Pawnbrokers Act 1888 (SA)

QUINQUAGESIMO PRIM0 ET QUINQUAGESIMO

SECUNDO

A.D. 1888.

No. 433.

An Act to amend the Law as to Pawnbrokers.

[Assmtcd to, Uecmzber 8th, 1888.1

W HEREAS it is dcsirablc to amend tllc law as to 1)awnbrokcrs Preamble, -Be it therefore Enacted by thc Governor of the Province of

South Australia, with the advice and consent of the Legislative Council and House of Assembly of the said province, in this present Parliament assembled, as follows:

1. This Act may be called ' T h e Pawnbrokers Act, 1888." Short title.

2. This Act shall, except as otherwistb expr~ssecl, conimcncc and conmencement of

take effect from and irnrncdiatcly after the twenty-first day of Act.

6-433.

December, one thousand eight hundrcd and eighty-cight, which day

is hcrcinafter referred to as the com~ncncement of this Act, and the

Schedules to this Bct, including the notes thereto, shall have effcct

as part of this Act.

3, The Act No. 16 of 1851, for regulating thc trade or business Repeal of IS of 1 8 ~ 1.

of pawnbrokers in South Australia, as far as the same relates to the business of pawnbrolrers in relation to loans made by them on pledges pawned with thcm, and to thosc plcdgcs. and to the pawning, redemption, and sale thereof, and to transactions and mattcms con- nected therewith, shall, on the commencement of this Act, be repealed; but this repeal shall not affect the past operation of that Act, or any right, title, obligation, or liability incurred, or the validity or invalidity of any contract made or of anything done or suffered under that Act before the commencement of this Act; nor shall this repeal interfere with the institution or prosecution of any proceeding in respcct of any offence committed against, or any

penalty

51" & 52' VICTORIE, No. 433.

The Pawnbrokers Act, -1888.

- . -..-v

penalty or forfeiture incurred under, that Act, or take away or abridge any protection or benefit conferred or secured by that Act, in relation to anything clone thereunder before the conmlencement of this Act.

DeJinitions- Application qf Act.

Interpretation.	4. In this ,4ct- -
'' Pawnbrokerv includes every person who carries on the business of taking goods and chattels in pawn:
'' Pawncr" means a person delivering an article for pawn to a

pawnbroker:

Pledge" mcans an article pawned with a pawnbroker:

" Shop" includes dwelling- house and warehouse, or other place of business, or place where business is transacted:

" Unfinished goods or materials" includes any goods of any manufacture, or of any part or branch of any manufacture, either mixed or separate, or any nmtcrials whatever plainly intended for thc composing or manufacturing of any goods, after such goods or materials a1.e put into a statc or course of'

rnanufacturc, or into a state for any proccss or operation to

bc pcrforrnud thereupon or therewith, and before the snmc

are completed for the purpose of mcnr or corlsumption:

" Constable" includes any peace officer.:

Justice" means Justice of the Peace:

Perishable articles" means woollens, feathers, ancl furs, and

articles in part consisting of woollens, feathers, or furs:

TWO Justices" means ally two Justices or the Policc Magistrate of the City of Adelaide, or any Stipendiary or Special Magis- tratc sitting in open Court in the excrcisc of the summary

Summarily convicted," " summary conviction," and the like, jurisdiction under the Act No. 6 of 1860, the Justices Procedure Act, 1883, or any Act incorporated thcrcwith: refer to a summary conviction before two Justices or a Police Magistrate, or a Stipendiary or a Special Rlagistrate, sitting as aforesaid.

Extension of Act to	5. I n order to prevent evasion of the provisioiis of this Act, the
keepemaf

shops.

following persons shall be deemed to be prrsons carrying on the

business of taking goods arid chattcls in pa,wir, that is to say-

Every person who keeps a shop for the purchase or sale of

goods or chattels, or for taking in goods or chattels, by may

of security for money advanced thereon, and who purchases or

receives or takes in goods or chattels, and pays or advances or lends

thereon any sum of money not exceeding ten pounds, with or

under an agreement or understanding, expressed or implied,

or to be, from the nature and character of the dealing,

reasonably

51' & gao VICTORIE, No. 4-33"

The Pawnb~okers A c t. 1 8 8 8.

- -

reasonably inferred, that those goods or chattels may be afterwards redeemed or repurchased on any terms, and every such transaction, article, paymcnt, advance, and loan shall be deemed a pawning, pledge, and loan respectively within this 24ct.

6. The provisions of this Act relating to pnwrlbrokers shall extend to ailcl include the cxccutors or administrzttors of deceased pawnbrokers, except that an executor or administrator shall not be answerable for any penalty or forfeiture personally or out of his own estate, unless the same is incurred by his own act or neglect.	Executors, &C.,
pawnbrokers.

of

Agents, servants,

7. For the purposes of this Act, snvtlling donc or omitted by the servant, apprentice, or agent of a apprentices, &C., of

in the coursc of, or pawnbrokers.

in relation to, the business of the pawnbroker, s l d l be deemed to be done or omitted, as the case may bc, by the plvnhroker, and anvthing bv this .4ct authorised to br done by a pawnbroker may

bewdone by'his servant, apprentice, or agent.

8. The rights, powers, and benefits by this -4ct reserved to and Assigns, executors,

confcrrcd on pawnclrs sha,ll extend to, and bc dccmrd to bc rcscrved	&C., of pawners.
to and conf'erred on the assigxls of pawners, and to and on the executors or administrators of decenscd pawners; but any person representing hiinself to a pawnbrokcr to bc the assign, executor, or administrator of n pawner shall, if required by the pn,wnbroltcr, produce to the pawnbroker tlic assigurncnt, probate, letters of administration, or other instrumtnt under which hc claims.

