Motor Accident Insurance Act 1994
An Act to provide for a compulsory third-party insurance scheme covering liability for personal injury arising out of motor vehicle accidents, and for other purposes
Part 1 Preliminary
1 Short title
This Act may be cited as the Motor Accident Insurance Act 1994.
2 Commencement
This Act commences on a day to be fixed by proclamation.
3 Objects
The objects of this Act are—(a)to continue and improve the system of compulsory third-party motor vehicle insurance (CTP insurance), and the scheme of statutory insurance for uninsured and unidentified vehicles, operating in Queensland; and(b)to establish a basis for assessing the affordability of CTP insurance; and(c)to keep the costs of CTP insurance at a level the average motorist can afford; and(d)to promote competition in the setting of premiums for CTP insurance; and(e)to provide for the licensing and supervision of insurers providing CTP insurance under CTP insurance policies; and(f)to encourage licensed insurers to act in a way that supports the integrity of, and public confidence in, the statutory insurance scheme; and(g)to encourage the speedy resolution of personal injury claims resulting from motor vehicle accidents; and(h)to promote and encourage, as far as practicable, the rehabilitation of claimants who sustain personal injury because of motor vehicle accidents; and(i)to establish and keep a register of claims to help the administration of the statutory insurance scheme and the detection of fraud; and(j)to promote measures directed at eliminating or reducing causes of motor vehicle accidents and mitigating their results; and(k)to establish measures directed at eliminating or reducing the practice of giving or receiving consideration for a claim referral or potential claim referral, or soliciting or inducing a claimant to make a claim, in contravention of this Act.
4 Definitions
In this Act—act of terrorism see section 4B.administration fee means the fee payable to transport administration for work done in the administration of the statutory insurance scheme.affected person, in relation to a decision, for part 5A, see section 81.affordability index means 45% of Queensland full-time adult persons ordinary time earnings declared by the Australian Statistician in the original series of the statistician’s average weekly earnings publication most recently published.agricultural machine means an agricultural machine for which registration is required under the Transport Operations (Road Use Management—Vehicle Registration) Regulation 2021.assessment period see section 13(2).associate, of a law practice, see the Legal Profession Act 2007, section 7(1).associated person, for an investigated person, for part 5B, see section 87ZA.authorised person, for part 5A, see section 81.average weekly earnings, for a financial year, means the amount of Queensland full-time adult persons ordinary time earnings declared by the Australian Statistician in the original series of the statistician’s average weekly earnings publication most recently published before the start of the financial year.barrister see the Legal Profession Act 2007, schedule 2.claim