Commonwealth Trading Bank Regulations (Cth)

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STATUTORY RULES.

1953. No. 103.

REGULATIONS UNDER THE COMMONWEALTH BANK ACT 1945-1953.*

I, THE GOVERNOR-GENERAL in and over the Commonwealth of Australia, acting with the advice of the Federal Executive Council, hereby make the following Regulations under the Commonwealth Bank Act 1945-1953.

Dated this  thirtieth

day of  November , 1953.

W. J. Slim

Governor-General.

By His Excellency’s Command,

Treasurer.

––––––––

Commonwealth Trading Bank Regulations.

Citation.

1. These Regulations may be cited as the Commonwealth Trading Bank Regulations.

Commencement.

2. These Regulations shall come into operation on the third day of December, One thousand nine hundred and fifty-three.

Definition.

3. In these Regulations, “the Bank” means the Commonwealth Trading Bank of Australia established under the Commonwealth Bank Act 1945-1953.

Office hours.

4. Branches and agencies of the Bank shall be open for the transaction of business on such days and during such hours as the Bank determines.

Information to be furnished by customers.

5. The Bank may require a person who wishes to transact banking business with the Bank to furnish to the Bank particulars of his name, address and occupation and such other particulars as, in the opinion of the Bank, are necessary to enable the Bank to conduct that business properly.

Trading Bank not bound to inquire as to manner of operating on accounts, &c.

6. The Bank shall not be under a liability by reason of its failure to ascertain that the method in accordance with which a firm, company, society, local authority, club or other body of persons desires to operate on an account, to deal with a security or to transact any other business with the Bank is in accordance with any deed, articles, rules or other instrument of the firm, company, society, local authority, club or body.

Powers of attorney, &c.

7. When any business is to be transacted with the Bank under a power of attorney, probate of a will or letters of administration of an estate, the Bank may require the original power of attorney, probate or letters of administration to be produced to the Bank and may require a copy of the power of attorney, probate or letters of administration to be lodged with the Bank.

* Notified in the Commonwealth Gazette on , 1953.

4884.—Price 3d. 10/26.11.1953.

Secrecy.

8. An officer, agent or other person carrying on any business of the Bank shall not—

(a) permit any person to have access to, or furnish to any person copies of or extracts from, books or papers belonging to, or in the possession of, the Bank; or

(b)furnish to any person any information relating to the business of the Bank, other than information furnished to or on the order of a customer in respect of his own matters,

except by direction or authority of the Bank or under compulsion or obligation of law.

Balance-sheets and statements of profit and loss.

9. Balance-sheets and statements of profit and loss of the Bank prepared under sub-section (1.) of section 195 of the Commonwealth Bank Act 1945-1953 shall be in accordance with the form of balance-sheet and the form of statement of profit and loss respectively set out in the Schedule to these Regulations.

THE SCHEDULE.

Regulation 9.

Commonwealth Bank Act 1945-1953.

COMMONWEALTH TRADING BANK OF AUSTRALIA.

Balance-sheet as at

Liabilities.

Assets.

£

s.

d.

£

s.

d.

Capital..........................................

Coin, bullion, notes and cash at bankers

Reserve Fund................................

Deposits, bills payable and other liabilities (including provision for contingencies)

Money at short call—

(a) London...................................

(b) Elsewhere.............................

Balances due to other banks

Special Account with Commonwealth Bank...............................................

Cheques and bills of other banks and balances with and due from other banks..

Treasury bills—

(a) Australian Governments

(b) Other governments..................

Public securities (excluding treasury bills)—

(a) Australian Governments

(b) Other governments..................

(c) Local and semi-governmental authorities.......................

Bills receivable and remittances in transit

Bank premises (at cost less amounts written off)......................................

Loans, advances and bills discounted (after deducting provision for debts considered bad or doubtful)..............

Other assets........................................

Total...........................

Total........................

Statement of Profit and Loss for Year Ended

  

Dr.

Cr.

£

s.

d.

£

s.

d.

To Expenses...................................

By Discount and interest earned, net exchange, commissions and other items (including transfers from contingencies accounts), after deducting interest paid and accrued on deposits, rebate on bills current at balance date, amounts written off assets and losses on realization of assets and transfers to the credit of contingencies accounts (out of which accounts provisions for all bad and doubtful debts have been made)

To Taxes and payments in lieu of taxes

To Profits carried down..................

Total..........................

Total.........................

To Amounts written off bank premises.

By Profits.......................................

To Appropriations as follows:—

(a) Reserve funds.......................

(b) National Debt Sinking Fund...

(c) Other appropriations .............

Total...........................

Total........................

By Authority: L. F. Johnston. Commonwealth Government Printer, Canberra.

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