Homesteads Act 1895 (SA)

ANNO QUINQUAGESIMO OCTAVO ET QUINQUA-

GESPM.0 NON0

A. D. 1895.

No. 640.

An Act relating to Homesteads.

[Assemkd to, L)ecew6er 20th~ 1895 .]

E it Enacted. by the Governor of the Province of South Aus- and House of Assembly of the said province in this present Parlia-	B tralia, with the advice and consent of the Legislative Council
ment assembled, as follows:

PART I.

INTRODUCTORY.

1, This Act may be cited as The Homestead Act, 1895." short title.

2.	I n the construction of this Act-	Interpretation.
Family " includes children and wife, or husband: Homestead " means a homestead registered pursuant to this

Act:

"Registrar" means the Registrar-Genera1 of Deeds, and in- cludes any Deputy Registrar when acting for the Registrar- General:

Settlor " includes any person applying to register a homestead:

3, This Act is divided into parts as follows :- Di~iaioa.

PART I.-Introductory :

PART I I.-Departmental and Official:

PART 111.-Procedure to secure Registration of Homesteads:

PART IV.-Eff ect of Registration of Homesteads.

640 4, The

58" & 59" VICTORIE, No. 640.

The Homestead Act.--l 895.

PART 1. 4, The object of this Act is to provide a simple mode of securely

Object. settling homesteads for the benefit of settlors and their families.

Application of A C ~. 5. Notwithstanding the provisions of "The Real Property Act,

1886," this Act shall apply to land subject to the provisions of the said Act as well as to land which is not so subject, and the Bcgistrar shall make all entries in the Register Book necessary for giving effect to the provisions of this Act.

Liability of home-

eteada for taxes, &c. liability of any land to be ta,ken cornpulsorily under any statutory 6. Nothing herein contained or hereby implied shall affect the

provision, or for the payment of rates and taxes.

Pr~emtionof@htsg 7, Subject to the express provisions of this Act, all estates and interests in any homestead, or in any land the subject of any appli- cation for registration as a homestead, and all rights in ]-cl t' ion thereto, shall continue unaffected.

PART 11. PART 11.

DEPARTMENTAL AND OFFICIAL,

Department. 8, Thc department of the Registrar shall be charged with the

execution of this Act.

Register of Home- 9, There shall be a Register of Homestead kept by the Registrar

stead. a t the Lands Titles Registration Office, at Adelaide.

Homestead certificate. 10. The Registrar shall issue a homestead certificate in respect of

any land which he shall be rcquircd to register as a homestead

to this Act.

F O ~,

11, Every homestead certificate shall be in the form contained in

the First Schedule, and shall be registered in a book to be kept by the

Registrar, and to be called the Register of Homesteads.

prior-.indorsement.	12. Before any homestead certificate shall be registered-
( a ) If the land affected is held under the provisions of '' The Real

Property Act, I886 ," the Registrar shall indorse on the certificate of title relating thereto and the duplicate there- of the following memor&dum :--" Settled inpursuance of

The Homestead Act, 1894.' "

( b ) If the land affected is not held under the provisions of The

Real Property Act, 1886," the Registrar shall indorse a similar memorandum on the last conveyance, and a memorial of such memorandum shall be registered in the General Registry Office.

Registration of ad. 13. Homestead certificates shall be registered in the Register ficate. of Homestead in the same manner, so far as practicable, as certifi-

cates of title are registered in the Register Book, and each homestead certificate shall form a separate folium of the Register of Home-

steads. 14. So

58" & 5 9 O VICTORIJE, No. 640.

The Homestead Act.-1895.

114, So soon as the homestead certificate shall have been re-

gistered pursuant to the preceding section, but not before, the Effeot.

homestead shall be deemed to be registered pursuant to this Act.

PART 11.

- -.

15. The Registrar may demand and receive in respect of the Feea.

several matters provided for in this Act the several fces specified in the Fifth Schedule, and shall pay the same to the Treasurer as part of the revenue of the province.

16. The Governor may make regulations for carrying this Act Regulation#.

into effect.

