National Security (War-time Banking Control) Regulations (Cth)

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STATUTORY RULES.

1941. No. 272.

 

REGULATIONS UNDER THE NATIONAL SECURITY ACT 1939-1940.*

I, THE GOVERNOR-GENERAL in and over the Commonwealth of Australia, acting with the advice of the Federal Executive Council, hereby make the following Regulations under the National Security Act 1939-1940.

Dated this nineteenth day of November, 1941.

(SGD.) GOWRIE

Governor-General.

By His Excellency’s Command,

for and on behalf of the Minister of State for Defence Co-ordination.

  

National Security (War-time Banking Control) Regulations.

Short title.

1. These Regulations may be cited as the National Security (War-time Banking Control) Regulations.

Commencement.

2. These Regulations shall come into operation on the twenty-sixth day of November, 1941.

Administration.

3. These Regulations shall be administered by the Treasurer.

Definitions.

4. For the purposes of these Regulations—

“the Commonwealth Bank” means the Commonwealth Bank of Australia established by the Commonwealth Bank Act 1911;

“trading bank” means a body specified in the Schedule to these Regulations.

Banking business not to be carried on without authority.

5. A person or corporation (other than a bank of the Commonwealth or of any State) shall not, at any time after the expiration of three weeks from the commencement of these Regulations, carry on in Australia the business of banking, unless that person or corporation is in possession of a subsisting authority in writing granted by the Governor-General under these Regulations to carry on such business.

 

* Notified in the Commonwealth Gazette on  November, 1941.

7586.—20/25.11.1941.—Price 3d.

 

Grant of authority to carry on banking business.

6.—(1.) Within three weeks after the commencement of these Regulations, the Governor-General shall grant to each of the bodies specified in the Schedule to these Regulations an authority to carry on in Australia the business of banking.

(2.) The Governor-General may withdraw any authority granted in pursuance of the last preceding sub-regulation if, after inquiry and recommendation by a Justice of the High Court, he is satisfied that the holder of the authority has persistently and wilfully contravened these Regulations.

Control of advances.

7. In making advances a trading bank shall comply with the policy laid down by the Commonwealth Bank from time to time.

Consent required to purchase of securities.

8. A trading bank shall not, except with the prior consent of the Commonwealth Bank, purchase or subscribe to government, semi-governmental or municipal loans, or purchase or subscribe to securities listed on any Stock Exchange in Australia.

Trading banks to make special deposits with Commonwealth Bank.

9.—(1.) Every trading bank shall lodge in a Special Account with the Commonwealth Bank such part of its surplus investible funds as is directed by the Commonwealth Bank in accordance with a plan approved by the Treasurer.

(2.) For the purposes of this regulation, “surplus investible funds” means, in the case of each trading bank, the amount by which its total assets in Australia at any time exceed the average of its total assets in Australia at the weekly balancing days in the month of August, One thousand nine hundred and thirty-nine.

Withdrawals from Special Account.

10. A trading bank shall not withdraw any sum from its Special Account except with the consent of the Commonwealth Bank.

Interest to be paid on Special Accounts.

11. The Commonwealth Bank shall pay interest to each trading bank on the credit balance of that trading bank’s Special Account at a rate determined from time to time by the Commonwealth Bank:

Provided that any rate so determined shall—

(a) not exceed a rate fixed by the Treasurer from time to time, and

(b) be designed to secure that, in the judgment of the Commonwealth Bank, the trading profits of the trading bank shall not exceed the average of its annual trading profits for the three years ended the thirty-first day of August, One thousand nine hundred and thirty-nine.

Publication of balance-sheets and profit and loss accounts.

12. Every trading bank shall prepare and publish an annual balance-sheet and profit and loss account in accordance with a form specified by the Treasurer by order published in the Gazette.

Supply of information.

13. Every trading bank shall—

(a) furnish to the Treasurer, through the Commonwealth Bank, a statement of its profit and loss account in accordance with a form specified by the Treasurer; and

(b) furnish to the Treasurer, through the Commonwealth Bank, such statements in respect of its business as the Treasurer directs, and to the Commonwealth Bank such statements in respect of its business as the Bank directs:

Provided that such statements shall not disclose particulars of the accounts of any individual customer.

 

Supply of information by persons or bodies accepting deposits.

14. Every person or corporation which accepts deposits of money shall furnish to the Treasurer, through the Commonwealth Bank, such statements in respect of its business as the Treasurer directs, and to the Commonwealth Bank such statements in respect of its business as the Bank directs.

Reports by Auditor-General.

15. The Auditor-General shall investigate periodically and at any other time when so directed by the Treasurer the books, accounts and transactions of every trading bank, and shall furnish to the Treasurer and to the Commonwealth Bank such reports upon the affairs of each bank as are directed by the Treasurer.

Exemptions.

16. The Treasurer may, by order published in the Gazette, either wholly or to the extent specified in the order, and for the period so specified, and subject to such conditions and restrictions as he may direct, exempt, from the whole or any of the provisions of these Regulations, any person or corporation or any classes of persons or corporations who are or may appear to be carrying on in Australia the business of banking, or who intimate in any way that they are performing banking services.

 

THE SCHEDULE.

Ballarat Banking Company Limited.

Bank of Adelaide.

Bank of Australasia.

Bank of New South Wales.

Bank of New Zealand.

Brisbane Permanent Building and Banking Company Limited.

Commercial Bank of Australia Limited.

Commercial Banking Company of Sydney Limited.

Comptoir National d’Escompte de Paris.

English, Scottish and Australian Bank Limited.

National Bank of Australasia Limited.

Queensland National Bank Limited.

Union Bank of Australia Limited.

Yokohama Specie Bank Limited.

 

By Authority: L. F. Johnston, Commonwealth Government Printer, Canberra.

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