Insurance Laws Amendment Act 1991 (Cth)
PART 1—PRELIMINARY
Section
1. Short title
2. Commencement
PART 2—AMENDMENT OF THE INSURANCE ACT 1973
3. Principal Act
4. Interpretation
5. Insertion of new section:
3a. Interpretation—actuaries
6. Authority to commence carrying on insurance business
7. Authority to carry on insurance business for body corporate that carried on insurance business before 9 December 1971
8. Conditions to which authority is subject
9. Exemption in respect of insurance business carried on for benefit of limited class of persons
10. Accounts and statements to be lodged with Commissioner
11. Insertion of new sections:
48a. Actuarial investigation of outstanding claims provision
48b. Commissioner may reconsider delegate's decisions under subsection 48a (7)
12. Interpretation
13. Investigation of body corporate by Commissioner or inspector
14. Repeal of section 53
15. Entry on premises
16. Powers of the Commissioner or the inspector
17. Persons to comply with requirements of the Commissioner or the inspector
18. Person may be represented by a legal practitioner
TABLE OF PROVISIONS
Section
19. Notes of examination of person
20. Delegation
21. Report of the Commissioner or the inspector
22. Directions
23. Bodies corporate ceasing to carry on insurance business
24. Insertion of new section:
117a. Bankrupts and persons convicted of certain offences not to be directors, principal executive officers etc. of authorised insurers
25. Inspection of Register, accounts and auditors' certificates
26. Offences
27. Costs of investigations
28. Application of amendments—section 29 of the Principal Act
29. Application of amendments—accounts and statements
30. Application of amendments—accounts of reinsurers
31. Transitional—phasing-in of capital and solvency requirements
32. Transitional—exemptions under section 37
33. Transitional—investigations
34. Transitional—pre-commencement directions under section 62 of the Principal Act given by Treasurer
35. Transitional—section 123 of the Principal Act
PART 3—AMENDMENT OF THE LIFE INSURANCE ACT 1945
36. Principal Act
37. Interpretation
38. Insertion of new section:
4b. Interpretation—eligible assets
39. Registration of companies
40. Insertion of new section:
19a. Capital and solvency requirements
41. Actuarial reports, abstracts and statements of life insurance business
42. Accounts, balance-sheets etc. to be signed and lodged with Commissioner
43. Insertion of new section:
54c. Inquiry by Commissioner and direction not to deal with certain assets
44. Insertion of new section:
57a. Directions during or after investigation
45. Review of certain decisions
46. Insertion of new section:
146a. Bankrupts and persons convicted of certain offences not to be directors, principal executive officers etc. of registered life insurers
47. Phasing-in of capital and solvency requirements
48. Application—lodgment of annual returns
[
The Parliament of Australia enacts:
"
"3a. (1) Unless the contrary intention appears, a reference in this Act to an actuary is a reference to a person who is ordinarily resident in Australia and:
(a) is a Fellow of The Institute of Actuaries of Australia; or
(b) is a person in respect of whom there is in force an approval by the Commissioner under subsection (2).
"(2) The Commissioner may approve, in writing, a person who is not a Fellow of The Institute of Actuaries of Australia as an actuary for the purposes of this Act if the Commissioner is satisfied that the person has actuarial qualifications and experience that fit the person to perform the functions of an actuary under this Act.".
(a) by omitting from paragraph (a) "$500,000" and substituting "$2,000,000";
(b) by omitting from paragraphs (b) and (c) "$1,000,000" and substituting "$2,000,000".
(a) by omitting from paragraph (a) "$500,000" and substituting "$2,000,000";
(b) by omitting from paragraphs (b) and (c) "$1,000,000" and substituting "$2,000,000";
(c) by omitting from subparagraphs (b) (ii) and (c) (ii) "made," and substituting "made; or";
(d) by inserting after subparagraph (b) (ii) the following subparagraph:"(iii) 15% of its outstanding claims provision as at the end of its financial year last preceding the financial year in which the application is made;";
(e) by omitting from paragraphs (b) and (c) "greater" and substituting "greatest";
(f) by inserting after subparagraph (c) (ii) the following subparagraph:"(iii) 15% of its outstanding claims provision in respect of liabilities in Australia as at the end of its financial year last preceding the financial year in which the application is made;".
