Consumer Credit (Western Australia) (Infringement Notices) Regulations 2006 (WA)

Western Australia

Consumer Credit (Western Australia) Act 1996 Criminal Procedure Act 2004

Consumer Credit (Western Australia) (Infringement Notices) Regulations 2006

These regulations repealed by the Credit (Commonwealth Powers) (Transitional and Consequential Provisions) Act 2010 s. 4 (No. 14 of 2010) as at 1 Jul 2010 (see s. 2(b) and Gazette 30 Jun 2010 p. 3185).

Western Australia

Consumer Credit (Western Australia) (Infringement Notices) Regulations 2006 Contents1. Citation 12 — Commencement3. Interpretation 14. Prescribed offences and modified penalties 15. Authorised officers and approved officers 26. Forms 2Schedule 1 — Prescribed offences and modified penaltiesSchedule 2 — FormsNotesCompilation table 6Defined terms

Western Australia

Consumer Credit (Western Australia) Act 1996 Criminal Procedure Act 2004

Consumer Credit (Western Australia) Act 1996 Criminal Procedure Act 2004

Consumer Credit (Western Australia) (Infringement Notices) Regulations 2006

1.Citation

These regulations are the Consumer Credit (Western Australia) (Infringement Notices) Regulations 2006.

2.Commencement

These regulations come into operation on the later of  —

• (a)

  the day on which they are published in the Gazette; and

• (b)

  the day on which the Criminal Procedure Amendment Regulations (No. 2) 2006 come into operation.

3.Interpretation

In these regulations —

Commissioner has the same meaning as it has in the Consumer Affairs Act 1971.

4.Prescribed offences and modified penalties

• (1)

  The offences specified in Schedule 1 are offences for which an infringement notice may be issued under the Criminal Procedure Act 2004 Part 2.

• (2)

  The modified penalty specified opposite an offence in Schedule 1 is the modified penalty for that offence for the purposes of the Criminal Procedure Act 2004 section 5(3).

5.Authorised officers and approved officers

• (1)

  The Commissioner may, in writing, appoint persons or classes of persons to be authorised officers or approved officers for the purposes the Criminal Procedure Act 2004 Part 2.

• (2)

  The Commissioner is to issue to each authorised officer a certificate, badge or identity card identifying the officer as a person authorised to issue infringement notices.

6.Forms

The forms set out in Schedule 2 are prescribed in relation to the matters specified in those forms.

Schedule 1 — Prescribed offences and modified penalties

[r. 4]

Offences under Consumer Credit (Western Australia) Code		Modified penalty
s. 18(1), 20(b)	Failing to give debtor a copy of contract as presented to debtor for signature .............................	$2 000
s. 18(2), 20(b)	Failing to give debtor a copy of executed contract ……………………………………………	$2 000
s. 20(a)	Entering into credit contract that contravenes Part 2 Division 2 .....................................................	$2 000
s. 34(1)	Failing to provide statement of balances and amounts owing on request ......................................	$2 000
s. 76	Failing to give statement of pay out figure on request .....................................................................	$1 000
s. 140(1)	Publishing non‑complying advertisement ...............	$2 000
s. 153(1)	Failing to give copy of lease and prescribed statement to lessee ...................................................	$1 000

Schedule 2 — Forms

[r. 6]

Form 1 — Infringement notice

Consumer Credit (Western Australia) Act 1996

Infringement notice

Infringement notice no.

Alleged offender

Name:   Family name

Given names

or       Company name ____________________________________

ACN

Address ________________________________________________

Postcode

Alleged offence

Description of offence _____________________________________

Consumer Credit (Western Australia) Code s. 

Date                  /            /20                     Time                    a.m./p.m.

Modified penalty   $

Officer issuing notice

Name

Signature

Office

Date

• /

  Date of notice                              /20

Notice to alleged offender

It is alleged that you have committed the above offence.

If you do not want to be prosecuted in court for the offence, pay the modified penalty within 28 days after the date of this notice.

How to pay

By post: Send a cheque or money order (payable to ‘Approved Officer — Consumer Credit (Western Australia) Act 1996’) to:

Approved Officer — Consumer Credit (Western Australia) Act 1996

Department of Consumer and Employment Protection

Locked Bag 14   Cloisters Square

Perth   WA   6850

In person: Pay the cashier at:

Department of Consumer and Employment Protection

219 St George’s Terrace,   Perth   WA

If you do not pay the modified penalty within 28 days, you may be prosecuted or enforcement action may be taken under the Fines, Penalties and Infringement Notices Enforcement Act 1994.   Under that Act your driver’s licence and/or vehicle licence may be suspended.

If you need more time to pay the modified penalty, you can apply for an extension of time by writing to the Approved Officer at the above postal address.

If you want this matter to be dealt with by prosecution in court, sign here _______________________________________ and post this notice to the Approved Officer at the above postal address within 28 days after the date of this notice.

Form 2 — Withdrawal of infringement notice

Consumer Credit (Western Australia) Act 1996

Withdrawal of infringement notice

Withdrawal no.

Alleged offender

Name:   Family name

Given names

or       Company name _____________________________________

ACN

Address _________________________________________________

Postcode

Infringement notice

Infringement notice no.

• /

  Date of issue                         /20

Alleged offence

Description of offence ____________________________________

Consumer Credit (Western Australia) Code s. 

Date                   /            /20                           Time                 a.m./p.m.

Officer withdrawing notice

Name

Signature

Office

Date

• /

  Date of withdrawal                        /20

Withdrawal of infringement notice

[*delete whichever is not applicable]

The above infringement notice issued against you has been withdrawn.

If you have already paid the modified penalty for the alleged offence you are entitled to a refund.

*    Your refund is enclosed.

or

*    If you have paid the modified penalty but a refund is not enclosed, to claim your refund sign this notice and post it to:

Approved Officer — Consumer Credit (Western Australia) Act 1996

Department of Consumer and Employment Protection

Locked Bag 14   Cloisters Square

Perth   WA   6850

• /

  Signature                                                                                     /20

Notes

1          This is a compilation of the Consumer Credit (Western Australia) (Infringement Notices) Regulations 2006.   The following table contains information about those regulations.

Compilation table

Citation	Gazettal	Commencement
Consumer Credit (Western Australia) (Infringement Notices) Regulations 2006	22 Sep 2006 p. 4088-91	22 Sep 2006 (see r. 2(a))
These regulations repealed by the Credit (Commonwealth Powers) (Transitional and Consequential Provisions) Act 2010 s. 4 (No. 14 of 2010) as at 1 Jul 2010 (see s. 2(b) and Gazette 30 Jun 2010 p. 3185)

Defined terms

[This is a list of terms defined and the provisions where they are defined. The list is not part of the law.]

Defined term Provision(s)

Commissioner.................................................................................................................... 3