9, This Act shall apply-	Application of Act in
respect of loans.
(1) To every loan by a pawnbroker of Five Pounds or under:
(2) To cvery loan by a pawnbroker of above F iw Pounds and not above 'l'wenty Pounds, esccyt as in this Act otherwise providecl in relation to cases where n special contract

time of the pawning. rcspccting the terms of thc 1o:m (as autl~ioriscd is made bctween the pawner and the pawnbrokcr at the by this Act)

Nothing in this Act shall apply to a loan by a pawnbroker of above T~vcnt i Founds, or to the pledgc on which the loan is made, or to the pwnbrokcr or pawner ill re la t~o~i to the loan ur pledge: And, not- witlista,llding anything in this Act, a person shall not be deemed n pawnbrokcr by rcnson only of his paying, advancing, or lending, on any trrrns, any sum or. s u m of above ten pounds.

10, Nothins in this Act shall apply to a loan madc by a pawn-	Exception of loans
before commencement

broker before the commencement of this Act, or to the pledge on	of Act.
mllicll the loan is made, or to the pawnbroker or pawner in relation to the loan or pledge; and the enactments in force a t the time of the making of the loan shall, after and notwithstanding the com- mcnccincnt of this Act, have effect in relation to every such loan and pledge as i f this Act had not beer1 passed.

51" & 52' VICTORIW. No. 433.

The Pawnbrokers Act.--1888.

-+-

books, &C., as in pawnbrokers to keep 11. A pawnbroker shall keep and use in his business such books

Schedule.

and documents as are described in the First Schedule to this Act in

the forms therein indica,tcd, or to the like effect, and shall from time to time, as occasion requires, enter therein in m, fair and legible man- ner the particulars indicated in and in accordancc wit,h the directions of that hchedule, and shall make all inquiries necessary for that purpose.

If a pawnbroker fails in any reclpect to comply with the

requisitions of this section, he shall be guilty of an offence against

this Act.

Pawnbrokets to keep

names over doors, and

12, A lmvnbrolrer shall observe tbc following rules-

tables of rates. &C.,

exhibited in shops.

(1) Ilc shall always keep cxhihitctl in large ch:lrncters ovcr thc

outer door of his shop his surnanie and other name or

names, with the word pawnbrolrcr:

(2) He shall d w a y s keep placed in a conspicuous part of his shop

(so as to be ltlgible by every person l)awnine; or redeeming

pledges standing in ailY km; oi. place provided in the shop

for persona pawnilig or ictleeming plrdgrs) the same	infornlntion a s is bv the rulrs of tbe E'irst Schedule to
this A c t requircd to'bc prinhd on pwiltickets.

If a pawnbroker fails in any respect to cornplv with the ~.equisitions

of this section, hc shall be guilty of au offcncc: against this Act.

Pawn iny, Redemption., Sale.

Pawntickets to be 13. A pmnbrokcr shall, on taking a plerlgc in pawn, give to the

given for pledges. pawner a pawntickct in accordance with the Schedules to this Act, and shall not take a pledge in pawl1 unless thc pawner takes the pawnticket,

Profit and clla~gcs

ctllo\ved to pawn- 14. A l~nwnbroker may take profit on a loan on a pledge at a

brokers. ratenot exceeding that spcrified ill the Second Scl~cdnle to this ,4ct.

A pavnbrokcr may ticmancl ancl take tllc charges specified in the same Schednlc, in the cases and accolding to the rnlcs therein stated and prescribed.

A pawnbroker sllnll not, in respect of a loan 011 a ~)lcdge, take any

profit, or demand or ta,ke any charge or	s i ~ m whatever, other than
those spccificd in the same Schcdnl~.

A pajwnbroker shall, if rcquired at the time of redemption, give a receipt for thc amount of loan and profit paid to him.

Perishable articles

redeemable in three	15, Perishable articles talkell in pledge shall be redeemable within three months from the clavof pawning, esclusivc of that day and after the expiration of three rn&ths shall vcrt or be disposed of as in this Act povided in the case of pledg~s ~vllere the pear of redemp-
months.
tion and days of grme have elapsed.

16. Every

51' Sc 52' VICTORIE, No. 433&

The Pawnbrokers A c t. 1 8 8 8.

16. Every other pledge shall bc redeemable within six months otherpledgea redeemable for six

from the day of pawning, esclusivc of that day; and there shall be with added to that pcriod of rcdemption seven days of grace, within which days of grace.

every pledge (if not retleenlrd~vithin	the period of redemption) shall
continue to be redeemable.

17. A pledge pawned for teii sl~illings or under, if not redeemed lings Pledges or under for ten not shil-

within the year of redemption and days of grace, shall at the end of

time

the days of grace bccoine and be the pawnbroker's absolute pro-

perty, unless all interest due thcrenn shall havc been paid.

18. 9 $dg::r pawned for xlnovc! tcn shillings sllall fnrther con- Pledges above ten

t ime xedecmable until it is dispowrl of, as in this Act provided, un,ilaale. shillinge redesn~nble

al~hongl~ tllc !.car. of rcdcrn1,tion and dn~rs of' gmoc arc expired.

19. A pledge pawuecl for above ten shillings slm11, when disposed Sale by auction of pledges above ten

of by the pawnbroker, be disposed of by sale by public auction, ,&&ing8.

and not otlicrmise; and the regulations in the Third Schedule to

this Act shall be obscrved with reference to the sale.

A pawnbroker may bid for and purchase a t a sale by auction, niadc or purporting to be made under. this Act, a pledge pawned with him, ancl on such 1~11rc~iase hc shall be deemed tlic absolute owner of thc pledge 1)urt:hased.