(a) by omitting from paragraph (1) (a) "$500,000" and substituting "$2,000,000";
(b) by omitting from paragraphs (1) (b) and (c) "$1,000,000" and substituting "$2,000,000";
(c) by omitting from subparagraphs (1) (b) (ii) and (c) (ii) "year," and substituting "year; or";
(d) by inserting after subparagraph (1) (b) (ii) the following subparagraph:"(iii) 15% of its outstanding claims provision as at the end of its last preceding financial year;";
(e) by omitting from paragraphs (1) (b) and (c) "greater" and substituting "greatest";
(f) by inserting after subparagraph (1) (c) (ii) the following subparagraph:"(iii) 15% of its outstanding claims provision in respect of liabilities in Australia as at the end of its last preceding financial year;".
(a) by omitting from paragraph (2) (e) "premium income and earned premiums" and substituting "premiums and of reinsurance expense";
(b) by inserting in paragraph (2) (g) "expense and of claims recoveries revenue" after "claims";
(c) by inserting in paragraph (2) (h) "and of claims recoveries" after "claims";
(d) by omitting from paragraph (2) (j) "management" and substituting "general";
(e) by omitting paragraph (2) (k) and substituting the following paragraph:"(k) except in relation to a body corporate to which subsection (6) applies—a statement:
(i) of the cost of meeting claims; and
(ii) of reinsurance recoverables;".
(a) by omitting from subsection (6) all the words after "weeks" and substituting "after the last day of each quarter of the year, lodge with the Commissioner a statement of claims that:(a) are in respect of liabilities in Australia; and
(b) exceed a prescribed amount; and
(c) were notified to the body corporate during that quarter.";
(b) by inserting after subsection (6) the following subsection:
"(6a) In subsection (6):
'quarter' means the period of 3 months ending on 31 March, 30 June, 30 September or 31 December.".
"48a. (1) This section applies to bodies corporate authorised under this Act to carry on insurance business.
"(2) The Commissioner may, by notice in writing given to a body corporate, require the body corporate to appoint an actuary to:
(a) carry out an investigation of the whole or a specified part of the body corporate's outstanding claims provision as at a particular time; and
(b) make a report on that investigation.
"(3) The actuary must not be an officer of the body corporate.
"(4) The body corporate must, within 7 days after the date on which the notice was given, advise the Commissioner, in writing, of the name of the actuary.
"(5) If the Commissioner notifies the body corporate that the actuary is not acceptable to the Commissioner, the body corporate must, within 7 days after the date on which the notice was given:
(a) appoint a different actuary; and
(b) advise the Commissioner, in writing, of the name of the actuary so appointed.
"(6) The Commissioner may, within 7 days after the advice was given under subsection (4) or (5), notify the body corporate, in writing, that the actuary is not acceptable to the Commissioner.
"(7) The body corporate must cause the actuary's report to be given to the Commissioner:
(a) within 30 days after the date on which the notice was given to the body corporate under subsection (2); or
(b) within such further time as the Commissioner, by written notice, allows.
"(8) The actuary's report:
(a) must be signed by the actuary; and
(b) must contain a statement of the actuary's opinion about each of the following:
(i) the adequacy of the amount of the whole or the part, as the case requires, of the outstanding claims provision;
(ii) the accuracy of any relevant valuations made by the actuary;
(iii) the assumptions used by the actuary in making those valuations;
(iv) the relevance and appropriateness of the information on which those valuations were based;
(v) the accuracy of the information on which those valuations were based.
"(9) A body corporate that contravenes this section is guilty of an offence punishable on conviction by a fine not exceeding $10,000.
"(10) In this section:
'
"48b. (1) If:
(a) a delegate of the Commissioner makes a decision under paragraph 48a (7) (b) allowing, or refusing to allow, further time; and
(b) the body corporate concerned is dissatisfied with the decision; the body corporate may, by written notice given to the Commissioner within 21 days after the day on which the decision first comes to the notice of the body corporate, request the Commissioner to reconsider the decision.
"(2) The reasons for making the request must be set out in the request.
"(3) Upon receipt of the request, the Commissioner must reconsider the decision and may, subject to subsection (4), confirm or revoke the decision or vary the decision in such manner as the Commissioner thinks fit.
"(4) If the Commissioner does not confirm, revoke or vary the decision before the end of the period of 21 days after the day on which the Commissioner received the request under subsection (1) to reconsider the decision, the Commissioner is taken, at the end of that period, to have confirmed the decision under subsection (3).
"(5) If the Commissioner confirms, revokes or varies a decision before the end of the period referred to in subsection (4), the Commissioner must, by written notice given to the applicant, inform the applicant of the result of the reconsideration of the decision.".