17. The provisions of " The Real Property Act, 1886," relating Application o f ~ e a l

to the signing and sealing of instruments, amd to their registration, Property A C ~.

and to the reception of such instruments, or copies thereof, i n evidence, and to the making of regulations and declarations, and to the alteration of fees and schedules, shall, so far as practicable, apply to similar matters under this Act.

PART 111. PART 111.

PROCHDITRE TO SECURE REGISTRATION OF

HOMESTEADS.

18. Applications for the registration of homesteads may be Applications.

made to the Registrar in the form contained in the Second Schedule, and the statements made in every application shall be verified by the declaration of the applicant.

19, No application shall be received except in respect of land Applicantil.

upon which the applicant is residing and has resided as his home for at least one year immediately prior to the making of the appli- cation, nor in respect of any land of the value, with the improve- ments thereon, of more than One Thousand Pounds, nor in respect	of any land of which the applicant is not either the owner for an
uncncumbcrcd estate in fee simple or the holder of a perpetual
lease from the Crown.

20, On the receipt of any application for the registration of a Notice.

homestead, the Registrar shall cause notice thereof to be published in the Government Gazette and in one daily paper and one local paper (if any) circulating in the district in which the homestead is situated, in manner prescribed by regulation, and shall post a copy of such notice to each creditor of the applicant.

21, Any creditor of the applicant may, within six months after csveaty.

the first publication of the notice provided for in the last section,

enter a caveat against the granting of the application.

22, Every caveat shall be in the form contained in the Third ~ o r m o f caveat.

Schedule, and the statements made in every caveat shall be verified

by the declaration of the caveator. 23, On

58" & 59' VICTORIE, No. 640.

The Homestead Act.-1895.

Paxr m. 23. On the receipt of any caveat the Registrar shall cause a

Procedure upon	copy to be forwarded to the applicant, and the applicant may
caveat.	summon the caveator in chambers before any Judge nf the Supreme Court, or the Special Magistrate of the Local Court of Adelaide, to show cause why such caveat should not he removed, and such Judge or Magistrate, on the hearing of such summons, may order the removal of the caveat, or may makc any order in relation thercto which he shall think fit.
Withdrawal by

caveat. 24, Any caveat may be withdrawn by the careator by notice to

the Registrar in the form contained in the Fourth Schedule.

25, If any person without reasonable cause enters or refuses to withdraw any caveat, compensation to the applicant may Fe awarded against him on the henring of any summons for the removal of the caveat.

Effect of caveat. 26, After the receipt of a caveat within the time provided the Registrar shall not proceed further with the application for the regis- tration of a homestead until the raveat is withdrawn 01. removed.

Condition to removal	27. No order shall be ir~ade	for the removal of a caveat unless
of caveat.

the applicant shall satisfy the Judgc, or Special Magistrate, that he can pay and discharge his debts and liabilities without recourse to the land included in the application for registration as a homestead.

Procedure in default

or removal of caveat. 28. If within the time limited for the receipt of caveats no caveat is received against an application for the registration of a homestead, or if all caveats which have been received within such time are subsequently withdrawri or removed, then, on the expira- tion of such time or such withctrn~val or rclrioval, as the case mily be, the Registrar shall proceed to register the Iaritl included in the application as s home stead in manner herein before provided.

Protection of creditors

at time of registra- 29. No settlement of a homcstcarl shall prevail against the

tion of homestead. claim of a creditor of the settlor in respect of a debt owing to such creditor by the settlor at the time of the registration of the home- stead.

PAET IV.

EFFECT OF KEGISTEATION OF HOMESTl3ADS.

Effect of registration. 30. The effect of the registration of n homestcarl as regards the land thc subject of such registration shall be to scttlc the same as follows :-

1. For the benefit, use, or occupation of the scttlor and family,

until the period for distribution.

2. For distribution at the period for distribution amongst the

family of the settlor then living: 3. So

The Homestead Act.-1895.

3. So that no alienation or attompted alienation by the settlor or family shall have any force or effect, except as provided in sections 34 and 36.	PABT	IT.
4. So that the estate and iuterest of the settlor and family shall

continue personal, absolute, indefeasible, and unaffected, to the value of One Thousand Pounds only, notwithstanding any bankruptcy, insolvency, assignment, judgment, order, execution, sale, transfer, matter, or thing, which but for this Act would or could directly or indirectly have affected any estate or interest in the land.

