2) In section 2, delete the definition of "Bank" and substitute the following definition —

(4 "Bank" means the

Bank of Western Australia Ltd referred to in section 22 of the Bank of Western Australia Act 1990;

7. Land Act 1933

(1) In section 61, delete "The Rural and Industries Bank of Western Australia" and substitute the following —

the Bank of Western Australia Ltd referred to in section 22 of the Bank of Western Australia Act 1990

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R&I Bank Amendment Act 1994

(2) In section 89B, delete "the Commissioners of The Rural and Industries Bank of Western Australia, constituted pursuant to the provisions of the Rural and Industries Bank Act 1944" and substitute the following —

the Bank of Western Australia Ltd referred to in section 22 of the Bank of Western Australia Act 1990

8.

Local

(1) In section 6 (1), in the definition of

Government

"owner" delete paragraph (h) and

Act 1960

substitute the following

paragraph —

(h)

does not include the Bank of Western Australia Ltd referred to in section 22 of the Bank of Western Australia Act 1990 as mortgagee in possession or

1)

otherwise;

(2) In section 560 (1), delete "the R&I Bank of Western Australia Ltd referred to in section 22 of the R&I Bank Act 1990" and substitute the following —

if the Bank of Western

Australia Ltd referred to in section 22 of the Bank of Western Australia Act 1990

R&I Bank Amendment Act 1994

[No. 6

(3)

In section 569 (7), delete paragraph (d) and substitute the following paragraph —

C.f

(d)

the Bank of Western Australia Ltd referred to in section 22 of the Bank of Western Australia Act 1990

(4)

In section 578 (5) (d), delete "the R&I Bank of Western Australia Ltd referred to in section 22 of the R&I Bank Act 1990" and substitute the following —

CC the Bank of Western

Australia Ltd referred to in section 22 of the

Bank of Western

Australia Act 1990

(5)

In section 578 (7), delete "The Commissioners of the Rural and Industries Bank of Western Australia" and substitute the following —

IC the Bank of Western

Australia Ltd referred to in section 22 of the

Bank of Western

Australia Act 1990

(6)

In section 581, delete "the R&I Bank of Western Australia Ltd referred to in section 22 of the R&I Bank Act 1990" and substitute the following —

C'

the Bank of Western Australia Ltd referred

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R&I Bank Amendment Act 1994

to in section 22 of the Bank of Western Australia Act 1990

(7)

In section 586, delete "the Red Bank of Western Australia Ltd referred to in section 22 of the R&I Bank Act 1990" and substitute the following —

tt the Bank of Western

Australia Ltd referred to in section 22 of the Bank of Western Australia Act 1990

(8)

In section 589 —

(a)

in the passage beginning "secondly", in paragraph (b), delete "R&I Bank of Western Australia Ltd referred to in section 22 of the R&I Bank Act 1990" and substitute the following —

(I the Bank of

Western Australia Ltd referred to in section 22 of the Bank of Western Australia Act 1990

and

(b)

delete the passage beginning "thirdly" and ending with "1990;", and substitute the following —

thirdly — in payment of money due under

R&I Bank Amendment Act 1994

[No. 6

mortgage of the land to the Bank of Western Australia Ltd referred to in section 22 of the Bank of Western Australia Act 1990;

(9) In section 593 —

(a)

in subsection (1) (b), delete "the R&I Bank of Western Australia Ltd referred to in section 22 of the R&I Bank Act 1990" and substitute the following —

it

the Bank of Western Australia Ltd referred to in section 22 of the Bank of Western Australia Act 1990

and

(b)

in subsection (3) (b), delete "the R&I Bank of Western Australia Ltd referred to in section 22 of the R&I Bank Act 1990" and substitute the following —

CC the Bank of

Western Australia Ltd referred to in section 22 of the Bank of Western Australia Act 1990

No. 6]

R&I Bank Amendment Act 1994

(10)

In section 594 (6), delete "the R&I Bank of Western Australia Ltd referred to in section 22 of the R&I Bank Act 1990" and substitute the following —

the Bank of Western Australia Ltd referred to in section 22 of the Bank of Western Australia Act 1990

(11)

In section 596 (2), delete "the R&I Bank of Western Australia Ltd referred to in section 22 of the R&I Bank Act 1990" and substitute the following —

(4 the Bank of Western

Australia Ltd referred to in section 22 of the Bank of Western Australia Act 1990

9.

Real Estate and

In section 1310 (1) (c), delete "The

Business Agents

Commissioners of the Rural and

Act 1978

Industries Bank of Western Australia"

and substitute the following —

44

the directors of the Bank of Western Australia Ltd referred to in section 22 of the Bank of Western Australia Act 1990

10.

Rural Adjustment

In section 15 (1), delete "the R&I Bank"

and Finance

and substitute the following —

Corporation

(4

Act 1993

the Bank

MI Bank Amendment Act 1994

[No. 6

11.

Soil and Land

In section 36 (1) (d), delete "The Rural

Conservation

and Industries Bank of Western

Act 1945

Australia" and substitute the

following —

If

the Bank of Western

Australia Ltd referred to in

section 22 of the Bank of

71

Western Australia Act 1990

12. Stamp Act 1921 (1) In section 1121 (1), in the definition of "bank", delete paragraph (a) and substitute the following paragraph —

(a)

Bank of Western Australia Ltd referred to in section 22 of the Bank of Western Australia Act 1990;

(2) In the Third Schedule, in item 1 (4) (b), delete "Savings Bank Division of the R&I Bank of Western Australia" and substitute the following —

savings bank of the Bank of Western Australia Ltd

13.

Superannuation

In section 6 (1), in the definition of

and Family

"department", delete "The Rural and

Benefits

Industries Bank of Western Australia"

Act 1938

and substitute the following —

lc

the Bank of Western Australia Ltd referred to in section 22 of the Bank of Western Australia Act 1990

No. 6]

R&I Bank Amendment Act 1994

14.

Unclaimed Money

In section 16 (3), delete "The Rural and

Act 1990

Industries Bank of Western Australia"

and substitute the following —

44

the Bank of Western Australia Ltd referred to in section 22 of the Bank of Western Australia Act 1990

15.

Wai. Service Land

In section 6 (4a), delete "the

Settlement

Commissioners of The Rural and

Scheme Act 1954

Industries Bank of Western Australia"

and substitute the following —

.44

the Bank of Western Australia Ltd referred to in section 22 of the Bank of Western Australia Act 1990

16. Water Boards

(1)

In section 108 (6), delete "The

Act 1904

Rural and Industries Bank of Western Australia" and substitute the following —

CC the Bank of Western

Australia Ltd referred to in section 22 of the Bank of Western Australia Act 1990

(2)

In section 108 (7), in the passage beginning "Fourthly" delete "The Rural and Industries Bank of Western Australia" and substitute the following —

'C

the Bank of Western Australia Ltd referred to in section 22 of the Bank of Western Australia Act 1990

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