(a) by omitting from subsection (1) all of the words after "why" and substituting "the Commissioner should not, on specified grounds:(c) investigate the whole or any part of the business of the body corporate; or
(d) appoint a person to make such an investigation and report to the Commissioner the results of his or her investigation.";
(b) by omitting subsections (2), (3), (4) and (5) and substituting the following subsections:
"(2) If:
(a) the body corporate fails, within the period specified in the notice, to show cause to the satisfaction of the Commissioner why an investigation should not be made; and
(b) the Commissioner is satisfied that, in relation to the insurance business carried on by the body corporate, it is in the public interest that an investigation should be made;
the Commissioner may:
(c) make the investigation himself or herself; or
(d) by signed instrument, appoint a person (in this Part called the
'inspector' ) to make the investigation.
"(3) If:
(a) the Commissioner has decided that an investigation of a body corporate (in this section called the
'first body corporate' ) should be made; and(b) another body corporate (in this section called the
'associated body corporate' ) is, or has at some relevant time been, associated with the first body corporate; and(c) the Commissioner believes on reasonable grounds that it is necessary for the purposes of the investigation to investigate the whole or a part of the affairs of the associated body corporate;
the Commissioner may:
(d) make an investigation into the whole or that part of the affairs of the associated body corporate; or
(e) authorise the inspector to make such an investigation.
"(4) Before commencing an investigation of a body corporate, the Commissioner or the inspector, as the case may be, must serve on the body corporate:
(a) in all cases—a written notice by the Commissioner specifying the matters into which the investigation is to be made, being the whole or some part of affairs of the body corporate; and
(b) in the case of the inspector—a copy of the instrument appointing the inspector.
"(5) The inspector is to be a person resident in Australia.
"(6) The inspector is taken, for the purposes of section 126, to be a member of the staff assisting the Commissioner.".
(a) by omitting from subsection (1) "Where an inspector empowered to investigate" and substituting "If the Commissioner or the inspector, while investigating";
(b) by omitting from subsection (2) "An inspector" and substituting "The Commissioner or the inspector";
(c) by inserting in subsection (2) "the Commissioner or" after "possession of";
(d) by omitting from subsection (3) "an inspector" and substituting "the Commissioner or the inspector".
(a) by omitting from subsection (1) "An inspector" and substituting "The Commissioner or the inspector";
(b) by omitting from subsection (1) and (2) "the inspector" (wherever occurring) and substituting "the Commissioner or the inspector";
(c) by omitting from subsections (2) and (3) "an inspector" and substituting "the Commissioner or the inspector".
(a) by omitting "an inspector" (wherever occurring) and substituting "the Commissioner or the inspector";
(b) by omitting from subsection (2) "the inspector" (wherever occurring) and substituting "the Commissioner or the inspector".
(a) by omitting "an inspector" and substituting "the Commissioner or the inspector";
(b) by omitting from paragraph (b) "the inspector" (wherever occurring) and substituting "the Commissioner or the inspector".
(a) by omitting from subsection (1) "An inspector" and substituting "The Commissioner or the inspector";
(b) by omitting from subsection (2) "the inspector" and substituting "the Commissioner or the inspector";
(c) by omitting subsection (3) and substituting the following subsection:"(3) If the inspector causes notes to be recorded under this section, the notes must be given to the Commissioner with the report of the investigation concerned.".
(a) by omitting subsections (1) and (2) and substituting the following subsection:"(1) The Commissioner or the inspector may, by instrument in writing signed by him or her, delegate to a member of the staff assisting the Commissioner any or all of his or her powers under this Part.";
(b) by omitting subsections (4) and (5).
(a) by omitting from subsection (1) "An inspector, not being the Commissioner—" and substituting "The inspector:";
(b) by omitting subsection (1a) and substituting the following subsection:"(1a) The Commissioner must, on a completion or termination of an investigation made by the Commissioner, make a report in writing on the result of the investigation.";
(c) by omitting from subsections (2) and (3) "the inspector" (wherever occurring) and substituting "the Commissioner or the inspector";
(d) by omitting from subsection (4) "An inspector" and substituting "The Commissioner or the inspector";
(e) by omitting from subsection (4) all of the words after "a specified person has committed a criminal offence";
(f) by omitting subsection (4a) and substituting the following subsection:"(4a) If the inspector is of the opinion that criminal proceedings ought to be instituted or that a person has committed a criminal offence, the inspector must advise the Commissioner, in writing, of that opinion.";
(g) by omitting from subsections (5), (6) and (7) "Treasurer" and substituting "Commissioner";
(h) by omitting from subsection (5) "or forwarded" and substituting "by or".