31, If reasonable came therefor be shown to a Judge of the	Judge of Supreme
Court may order

Suprenlc Court, he may ordcr such proceedings as may be necessary	proceedmgs.
to ascertain whether the valuc of any homestead exceeds One Thousand Founds, and for making the surplus (if any) available for creditors and re-settling the balance, as nearly as the circumstances will allow, in the manner provided for by this Act.
32, A Judge of the Supreme Court may at any time, if i t shall appear to him desirable for the benefit of the settlor and his family, order that a homestead shall be sold, and the proceeds thereof be settled or applied, as nearly as thc circumstances shall allow, in accordance with the provisions of this Act.	sale of homestead.
Judge may order

33, The period for distribution of a homestead shall be the date Period for distribu-

of the death of the setzlor, or the time when all the childrcn of the

tion.

settlor shall haw attained twenty-one wars of age, or died under

that age, whichever shall last. happen.

34. Thc settlor during lifc may regulate the occupation of the Regulation of oocu-

homestead bp himself and family as the settlor shall think fit, or,	pation.
i n the case of a husband, may, w i t h the consent of the wife, or, in the case of a wife, with that of the husband, let such homestead,
and after the death of the settlor such occupation shall be regulated	pursuant to any direction contained in the will of the settlor, and so
far as 110 such direction shall extend the widow or widower of: the settlor shall regulate such occupation, and after the death of such widow or widowor, subject to any direction given pursuant to this section, all the children shall be equally entitled to occupation of the homestead.
35, No lease of any homestead shall be for a longer term than three years from the making thereof, and such lease shall be granted	No lease to exceed
three years.
without fine or premium, and shall reserve the best rent which can
be reasonabiy obtained therefor as incident to the immediate rever-
sion, to be paid at the least by quarterly payments; and the protection afforded by this Act to the homestead shall, so far as applicable thereto, apply in all respects to the rent.

36, The settlor, bv direction contained in his will, may regulate Regulation of $8-

the distribution of the homestead pursuant to sub-division 2 of tnbuOn.

sec tiop

6 58" & 59' VICTORIA?, No. 640.

+

The Homestead Act.-1 895.

PAST m- section 30 in such manner as he shall think fit, and may include grandchildren in the benefit of such distribution, bu; subject to anv such direction the widow or widower of the settlor (if livingj shall take one-third and the children then living shall equaily between them take the residue, grandchildren taking the share of their deceased parent, or, if there shall be no widow or widower then living, the whole of the homestead. If no child or grandchild shall at the period for distribution take any share or interest in the homestead, then the widow or widower, if living, shall take the whole.

Exclusion from

participation. 37, Any regulation of occnpation or distribution provided for by the two preceding sections may provide for the eerlusion from participation of any persons who but for such regulation would be entitled to share therein, but so that no such regulation shall give any right, estate, or interest to any person not mentioned in such sections.

Rescission of regise 38, The registration of a homestead shall be rescinded by opera-

tration. tion of law-

(a ) By the settlor, within twelve months after the date of the registration, becoming bankrupt, insolvent, or making any assignment for the benefit of his creditors, or taking the benefit of any Act for the relief' of insolvent debtors:

(6) By the death of the settlor within twelve months of the date of the registration, if the estate is insufficient for the payment and discharge of his debts and liabilities without recourse to the homestead.

Ceaserofregiatmtion. 39, The registration of a homestead shall cease to operate at the period for distribution, cxcept for the purpose of giving effect to estates or interests acquired by virtue of such registration.

Notification of 40. On the registration of a homestead being rescinded by opera-

rescission or oeaaer.

tion of law, or on such registration ceasing to operatc, the Registrar shall enter a memorial of such rescission or cesser on the homestead certificate, and on the certificate of title or last conveyance of the land affected, and in the case of land which is not held under The Real Property Act, 1886," a memorial of such rescission or cesser shall also be registered in the General Registry Office.

Land under old

r~atsm. 41, In the case of land which is not held under "'l'he Real Pro-

perty Act," 1886, no homestead certificate or registration shall operate, except as regards the estate or interest of which the settlor is seised of or entitled to at the time of making the application.

