FEDERAL COURT OF AUSTRALIA
Host-Plus (Qld) Pty Limited v Kelley [2009] FCA 1504
Superannuation (Resolution of Complaints) Act 1993 (Cth) ss 14(2), 30, 36(a) and (c), 37(3) and (5), 46
Retail Employees Superannuation Pty Ltd v Crocker [2001] FCA 1330
HOST-PLUS (QLD) PTY LIMITED V ADRIAN NEIL KELLEY and AUSTRALIAN INCOME PROTECTION PTY LIMITED
NSD 414 of 2007
AUSTRALIAN INCOME PROTECTION PTY LIMITED v ADRIAN NEIL KELLEY and HOST-PLUS (QLD) PTY LIMITED
NSD 416 of 2007
BUCHANAN J
15 DECEMBER 2009
SYDNEY
IN THE FEDERAL COURT OF AUSTRALIA
NEW SOUTH WALES DISTRICT REGISTRY
GENERAL DIVISION
NSD 414 of 2007
BETWEEN: HOST-PLUS (QLD) PTY LIMITED
ApplicantAND: ADRIAN NEIL KELLEY
First RespondentAUSTRALIAN INCOME PROTECTION PTY LIMITED
Second RespondentIN THE FEDERAL COURT OF AUSTRALIA
NEW SOUTH WALES DISTRICT REGISTRY
GENERAL DIVISION
NSD 416 of 2007
BETWEEN: AUSTRALIAN INCOME PROTECTION PTY LIMITED
ApplicantAND: ADRIAN NEIL KELLEY
First RespondentHOST-PLUS (QLD) PTY LIMITED
Second Respondent
JUDGE:
BUCHANAN J
DATE OF ORDER:
15 DECEMBER 2009
WHERE MADE:
SYDNEY
THE COURT ORDERS THAT:
1.The determination of the Superannuation Complaints Tribunal made on 16 February 2007 be set aside and, in lieu thereof, the decisions of Australian Income Protection Pty Limited and Host Plus (Qld) Pty Limited that Mr Kelley was not entitled to a
benefit for temporary total disablement be affirmed.
Note:Settlement and entry of orders is dealt with in Order 36 of the Federal Court Rules.
The text of entered orders can be located using eSearch on the Court’s website.
IN THE FEDERAL COURT OF AUSTRALIA
NEW SOUTH WALES DISTRICT REGISTRY
GENERAL DIVISION
NSD 414 of 2007
BETWEEN: HOST-PLUS (QLD) PTY LIMITED
ApplicantAND: ADRIAN NEIL KELLEY
First RespondentAUSTRALIAN INCOME PROTECTION PTY LIMITED
Second RespondentIN THE FEDERAL COURT OF AUSTRALIA
NEW SOUTH WALES DISTRICT REGISTRY
GENERAL DIVISION
NSD 416 of 2007
BETWEEN: AUSTRALIAN INCOME PROTECTION PTY LIMITED
ApplicantAND: ADRIAN NEIL KELLEY
First RespondentHOST-PLUS (QLD) PTY LIMITED
Second Respondent
JUDGE:
BUCHANAN J
DATE:
15 DECEMBER 2009
PLACE:
SYDNEY
REASONS FOR JUDGMENT
BUCHANAN J:
These proceedings, in the original jurisdiction of the Court, concern an “appeal” under s 46 of the Superannuation (Resolution of Complaints) Act 1993 (Cth) (“the Act”). The appeal is available against determinations of the Superannuation Complaints Tribunal (“the Tribunal”) established under the Act. It is only available on a question of law.
Mr Kelley, whose interests are directly involved in the present matter, has not appeared in the proceedings. He cites financial incapacity to do so.
Mr Kelley worked as a chef. He was admitted as a member of the Intrust Super Fund (“the Fund”) on 17 January 2001. The trustee of the Fund was Host-Plus (Qld) Pty Limited. The trust deed contemplated the payment to members of benefits for temporary total disablement but only in the event that the trustee had insured for such a benefit and the insurer accepted a claim that such a benefit should be paid. The capacity of the Fund to provide that benefit, among others, was secured by a policy…
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- Case
- [2009] FCA 1504
- Decision Date
CaseChat Overview and Summary
The court examined the definitions provided in the Superannuation Industry (Supervision) Regulations 1994 and the relevant superannuation fund rules. It was necessary to determine whether Mr Kelley's condition constituted a total disablement as defined, and if his disability was temporary. The court also considered the evidence provided by medical experts and the decision-making processes followed by the respondent funds.
The court found that the Superannuation Complaints Tribunal had erred in its interpretation of the term "disablement" and the nature of Mr Kelley's condition. The tribunal had placed undue emphasis on the subjective experience of disability rather than the objective medical evidence. The court held that the decisions of the respondent funds, affirming that Mr Kelley was not entitled to a benefit for temporary total disablement, were correct. The determination of the Superannuation Complaints Tribunal was set aside, and the decisions of the respondent funds were affirmed.
Orders
Orders of the court
1. The determination of the Superannuation Complaints Tribunal made on 16 February 2007 be set aside and, in lieu thereof, the decisions of Australian Income Protection Pty Limited and Host Plus (Qld) Pty Limited that Mr Kelley was not entitled to a
benefit for temporary total disablement be affirmed.
Note:
Background
Background to the litigation
Full text does not contain this section.
Evidence
Evidence Before The Court
Full text does not contain this section.
Decision
Reasons for decision
Full text does not contain this section.
Ratio Decidendi
Legal Principle Established
Established by: BUCHANAN J
Full text does not contain this section.