"117a. (1) For the purposes of this section, a person is a disqualified person if, at any time, whether before or after the commencement of this section:
(a) the person has been convicted of an offence against or arising out of this Act; or
(b) the person has been convicted of an offence against or arising out of a law of the Commonwealth, a State, a Territory or a foreign country, being an offence in respect of:
(i) conduct relating to insurance; or
(ii) dishonest conduct; or
(c) the person has:
(i) become bankrupt; or
(ii) applied to take the benefit of a law for the relief of bankrupt or insolvent debtors; or
(iii) compounded with his or her creditors.
"(2) A disqualified person must not:
(a) be, or act as, a director or principal executive officer of a body corporate (other than a foreign body corporate) authorised under this Act to carry on insurance business; or
(b) be, or act as, a local executive officer of a foreign body corporate authorised under this Act to carry on insurance business.
Penalty: Imprisonment for 2 years.
"(3) A body corporate (other than a foreign body corporate) authorised under this Act to carry on insurance business must not permit a disqualified person to be, or act as, a director or principal executive officer of the body corporate.
Penalty: $25,000.
"(4) A foreign body corporate authorised under this Act to carry on insurance business must not permit a disqualified person to be, or act as, a local executive officer of the body corporate.
Penalty: $25,000.
"(5) In a prosecution under subsection (3) or (4), it is a defence if the defendant proves that:
(a) the defendant did not know, and had no reasonable grounds to suspect, that the person was a disqualified person; and
(b) the defendant had made all reasonable efforts to ascertain whether the person was a disqualified person.
"(6) A failure to comply with this section does not affect the validity of an appointment or transaction.
"(7) A reference in subsection (1) to a person who has been convicted of an offence includes a reference to a person in respect of whom an order has been made under section 19b of the
"(8) In this section:
(a) a natural person:
(i) who is a resident of Australia; and
(ii) who is solely or principally responsible for the management of the insurance business of the body corporate in Australia; or
(b) an agent of the body corporate appointed under section 118;
"(2) A person may, on application in accordance with the regulations and on payment of the prescribed fee (if any):
(a) inspect:
(i) such other accounts or statements lodged with the Commissioner under section 44; or
(ii) such parts of such other accounts or statements lodged with the Commissioner under section 44;
as:
(iii) are specified by the Commissioner by notice published in the
Gazette ; and(iv) were lodged by bodies corporate of a kind specified in the notice; and
(b) make a copy of, or take extracts from:
(i) if subparagraph (a) (i) applies—such an account or statement; or
(ii) if subparagraph (a) (ii) applies—such parts of such an account or statement.".
"(3) For the purposes of this section, if information contained in a document lodged with the Commissioner has been stored in electronic form by the Commissioner, a person is taken to have made a copy of, or taken an extract from, that document if the Commissioner gives the person a printout of, or of the relevant parts of, the information.
"(4) If an applicant under subsection (1) or (2) requests that a copy be provided in an electronic form, the Commissioner may provide the relevant information:
(a) on a data processing device; or
(b) by way of electronic transmission.
"(5) In this section:
(a) by inserting in subsection (1) "48a(9)," before "51 (5)" (first occurring);
(b) by omitting from subsection (1) "or 109(3)" (first occurring) and substituting ", 109 (3) or 117a (3) or (4)";
(c) by inserting in paragraph (1) (a) "48a(9)," before "62 (9)";
(d) by omitting from paragraph (1) (b) "or 105 (15)" and substituting ", 105 (15) or 117a (3) or (4)".
(a) months in a quarter that commences after the commencement of this section; and
(b) quarters that commence after the commencement of this section.
following table as if a reference in that section to the amount specified in the left-hand column of the table were a reference to the amount specified in whichever of the right-hand columns is applicable:
Reference in section 29 | 1st interim year | 2nd interim year | 3rd interim year |
$2,000,000 | $1,000,000 | $1,500,000 | $1,500,000 |
Reference in section 29 | 1st interim year | 2nd interim year | 3rd interim year |
15% | 5% | 10% | 12.5% |
made for the purposes of subsections 123 (1) and (2) of the amended Act.