20. If an RUC tioneer doc S anything in contrnvenlion of the pro- offences by auc-

visions of this Act relating to auctioneers, or fails to do anything tionee*.

which he is required by this Act t o do, he shall be guilty of an

offcncc against this ,4ct.

pledge pawned for above tt.w shillings is sold, the lwlder of the salebook. 21. At any tirrlc within thycc years aftcr the auction at which a Power to inupect

pwnticlrot may inspcct the entry of thc salc in thc pawnbroker's

by the signature of the auctionwr), or in either of thein. book, and in the fillcd-up catalogue of the auction (authcnticated 22. Wherc a pledgc pawned for above ten shillings is sold, and awnb broker count for surplus to ac-

a p p t ~ ~ ~ * s from the pawnbroker's book to have bccn sold for more t h r e ~ e n r s,

than the a~nourlt of tlw lo;m anti profit due at the: time of sale, the subcttoset -Off.

pawnbroker shall, on denlxnd, p& thc surplus to thc holder of the pu~ntickct, in case the denmlci is mt~dc within thrcc years after the sale, the necessary costs and cliarges of the sale bciiig first deducted,

If, on m y such demand, it appears from the pawnbroker's book that the sale of a pledge or pledges has resulted in a, surplus, and that, within twelve months before or after the sale, the sale of another pledge, or other pledges, of the same person has resulted in a deficit, thc pawnbroker may set off the deficit against thc surplus, and shall bc liable to pay thc balniice only after such set-off.

23. If.

51- & 5 2 VICTORIE, No. 433.

The Pawnbrokers Act.- 1888.

Offences aa Co pledges

for aboveten shillings. 23, If, with respcct to pledges for loans of abovc ten shillings, a

pawnbroker-

(1) Docs not b o n d j d e, according to tE~e directions of this Act, sell

a pledge pawned with him:

(2) Enters in his hook a plcdge as sold for less tlmn thc sum for

which it was sold, or fails duly to enter the same:

(3) Refuses to permit any person entitled under this Act to inspection of an entry of sale in the pawnbroker's book, or of a filled-up catalogne of the auction authenticated by the auctioneer's signature, to inspect the samc:

(4) Fails, without lawful excuse (proof whercof shall lic on him),

to produce such catalogue on lawful denlard:

( 5 ) Rcfuscs to pay on demand the surplus to the person entitled

to receive the same:

H e shall in every such case be guilty of an offencc against this Act, and shall be liable, 011 conviction thereof before two Justices, to forfeit to the person aggrieved a sum not exceeding Ten Pouncis,

Powertomakes~ecial 24, Notwithstanding anything in this Act, a ~mwnbrolier may which the pawnbroker makes a loan of abovc Five Founds, pro-

contracts, ~ubject to

restriclions.	make a r;pccial contract with ;t pmTnm	in rcspcct of a pledgc 011
vided always that-

( l ) The pawnbroker at the time of pawning shall deliver to the

pawner a special contract pawnticket, signed by the

pawnbroker:

(2) A duplicate of the special contract pamntickct shdl bc

signed by tlx pawner:

The provisions of this Act, savc a.s far as thc q)plication thereof is

excluded by the ternis of thc special contract,, shd1 apply thereto.

Holder of wanticket	25, The holder for the time being of a pawnticket shall be pre- sumed to be the person entitled to rcdcem the pledge, ilnd, subject to the provisions of this Act, the pnwnbrolrer shall accordingly (oil payment of the loan and profit) deliver the pledge to the person producirig the pawn ticket, and is hereby indrrntdied for so doing.
entitled to redeem.

Production of pawn-	26. A pawnbroker sl~nll	not	(cxc~pt	as in this Act provided) be
ticket on redemption.

bound to deliver back n pledge unless thc pawnticket for it is	I	"	a
delivered to him.

Liability of pawn- 27. Where a pledge is destroyed or damaged by or in con-

Oaae Of '** sequence of fire, the pawnbroker shall nevcrtl~less be liable, on

application witllin the period during which the pledge would have been redeemable, to pay the vahc of the pledge) after deducting

the

51" & p0 VICTORIR, No. 433.

The Pnzunbrokws Act-1888.

the loan and profit, such value to be the amount of the loan and

profit and twenty-five pcr cent. on the amount of the loan.

A pawnbroker shall bc entitled to insure to the extent of the vdue so estimated.

to the satisfaction of two Justices that the pledge has become or preciation of pledge. 28, If a pcrson entitled and offering to redeem a pledge, shows Cornpernationfor de-

has been rendered of less value t l~an it was at the time of the pawning thereof, by or through the default, neglect, or wilful misbehaviour of the pawnbrokcr, the Court may, if it thinks fit, award a reasonable satisfaction to the owner of the pledge in respect nf the damage, and t11e amount awarded shall be deducted from the :mount payable t o the pawnbroker, or slmll be paid by thc pnwnbrokcr (as thc case requires) in such manner as the Court directs.

29. The following provisions shall h a ~ e effect for protection of Protection of owners

tickets to proclucc- owners of articles pawned, and of pawners not having their pawn- ~$$~~pa,zf:c$~

(l) Any person clt~i~ning to be the owncr of a pledge, but not

holding the par<ntickct, or any person claiming to bc ciztitled to hold a pawnticliet, but nllcging that the same has been lost, mislaid, ~lcstrovcd, or stolen, or fraudulently obtaiucd from him, may ap$y to thc pawnbroker for a printed form of declaration, which thr pawnbroker shall deliver to him in the form numbered IV. or numbered V. in thc First Schedule hereto, as the case may be:

(2) If the applicant delivws back to the pmnbroker the declaration duly made before a Justice by the applicant, and by n person identifying him, the applicant shall there- upon haw, as bctwc.cn him and the pawnbroker, all the same rights and remedies as if hc produced the pawnticlret:

for that purpose unless it is duly rnadc and delivered Provided that such a declaration sllall not bc effectual back to the pawnbroker not later than on the third day after the day on which the form is delivered to the appli- cant by the pawnbroker (exclusive of a day or days on which the pawnbroker is prohibited fro111 carrying on business):

(3) The pawnbroker is hercby indemnified for not delivering the pledge to any person until the expiration of the period aforesaid:

(4) The pawnbroker is further hereby indemnified for delivering the pledge, or otherwise acting in conformity with the declara- tion, unless he has actual or constructive notice that the declaration is fraudulent or is false in any material particular:

If any person makes a declaration under this Act, either as an applicant or as identifying an applicant, knowing the same to be fialse in any material par~ic-ular, he shall be guilty of a misdemeanor, and shall be liable: to the punishment attaching by law to perjury.