I n the name and on behalf of Her Majesty, I hereby assent to this -

Bill. T. FOWELL BUXTON, Governor.

SCHEDULES.

VICTORIE, No.

The Hmnestead A c t 1 89 5.

SCHEDULES.

FIRST SCHEDULE.

IIornestead Certa>cate, not Transferable.

[ Inser t name, address, and occupation] is now the proprietor of a homestead estate in all that piece of land [describe land according to the certiJicate o f title or last

indenture of conveyance, and refer to tile volume and folio o f the certz$cak o f titEe or the registration reference to the indenture o f conveyance upon which the indorsement has been made.]

Dated the day of , 18 .

, Registrar.

SECOND SCHEDULE,

F o r m o f Application,

I, [name, occupation, and acldress], do hereby declare that I am the owner of an estate of freehold in fee simple in all that piece of land [describe the land f i l l ly

accordiny to the certificate of title or last indenture o f conveyance, and, if under the

Rea l Property A c t, refer to the regisfered volume and folio thereof], hereby

apply to have the land above described registered as a homestead under " The Homesteads Act, 1894." And I further declare that I am residing upon the said land and that I havc resided thcreon as my home for at least one year prior to the

date of this application, namely, since the day of 18

[here state date o f commencement qf residence], and that the said land with the

improvements thereon is of the value of 2, and no more, and that I am able

to pay and discharge all my debts itnd liabilities, of which a Schedule is hereto

attached, with the names and addresses of my creditors, without recourse to the said land, and that there is no person entitled to the possession or occupation of the said l ank adversely to my estate: And further that there is no mortgage, lien, incum- brance, or charge upon the said land or any part thereof. And I make this solemn declaration conscientiously believing the same to be true and appoint [here insert

address wi thin the city of Adelaide] as the address to which notices in respect of

this application may be sent.

Dated at this day of 18 .

Made and subscribed by the above-named thi S day of

18 , in the presence of-

[Signatuvu of applicant.]

Schedule showing the Debts afld Liabilities of the Applicant,

Name and Address of Creditor. Amount of Debt or Liability.

THIRD

8 58" & 5 9 O VICTORIE, No. 640.

The Homestead Act.-1895.

THIRD SCHEDULE,

Caveat Forbidding Registration o f Homestead wader " The Homestead Act, 1895."

To the HRgistrar-General.

Take notice that 1, [ i m e r t nante, occupatiotz, a7d rcddress], shall be prejuclicially

affected by the land included in the application of

of , and dated the day of

18 , being brought under the provisions of "The Homcstead Act, 1895," that

I am a creditor of the said ,

and the particulars of my claim are as follo~vs : here set .forth nature apzd unzou?zt o f

de&, and, i f secured, particulars of security held 5 . And I forbid the registration of

the said land as a homestead in pursuance of I' Thc Horrlestoad Act." I appoint

as the place at which notices and proceeclings relating

to this caveat may be served.

Dated this day of 18 .

Signed this day of in the presence of-

FOURTH SCHEDULE,

Withdrawal o f Caveat.

To the Registrar-General.

Take notice that I for we) [ p u t in name or names, or., the cnveators be a

partnership, Jirm, not incorporated, the usual Paarne or style of szcch $firm, and the occupation, place of bt4szness, or residence o f caveator or caveatoru! hereby withdraw

the caveat lodged by me for us) on the day of l

18 , against the application, dated the day of

18 ,of , for registration of a homestead under " The

Homestead Act, 1895."

day of

Dated this day- of , 18 .

[Signulure o f cacen tor.]

FIFTH SCHEDULE.

Fees Payable f o r	the Performance of	the several	Ac t s, Ha t t e r s, and Things	herein
specified.

3 S.

Filing application ....................................	0 10
Search ....,..........,...,........................	0 2
Indorsement ........................................	0 5
On the lodging of any caveat ..........................	0 5
On withdrawal of any caveat ...........................	0 5
Taking any declaration. ...............................	0 2

To these charges will be added the postage upon notices to the creditors of the

applicarrt (if any).

--

--p"- -

Adelaide : By authority, C. E. BRIBTOW, Government Printer, North-terrace.