"
"4b. (1) A reference in this Act to an eligible asset of a company (in this section called the
"(2) A reference in subsection (1) to an asset invested in a related company does not include a reference to an asset where:
(a) both of the following conditions are satisfied:
(i) the related company is a subsidiary of the first company;
(ii) no part of the asset is re-invested, whether directly or indirectly, through one or more interposed bodies corporate, trusts or partnerships, with a company that:
(a) is related to the first company; and;
(b) is not a subsidiary of the first company; or
(b) the investment consists of a loan to (including deposit with), or a share in, or debentures of:
(i) a bank as defined by subsection 5 (1) of the
Banking Act 1959 ; or(ii) a bank constituted by a law of a State; or
(c) the investment consists of a loan to (including deposit with) a prescribed dealer in the short-term money market.
"(3) In this section:
(a) by inserting in paragraph (2) (aa) "is incorporated in Australia and" after "company";
(b) by omitting from paragraph (2) (aa) "$2,000,000" and substituting "$10,000,000";
(c) by inserting after paragraph (2) (aa) the following paragraphs:"(ab) where the company is incorporated in Australia but does not have a share capital—that the value of the eligible assets of the company is not less than $10,000,000;
(ac) where the company is a foreign company—that the value of the eligible assets in Australia of the company is not less than $10,000,000;".
"19a. (1) A company that is incorporated in Australia, is registered under this Act and has a share capital must at all times have an adjusted paid-up share capital of not less than $10,000,000.
"(2) The reference in subsection (1) to the adjusted paid-up share capital of a company is a reference to the sum of its paid-up share capital and the amount standing to the credit of its share premium account.
"(3) A company that is incorporated in Australia and is registered under this Act but does not have a share capital must at all times have eligible assets (other than assets in a statutory fund) the value of which is not less than $10,000,000.
"(4) A foreign company that is registered under this Act must at all times have eligible assets in Australia (other than assets in a statutory fund) the value of which is not less than $10,000,000.
"(5) A company that is registered under this Act must at all times have eligible assets (other than assets in a statutory fund) the value of which exceeds the amount of its liabilities (other than liabilities in respect of share capital or liabilities that may be met by applying assets in a statutory fund) by $5,000,000.".
(a) by omitting from paragraph (2) (a) "5 months" and substituting "3 months";
(b) by omitting from paragraph (2) (b) "6 months" and substituting "15 weeks".
"54c. (1) This section applies to a company registered under this Act if it appears to the Commissioner that the company is, or is likely to become, unable to meet its liabilities.
"(2) The Commissioner may, by notice in writing served on the company, direct it to give to the Commissioner, within such period as is specified in the notice, such information in writing about the affairs of the company as is specified in the notice.
"(3) The period specified in a notice under subsection (2) must end later than 7 days after the date of service of the notice.
"(4) The Commissioner may, by written notice served on the company, direct it, in relation to an asset specified in the notice:
(a) in any case—not to dispose of or otherwise deal with the asset during such period as is specified in the notice; or
(b) if the asset is in Australia—not to remove the asset from Australia during such period as is specified in the notice.
"(5) The period specified in a notice under subsection (4) must end earlier than 6 months after the date of service of the notice.
"(6) A failure to comply with subsection (4) does not affect the validity of a transaction.
"(7) A direction under subsection (4) in respect of a company ceases to have effect if the company is commenced to be wound up.
"(8) A company which contravenes a direction given to it under this section is guilty of an offence punishable on conviction by a fine not exceeding $1,000,000.".
"57a. (1) If an investigation under this Division in respect of any company is being or has been made and it appears to the Commissioner:
(a) that the company is, or is about to become, unable to meet its liabilities; or
(b) the company has contravened a provision of this Act; or
(c) the company has contravened a condition or direction applicable to it under this Act;
the Commissioner may, by written notice served on the company, give directions to the company about its life insurance business.
"(2) The directions the Commissioner may give under this section include, but are not limited to, directions that the company is not to issue any further policies (other than paid up policies as required by this Act).
"(3) A direction issued to a company under this section must not remain in force for more than 12 months.
"(4) Subsection (3) does not prevent the Commissioner from issuing further directions to the company.
"(5) If it appears to the Commissioner that a direction is no longer necessary or should be varied, the Commissioner must, by notice served on the company, revoke or vary the direction.
"(6) If a company to which a direction has been issued applies to the Commissioner, in writing, for the direction to be revoked or varied, the Commissioner must:
(a) if it appears to the Commissioner that the direction is no longer necessary or should be varied—revoke or vary the direction; or
(b) in any other case—refuse to revoke or vary the direction.