30. In

51" & VICTORLE, No. 433.

The Pawnbrokers A c t. 1 8 8 8.

Delivery to owner of	30. In each of the following cases-
pawned.	(1) If any person is summarily con~icted or otherwise under this

property unlawfully

Act of knowingly and designedly pawning with a pawn- broker anything being the property of another person, the pawner not being employcd or authorised by the owner thereof to pawn the same:

(2) If any person is convicted in any Court of feloniously taking or fraudulently obtaining anJ7 goods and chattels, and it appears to the Court that the-same have heen pawned with a pawnbroker:

(3) If, in any proceedings before two Justices, it appears to the

Court that any goods and chattels brought before the

Court have been unlawfully pawned with n pawnbroker:

the Court, on proof of the ownership of the goods and chattels, may,

if it thinks fit, order the delivery thcreof to the omncr, either on payment to the pawnbroker of the amount of the loan or of any part thereof, or without payment thereof or of any part thereof, as to the Court, according to the conduct of the owner and the other

circumstances of the case, seems just and fitting.

Summary order for

delivery of pledge to 3.1. If a pawnbroker, without reasonable excuse (proof whereof

pmon entitled. shall lie on him), neglects or refuses to deliver a pledge to the person entitled to have delivery thereof under this Act, he shall be guilty of an offence against t,his Act, ancl two Justices may, if they think fit, with )or without imposing a penalty, order the delivery of the pledge on payment of the loan and profit.

Gene~al Restrictions on Pnw,l brokers.

Prohibition of pur-

chmlng pledgee, tak. 32. If a pawnbroker does any of the following things-

ing ledges from

ehil&-m, Bo .	(1) Takes an article in pawn from any person appearing to be
(2) Purchases, or takes in pawn or exchange, a pawnticket issued under the age of fburteen years, or to Fe intoxicated: by another pawnbroker:
(3) Employs any servant or apprentice or other person under the age of sixteen years to take pledges in pawn:
(4) Carries on the business of a pawnbroker on Sunday, Good Friday, or Christmas Day, or before the hour of eight o'clock in tho forenoon or after nine o'clock in the evening, except on Saturday evenings, the evening preceding Good Friday, and the evening preceding Christmas Day,on which evenings pledges may be taken until elrveil o'clock pm.:
(5) Under any pretence purchases, except at public auction, any

pledge while in pawn with him:

(6) Suffers any pledge while in pawn with him to be redeemed

with a view to his puxcha3ing it:

('7) Makes

~ I O & 52' VICTORIE, No. 433.

The Pawn brokers A c t. l h 8 8.

(7 ) Makes any contract or agreement with any person pawning, or offering to pawn, any article, or with the owner thereof, for the purchase, sale, or disposition thereof, within the time of redemption:

(8 ) Directly or indirectly makes any advance or part thereof on the security of any plcdgc in any way but in money:

(9) Sells or otherwise disposes of any pledge pawned with him

except at such time and in such manner as authorised by

this Act:

he shall be deemed guilty of an offence against this Act.

33. If any person lrnowingly and designcdly pawns with a pawn- Unlawful pawning af goods not property of

brokcr anything being the property of another person, the pawner ,	,	,
not being employed or authorised by the owner thereof to pawn the same, the pawner shall be guilty of an offence against this Act, and shall be liable, on summary conviction thereof, to forfeit any sum not exceeding Ten Pounds, and, in addition thereto, any sum not exceeding the full value of the pledge as sscertairled by the Court.
The forfeitures, when recovered, shall be applied towards making satisfaction thereout to thc pnrty injured, and defraying thc costs of prosecution as thc Court directs; but if the pnrty injured declines to accept of such satisfaction a i d costs? or if there is any surplus of the forfeitures, then the fbrfeitures and surpluses (as the case may be) shall be paid to the Treasurer for the public purposes of the province.

34. If any person does any of the following things-	persons offering
Proceedings where

(1) Offers to a pawnbroker any ar tides by way of pawn, being ~~~~~~~ do

unable or refusing to give a satisfactory account of the accountof thernselver,

means by which he became 1)ossessed of the article: &C.

(2) -Wilfully gives false information to a pawnbroker as to whether an article offered by him in pawn to the pawn- broker is his own property or not, or as to his name and address, or as to the name and address of the owner of the article:

(3) Not being entitled to redeem, and not having any color of title by law to rcdccin a pledgc, ntteinpts or endeavors to rcdccnl the same:

lie shall be guilty of an offence against this Act.

In every such case, and also in any case where, on an article being offered in pawn to a pawnbroker, he reasonably suspects that it has been stolen or otherwise illegally or clandestinely obtained, the pawnbroker may seize and detain the person and the article, or either of them, and shall deliver thc person and the article, or either of them (as the case may be), as soon as may be, into the custody of n constable, who shall, as soon as may be, convey the person, if so detained, before a Justice, to be dealt with a(:colding to law.

'l'h

51' & 52' VICTORIR, No. 433.

The Pawnbrokers Act.-1888.

The Justice may, if he thinks fit, on the request of the pawn- broker, grant to him a certificate of the amount of the compensation which the Justice deems reasonable for the pawnbroker's expenses, trouble, and loss of time in and about the seizure, detention, and delivery, which certificate shall have the effect of an order of Court fox the payment of the expenses of a prosecution made under the Criminal Law Consolidation Act, 1876, and any Acts amending the same, and the sum mentioned in the certificate shall be paid as money mentioned in such an order, and the certificate shall be subject to the like regulations as certificates mentioned in the said Acts.