"(7) The Commissioner must serve on the company written notice of a decision made under subsection (6).
"(8) A failure to comply with a direction under this section does not affect the validity of a transaction.
"(9) A direction under this section in respect of a company ceases to have effect if the company is commenced to be wound up.
"(10) A company which contravenes a direction given to it under this section is guilty of an offence punishable on conviction by a fine not exceeding $20,000.
"(11) In this section:
(a) by omitting "or" from the end of paragraph (g) of the definition of "reviewable decision" in subsection (1);
(b) by inserting after paragraph (g) of the definition of "reviewable decision" in subsection (1) the following paragraph:"(ga) a direction given under subsection 57a(1) or a decision under subsection 57a (5) or (6);";
(c) by omitting "(4)." from paragraph (h) of the definition of "reviewable decision" in subsection (1) and substituting "(4); or ;
(d) by adding at the end of the definition of "reviewable decision" in subsection (1) the following paragraph:"(i) a direction given under subsection 54c (4).".
"146a. (1) For the purposes of this section, a person is a disqualified person if, at any time, whether before or after the commencement of this section:
(a) the person has been convicted of an offence against or arising out of this Act; or
(b) the person has been convicted of an offence against or arising out of a law of the Commonwealth, a State, a Territory or a foreign country, being an offence in respect of:
(i) conduct relating to insurance; or
(ii) dishonest conduct; or
(c) the person has:
(i) become bankrupt; or
(ii) applied to take the benefit of a law for the relief of bankrupt or insolvent debtors; or
(iii) compounded with his or her creditors.
"(2) A disqualified person must not:
(a) be, or act as, a director or principal executive officer or the appointed actuary of a company (other than a foreign company) registered under this Act; or
(b) be, or act as, a local executive officer or the appointed actuary of a foreign company registered under this Act.
Penalty: Imprisonment for 2 years.
"(3) A company (other than a foreign company) registered under this Act must not permit a disqualified person to be, or act as, a director or principal executive officer or the appointed actuary of the company.
Penalty: $25,000.
"(4) A foreign company registered under this Act must not permit a disqualified person to be, or act as, a local executive officer or the appointed actuary of the company.
Penalty: $25,000.
"(5) In a prosecution under subsection (3) or (4), it is a defence if the defendant proves that:
(a) the defendant did not know, and had no reasonable grounds to suspect, that the person was a disqualified person; and
(b) the defendant had made all reasonable efforts to ascertain whether the person was a disqualified person.
"(6) A failure to comply with this section does not affect the validity of an appointment or transaction.
"(7) A reference in subsection (1) to a person who has been convicted of an offence includes a reference to a person in respect of whom an order has been made under section 19b of the
"(8) In this section:
(a) a natural person:
(i) who is a resident of Australia; and
(ii) who is solely or principally responsible for the management of the life insurance business of the company in Australia; or
(b) the principal officer of the company appointed under section 21;
(a) so much of the first financial year of the company ending after the commencement of this section as occurs after the commencement of this section; or
(b) one of the 3 subsequent financial years of the company.
Reference in section 19A | 1st interim year | 2nd interim year | 3rd interim year | 4th interim year |
$10,000,000 | $3,000,000 | $4,000,000 | $6,000,000 | $8,000,000 |
$5,000,000 | $1,500,000 | $2,000,000 | $3,000,000 | $4,000,000 |
1. No. 76, 1973, as amended. For previous amendments, see No. 216, 1973; No. 157, 1976; No. 31, 1977; Nos. 92 and 177, 1981; No. 26, 1982; Nos. 54 and 129, 1983; No. 72, 1984; No. 187, 1985; No. 168, 1986; No. 99, 1987; Nos. 38 and 87, 1988; No. 16, 1989; and No. 32, 1991.
2. No. 28, 1945, as amended. For previous amendments, see Nos. 65 and 80, 1950; No. 94, 1953; No. 3, 1958; No. 93, 1959; No. 29, 1961; No. 145, 1965; Nos. 78 and 216, 1973; No. 32, 1977; No, 177, 1978; Nos. 92 and 176, 1981; No. 143, 1983; No. 74, 1984; No. 65, 1985; No. 99, 1987; No. 38, 1988; and No. 16, 1989.
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House of Representatives on 6 June 1991
Senate on 21 August 1991
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