Prohibition of t a g

in pawn linen, 35, If a pawnbroker knowingly takes in pawn any linen or a p p a ~ d, or unfinished goods or materials entrusted to any pcrson to

c ~ o ~ i n g,	unfLn18hed
goodas

CamE. m certain wash, scour, iron, mend, manufacture, work up, finish, or make up,

he. shall be guilty of an offence a'gainst this Act, and shall be liable,

on conviction thereof before two Justices, to forfeit a sum not exceeding double the amount of the loan, and the pawnbroker shall likewise restore the pledge to the owner thereof in the presence of the Court, or as the Court directs.

Search warrant for	38. If the owncr of any linen or apparel, or unfinished g o ~ d s	or
linen, &C., unlawfully

pawned.

materials intrusted to any person as aforesaid, and un1a'~vflllly

pawned with a pawnbroker, or the owner of any other article

unlawfully pawned with a pawnbroker (the last-mentioned owner

having on oath satisfied a Justice that his goods have been

unlawfully obtained and taken from him), makes out on oath before

a Justice that there is good cause to suspect that a pawnbroker has

taken in pawn the linen, apparel, goods, materials, or articles afore- said, without the privity or authority of thc o ~ ~ n e r, and makes appear to the satisfaction of the Justice probable grounds for such suspicion, the Justice may issue his warrant for searching, within the hours of business, the shop of the pawnbroker.

If the pawnbrokcr, on request by a constable authorised by the warrant, refuscs to open the shop and permit it to be searched, a constable may break it open within the hours of business, and search as he thinks fit therein for the linen, apparel, goods, materials, or article aforesaid, doing no wilful damage: anit if any pawnbroker or other person opposes or hinders the search he shall

be guilty of an offence against this Act.

If, on the search, any linen, apparel, goods, inaterials, or article aforesaid, is or are found, and the propcrty of the owner thereof is made out to the satisfaction of two Justices, they shall cause the same to be forthwith restored to the owner thereof.

Pambrokers' Licences.

Yearly licence and 37. Every pawnbroker shall yearly ta'ke out from the Treasurer

excise duty. a licence for carrying on the business of pawnbroking in the form

in

51" & 52' VICTORIB, No. 433.

The Pawdwoker.c Act,-1888.

in the Fourth Schedule to this Act, on which licence there shall be

charged and paid, for the public uses of the province, a duty of

Ten Pounds.

Every licence shall be dated on the day on which it is issued, and shall determine on the thirtycfirst day of July.

A separate licence shall be taken out and paid for by a pnwn- brokcr for each pawnbroker's shop kept by him.

If a person acts as a pawnbroker without having in force a proper

licence he shall, for every such offence, be liable to a penalty

not exceeding Fifty Pounds.

38. If a pawnbroker is convicted on indictment or information c e ~ e r o f licenceon

conviction.

in the Supreme Court of m y fraud in his business, or of receiving stolen goods lcnowing them to he stolen, the Judge before whom he is convlctcd may direct that his licence shall ccase to have effect, and the same shall so ceasc accordingly.

38. After the passing of this Act a pawnbroker's licence shall Licences not to be

not be granted to any person except on the production and in pm- oertikate.	granted without
suance of the authority of a certificate gritntcd under this Act, save that it shall not be necessary for any pgrson being at the comnknce- ment of this Act a licenscd pnwnlorolrer, or for his executors, ad- ministrators, assigns, or successors to obtain such a certificate,

Any licence granted in contravention of this section shall be void.

40. Certificates under this Act shsll bc granted by the Special C;;,"z;; g$&,

Magistrate presiding at the Local Court nearest to the place of busi- kxgistrate. ness in respect of which the licence is to be applied for.

41. A certificate under this Act shall be in the form given in the Formanddllrationof

Pifth Schedule to this Act, or to the like effect, and shall be in certificata. force one year from its date.

42. A person intending to apply for the first time for a Certificate Notice ~f t i ~ t appli-

under this Act shall, ten days at least before his application, give or cation-

send by registered letter to the clerk of the Local Court and to the

Commissioner of Police a notice in writing of the intention to

apply, signed by the applicant, and setting forth his names and

address, and the place where his business is intended to be carried

on.

43. An application for a certificatc shall not be refused, except Gh.ounds of refwal of certiflc~te.

on the following grounds, or one of them-

(1) That the applicant has failed to produce satisfactory evidence

of good character:

(2) That the shop in which he intends to carry on the business of a pawnbroker, or any adjacent house or place owned or occupied by him, is frequented by thieves or persons of bad character: (3) That

51' & 52' VICTOKIJE, No. 433.

The Pawnbrokers Act.--1888.

(3) That the shop in which he intends to carry on business is

unsuitable for the preservation of goods:

(4) That he has not complied with the last preceding section.

P

o

~

~

~

T

~

~

~

~

~

~

~

~

~

.

44.

If any person forges a certificntc, or tenders a certificate, knowing i t to be forged, he shall be liable, on conviction before two Justices in a summary way, to a penalty not exceeding Twenty Pounds, or, in the discrctioii of the Cowt, to imprisonment for any term not exceeding six months, with or without hard labor.

A licence granted in pursuance of a forged certificate shall be void;

and if any person makes use of a forged certificate, knowing it to be forged, he shall be disqualified from obtaining at any time thereafter

a, pawnbroker's licence.

General penalty for 45, If a pawnbroker or other person is guilty of an offence against

offences.	this Act, in respect whereof a specific forfeiture or penalty is not prescribed by this Act, he shall be liable, on conviction thereof before two Justices, to a penalty not exceeding Ten Pounds.
Application of
penaltie,.	46. Penalties recovered under this ,4cf,, not directed to be other- wise applied, may be applied under diwction of the Court in which they are recovcrcd, as follows-

(1) Where the complainant is the party nggrievcd, one moiety of

the penalty may be paid to him:

(2) Where the complainant is not the party aggrieved, there shall

be paid to him no part, or such part only of the penalty as

the Court thinks fit.

Arnenb for fr:~oloua	47, Where an information or complaint of an offence against this Act (not being an offence against any provision of this Act re- lating to licences) is laid or made hefore n Justice and is not further prosecuted, or if any such information or complaint is further prose-
informations.
therc was no sufficient ground for the making of the cha~ge, the cuted, but it appears to two Justices, on the hearing of the same, that
Justices shall have power to award soch amends, not exceeding the sum of Five Pounds, to be paid by the informer or complainant to
the party informed or complained against for his loss of time and
expenses in the matter, as to the Justices seem meet; and every s u m so awarded shall be recoverable as penalties under this Act are recoverable.
Pendt~ common

infarmam compound- 48. If any person lodges an infornmtion for an offence alleged to

ingxormaliona,	have been committed against this Act by which hc was not per-
sonally aggrieved, nild afterwards directly or indirectly receives, without the permission of a Jostice, any sum of money, or other reward, for compounding, delaying,. or withdrawing the information,
he shall be @lty of an offence against this Act.

49, If

51' & 52' VICTORIE, No. 433.

The Pawnbrokers Act.--1888.

49. If any person utters, produces, shows, or offers to a pawn- ~ ~ ~ ~ @ & ~ o ~ ~ $ ~ ~ -

broker a pawnticket which the pawnbroker reasorlablv suspects to tickets, &C.

have beei counterfeited, forged; or altered, the pawAbroker may

seize and detain the person and the ticket, or either of them, and shall deliver the person and the ticket, or either of them (as the mse may be), as soon as may be, into the custody of a constable, who shall, as soon as may be, convey the person, if' so detained, before n Justice to be dealt with according to law.

50. A pawnbroker shall at any time, when ordered or summoned Production of hooka,

by a Justice of the Peace, attend before two Justices and produce B c. ~

all books and paper" relating to his business which he is required by

the Court to produce. If he fails to do so he shall be guilty of an

offence against this Act.

51. Whcrc a pawnbroker is guilty of an offencc against this Act Contracts not void on

-not being an offence ,zgainst any provision of this Act relating to account of offences.

licences-any contract of pawn, or other contract made by him, in relation to his business of pawnbroker, shall nevertheless not be void by reason only of that offence, nor shall he by reason only of that offence lose his lien on or right to the pledge or to the loan and profit; but notldng in this section shall restrict the operation of any provision of this Act providing for the delivery of any goods and chattels, or the restoration of any linen, apparel, goods, materials, or article to the owner, undcr the order of any Court.

52. If any person is sued or prosecutd for anything done by Pntfictionof persona

him in pursuance, or execution or intended execution, of this Act,

executing Act.

he may plead generally that the same was done in pursuance, or

execution or intended execution, of this Act, and give the special

matter in evidence.

a.ppointed by, and shall be regulated undcr, the Ordinance No. 6 No. G of 1860. 53. The proceedings before Justices shall bc conducted as Application of Act

of 1850, intituled An Ordinance to facilitate the Performance of

the Duties of Justices of the Peace out of Sessions with respect to	summary convictions and orders," or of any other Act for the time
being in force relating to the duties of Justices with respect to summary convictions and orders, and the payment of any fines, penalties, moneys, or expenses, payable under this Act, may be enforced by distress or imprisonment, or both, as provided by the said Ordinance or other Act.

54. There shall be an appeal from any conviction by Justices ~ p p n l to L o c a ~ o ~ - t.

for any offence against this Act, or the regulations, or from any order made by Justices under this Act, or from any order dis- missing any information or complaint, which appeal shall be to the Local Court of Full Jnrisdiction nearest to the place where such conviction or order was made, or to the Local Court of Adelaide of Full Jurisdiction; and the proceedings on such appeal shall be conducted in manner appointed by the said Ordinance No. 6 of

1860,

51" & 5ze VICTORIE, No. 433.

The Pawnbrokers ,4ct.-1888.

1850, for appeals to Local Courts, or any other Act in force regulating

such appeals; but the Local Court aforesaid may make such order as to the payment of the costs of appeal as it shall think fit, although such costs may oxcced Tcn Pounds.

Court may state 55. The Local Court, upon the hearing of any appeal, may state one or more special case or cases for the opinion of the Suprcmc Court, and the Suprcme Court shall hear and decide such special case or cases, according to the practice of the Supreme Court on special cases, and the Supreme Court shall make such order as to costs of any special case as to the said Court shall appear just, and the Local Court shall make an order in respect to the matters referred to the Supreme Court, in conformity with the certificate of the said Supreme Court, which order of the Local Court shall be enforceable in manner provided for the enforcement of orders of Justices under the said Ordinance No. 6 of 1850, or other Act as aforesaid, and, savc as herein provided, no order or proceeding of any Local Court, made under the authority of this Act, shall be appealed against, or removed by certiorari or otherwise into the Supreme Court.

qscial case.

Appropriation of	56. All moneys received for penalties imposed for offences against this Act, or the regulations, shall be paid to the Treasurer on behalf of Her Majesty, Her heirs and successors, for the public uses of the said province, and in support of the Government thereof.
penaltiea.

In the name and on behalf of Her Majesty, I hereby assent to

this Rill,

WM. C. F. ROBINSON, Governor.

SCHEDULES

51' & 52' VICTORIA;,, -.. - No. 433.

The Pawnbrokers Act.-1888.

SCHEDULES REFERRE11 TO.

THE FIltST S C H E D U L E.

Formr of .Books and Ihcuments.

~ccs. 11 and 12.

, Pawnbroker,

Rule.

All entries in the last three columns respecting each pledge shall be made on the day of the pawning thereof, or within four hours after the end of that day.

11. PAWNTICKET. aeus. 1 i and 1'2.

A. For U loccn of Ten SiliZliugs or utrtler.

Pawned with YJohn Smith] pawnbroker, [236, High-street, Adelaide], this

[l7thl day of [March, 18931, by [ H e w y U7iEZiams], of r25, l h g - s t r e e t,

Port Augusta], for the sum of LTenl Shillings [one black frock coat).

[The fo2lowing i s to be printed on the ticket, on the front or back, or par t ly

on the f ront and partly on the back.]

The pawnbroker is entitled to charge for this ticket One Penny; for profit on each Two Shillings and Sixpence, or part of Two Shillings and Sixpence, lent on this pledge for not more than one calendar month, One and a Half Pence fund so on at same rate per rtrlendar ?nonth].

After the first calendar month any time not cscecding fourteen days will be chargcd as half a month, and any time exceeding fourteen days and not more than one month will be charged as one month.

This pledge must be redeemed within six calendar months and eeven days [or, i n the case o f perishable goods, three months] from the date of	pledging.	At thc
end of that time it becomes the property of the pawnbroker.

If the pledge is destroyed or damaged by fire, the pawnbroker will be bound to pay the value of the pledge, after deducting the amount of the loan and profit, such value to be the amount of the loan and profit, and twenty-five per cent. on the amount of the loan.

If this ticket is lost, mislaid, or stolen, the pawner should at once apply to the pawnbroker for a form of declaration, to be made before a Magistrate, or the pawn- broker will be bound to deliver the pledge to any pcrson who produces this ticket to

him and claims to redeem the same, B, For

The Pawnbrokers A c t. 1888.

B. For a loatz of above Ten Shillings.

Pawned with John Smi th ], pawnbroker, 5236, High-street, Adelaide], thia

[18 th l day of [ furch, E 18931, by Henry W z l l i ~ m s ], of r25, King-street, P o r t

Auptsta], for the sum of LEleven] Shi \ lings [one grey tweed c&tJ.

[ T h e following i.r to be printed on the licket, on the f ron t or back, or par t ly on the

front and partty on the back.]

The pawnbroker is entitled to charge for this ticket One Penny; for profit on each Two Shillings and Sixpence, or part of Two Shillings and Sixpence, lent on this pledge for not more than one calendar month One Penny [nnd so on at the same rate per calendar tnonth].

After the first calendar month any time not exceeding fourteen days will be charged as a half a month, and any time exceeding fourteen days and not more than one month will be charged as one month.

If this pledge is not redeemed within six calendar months and seven days [or irh

the case of perishnhlegood~, three months] from the day of pledging, i t may bc sold by

auction by the pawnbroker; but it may be redeemed at any time before the day of sale.

Within three years after the sale the pawner may inspect the account of the sale

in the pawnbroker's books on payment of One Penny, and receive any surplus pro-

duced by the sale. But deficit on sale of one pledge may be set off by the pawn-

broker against surplus on another.

If the pledge is destroyed or damaged by fire, the pawnbroker will be bound to pay the value of the pledge, after deducting the amount of the loan and profit, such value to be the amount of the loan and profit, and twenty-five per cent. on the amount of the loan.

If this ticket is lost or mislaid, the pawner should at once apply to the pawnbroker for a form of declaration, to be made before a Magistrate, or the pawnbrolccr will be bound to deliver the pledge to any person who produces the ticket to him and claims to rcdecm the same.

sec. 11. 111. SALE BOOK O F PLEDGES FOR LOANS O F ABOVE TEN SHILLINOS.

[Dntc and place of sale.]

[Name and place of business of auctioneer.]

seca. 11 and 29. IV. I)ECLARATTON W I I E R E P L E T ~ E CLAINEL) BY OWNER.

'l'nkc notice, $f'hz's cZc~. lwzf io?~ is Julse, th person a t a k i q it is putzlj.habk as for

y erjury.

fh le s s this printe(Eyfo~m i s taken 6tfor.e n Ma.yistrat~, unrl declared to and signed

and deEekbet.sd back to thepnwnbroker ?hot Za'er than the day ?f , the

articles mentimed in i t will be delivered to a?zy person prodz~cing the pawn ticket.

I, A. B., of

in pursuance of "The Pawnhrokers Act, 1888," do soIemnly and sincerely dcclare

that the article [or articles] described below is [or are] my property, and that I

heliew they are pledged at the shop of

'l'he

51' & 5 P VICTORIA, No. 433.

The Pawnbrokers Act.-1@88.

The article [ o r articles] above rcfcrrcd to is [or are] the following :-

And I, C. l)., of

in pursuance of the same Act. do solemnly and sincerely dcclarc that I know the

person now making the foregoing declaration to be A. B.

of

Declared before me, one of' Her Majesty's Justices of the Peace for the provincc oi South Australia, this

day of

18. ,

V. DECLARATION WHERE PAWNTICKET ILW, &C. secs. 11 and 29.

Take notice, this declaration is false, the person waking i t is pt.dshable as f o r

peg'ury.

l7dess [his prilated form i s take?& b ~ f o r e a Xugktmte, arad declared t r n d signed nnd

delivered back fo the p a w n h ~ o k e ~ no t later t l ~ a n the

[Jay ?f , the articles nwntioned in i t

will 6e rle1iaem-d to a y perso~b pmducz'ng the pnwtzticket.

I, A. B, 0 f

in pursuance of "The Pawnbrokers Act, 1888," do solemnly and sincerely declare that pledged at the

shop of	pawnbroker, the article
[or articles] described below, being

property, and received a pawnticket for the same, which has since been

, and that the pawntickct has not

by

been sold or transferred to any person by

or to knowledge or belief.

The article [or articles] above referred to is [or are) the following :-

And I, C. L)., of , in pursuance of the same Act,

do solemnly and sincerely declare that I kuow thc pcrson rlow making ths foregoing

tlcclnration to bc A. B., of

Declared before me, onc of Her Majesty's Justices of the Peace for the province of South Bustralia, this

day of

W.-- R s c m r ~ s, secn. l l and 14.

[Date. 1

Receiaed on redemption of pledge No. .-

Amount of lourl. .............................

l'rofit. ......,.....,..........,...,....,....

Total ..........................

[A. B.], Pawnbroker.

sec. 24.

VII.-S~ECIAI, COETRACT.

The pawnbroker charges for this ticket

profit at the rate per calendar month of

After the first calendar month any time not escecding fourteen days will be charged as half a month, and any time exceeding fourteen days and not more than one month will be charged as one month.

The charge for storage of this pledge will be per calendar mon~h, or

any part of a month, in addition to the charges abovemcntioned.

This

C-433.

51' & 52' VICTORIE, No. 433.

The Pawn b~okers Act,-1888.

This pledge is pawned for the period of months.

After the expiration of that time the pledge may be sold by auction by the pawn-

broker. But i t may be redeemed by the pawner at any time before the day of salc.

Within three years after thc sale, the pawner may inspect the account of the sale in thc pawnbroker's books on payment of , and receive any surplus

produced by the sale. But deficit on sale of one pledge may be set off by the pawn-

broker against surplus on another.

If the pledge is destroyed or damaged by fire, the pawnbroker will be bound to pay the whole of the value of the pledge, after deducting the amount of the loan and profit, and twenty-five per cent. on the amount of the loan, unless otllerwise agreed upon by the pawner and pawnbroker.

If this ticket is lost or mislaid the pawner should at once apply to the pawnbroker for a form of declaration to be made before a Magistrate, or the pawnbroker will be bound to deliver the pledge to any person who produces this ticket; to him and claims to redeem the same.

(Signed) [John Smith], pawnbroker. (Signed) LHcnrp TVilliams], pawner.

THE SECOND SCHEDULE.

Profit and Charges nllowecl to Pnzunbrokers.

osc. 14.

For any time during which the pledgc rcrnairls in pawn not, exceeding one month, for every Two Shillings and Sixpeiice or fraction nf 'l'wo Shillings and Sixpence lent, One and a half Pcnce.

For every month aftcr tllc first, inclnding the current n~ont'h in which the pledge is

redeemed, although that month i q not cspircd, for crery Two Shillings and Sixpence

or fraction of Two Shillings and Sixpence lent, One and a half Pcnce.

Provisoes.

1. If the pledge is redeemed before the end of the first fourteen days after the expiration of any month, the pawnbroker shall, in respect of those fourteen days, be entitled to take half of thc amuunt which he would be entitled to take for the whole month.

PART 11.

Charge on pawnticket .. .. .. .. .. .. .. .. .. .. .. .. .. .. .. .. .. One Penny.

For the inspection of the entry of a sale.. .................... One Penny. PART IV. CHARGE ON FORM OF DECLARATION

Where the loan is Fire Shillings or under .................... One Halfpenny.

Where the loan is abovc Five Shillings ...................... Onc Penny.

The sum is to be paid by the applicant at the time of application.

THE THTltD SCIIEDULE.

1. The auctioneer shall cause all pledges to be exposed to public view.

2. H e shall publish catalogucs of the pledges, stating-

( l ) The pawnbroker's name ;lnd place of busmess;

(2) The month in which each pledge was pawned.

3, The

51" & 520 VICTORIB, No. 433.

The Pawnbrokers A c t. 1 8 8 8.

3. The number of each pledge as entered at the time of pawning in the pledge-book. LThe pledges of each pawnbroker in the catalogue shall be sepalate from any pledges of any other pawnbroker.]

4. The auctioneer shall insert in some public newspaper an advertisement giving notice of the sale, and stating-

(1) The pawnbroker's name and place of busincss;

(2) The months in which the pledges were pawned.

5. The advertisement shall be inserted on two screral days in the same newspaper,

and the second advertisement shall be ineerted at least three clear days before the

first day of sale.

6. Where a pawnbroker bids at a sale the auctioneer shall not take the bidding in

any other form than that in which he takes the biddings of other persons at the same sale; and the auctioneer, on knocking down any article to a pawnbroker, shall forth- with declare audibly the name of the pawnbroker as purchaser.

7. The auctioneer shall, within fourteen days after the sale, deliver to the pawn- broker a copy of the catalogue, or of so much thereof as relates to the pledges of that pawnbroker, filled up with the amounts for which the several plcdges of that pawnbroker wcre sold, and authenticated by the signature of the auctioneer.

8. The pawnbroker shall preserve every such cataloguc for thrce years at least after the auction.

THE FOURTH SCHEDULE.

Form of Treasurer's Liceme.

SOUTH AUSTRALIA, WHEREAS A. B., of has produced me the certificate sac. 37.

to zuit, 1 of a Spccinl Magislralo, authorising thc grant to the gaid

A. U. of a licence to carry on the business of a pawnbroker at the house and hop

now occupicd by within the township of [or other pkace, as

the case m a y b ~ ] : Now therefore I do hereby grant to the said A. B. licence to

carry on the said busincss at thc house and shop aforesaid: And this licence shall

continue in force for the space of twelve months from the 31st day of July, 18	,
and no longer.

Dated, &c. Treasurer.]

THE F I F T H SCHEDULE.

Form o f C'ert$cate of Special Magistrate.

I [here insert nawe and descrl;utiun of the Nagis tra te], do hereby certify that I WC. 41.

authorise the grant to A. B., of of a licence to carry on the business of pawnbroker at the house and shop now occupied by

within the township of [or other place, as the

case may be]

Witness my hand this day of , 18 .

- - --p-

. - - -pp -. - - -

--- - - -L

Adelltide: By authority, B. F, LEADER, Governmellt Printer, North-terrace,