Commonwealth Bank Regulations (Cth)

STATUTORY RULES.

1928. No. 78.

 

REGULATIONS UNDER THE COMMONWEALTH BANK ACT 1911-1927.

I, THE DEPUTY OF THE GOVERNOR-GENERAL in and over the Commonwealth of Australia, acting with the advice of the Federal Executive Council, hereby make the following Regulations under the Commonwealth Bank Act 1911-1927 to come into operation forthwith.

Dated this 26th day of July, 1928

Deputy of the Governor-General.

By His Excellency’s Command

Treasurer.

 

REGULATIONS UNDER THE COMMONWEALTH BANK ACT 1911-1927.

Part I.—Preliminary.

Short title.

1. These Regulations may be cited as the Commonwealth Bank Regulations.

Parts.

2. These Regulations are divided into Parts, as follows:—

Part I.—Preliminary.

Part II.—General Banking Business.

Part III.—Note Issue Department.

Part IV.—Rural Credits Department.

Part V.—Issue of Debentures by the Bank.

Part VI.—Appeal Board.

Part VII.—Miscellaneous.

Interpretation.

3.—(1) In these Regulations, unless the contrary intention appears—

“the Act” means the Commonwealth Bank Act 1911-1927 as amended from time to time;

“the Deputy Governor” means the Deputy Governor of the Commonwealth Bank;

“Inspector” means an inspector of the Bank;

“Manager” means a manager of a branch of the Bank;

“Accountant” means an officer performing the duties of accountant at a branch of the Bank;

“Officer” means an officer of the Bank;

“Probationer” means an employee on probation for admission to the service of the Bank;

“Branch” means a branch of the Bank;

“Debenture” means a debenture issuable under the Act.

1041.

 

 “Inscribed Stock” means Commonwealth Bank Inscribed Stock;

“the Secretary” means the Secretary to the Bank appointed in pursuance of the Act.

(2) Any reference to a Form shall be read as a reference to a Form in the Schedule to these Regulations.

Declaration of fidelity and secrecy to be made by Directors and Members of London Board.

4. The declaration to be made by each Director and each member of the London Board, pursuant to section 15a of the Act, shall be in accordance with Form A.

Duties and Remuneration.

5. The Board shall fix the duties of the officers and servants of the Bank and shall from time to time fix their remuneration.

Probationers.

6. Every probationer, on joining the service of the Bank, shall sign “Probationary Articles of Agreement” and a “Declaration of Secrecy”, and shall be assured by a bond for Five hundred pounds (penal) by a Fidelity Guarantee Society, approved by the Board, to secure his fidelity during his term of probation.

Officers.

7. An officer, on his admission to the service of the Bank, shall be required to sign “Articles of Agreement” and “Declaration of Secrecy”.

Duty of secrecy.

8. An officer or probationer shall not allow any person to have access to books or papers belonging to the Bank, nor shall be furnish extracts therefrom, nor give information of any kind relating to the business of the Bank (except to or on the order of a depositor in respect of his own matters) unless by direction and authority of the Board, the Governor or any other executive officer of the Bank, or under compulsion or obligation of law.

Superannuation Fund and Fidelity Guarantee Fund.

9.— (1) The Board may with the consent of the Treasurer provide for a Superannuation Fund and a Fidelity Guarantee Fund to be established and may make rules for the conduct of each of such Funds.

(2) Except as hereinafter provided, every officer shall subscribe to the Superannuation Fund and Fidelity Guarantee Fund in terms of the rules of the respective Funds:

Provided that any officer joining the service of the Bank after 1st May, 1926, who is a contributor to the Commonwealth Superannuation Fund established under the Superannuation Act 1922-1924, shall not, so long as he continues his contributions to the Commonwealth Superannuation Fund, be compelled to subscribe to the Bank’s Superannuation Fund:

Provided further that, if any such officer elects to contribute to the Bank’s Superannuation Fund, he shall not be permitted to contribute to it for more than 9 years and 364 days unless he has withdrawn from the Commonwealth Superannuation Fund established under the Superannuation Act 1922-1924.

(3) The Board may from time to time, out of the funds of the Bank, supplement the Funds to an extent approved by the Treasurer.

Delegation of authority.

10. The Board may, from time to time, when it considers it necessary or expedient, delegate any or all of the powers or authorities conferred upon it by these Regulations, except this power of delegation, to the London Board, Governor, Deputy Governor, Inspector, Manager or other officer of the Bank.

Legal proceedings.

11. Legal proceedings on behalf of the Bank shall not be initiated or carried on by any officer of the Bank unless and until sanctioned by the Board.

Authorities.

12.—(1) It shall not be incumbent on the Bank to examine any deed, articles or rules of any firm, company, society, local authority, club or body, to ascertain that the method specified in any authority as the method in which the account of the firm, company, society, local authority, club or body is operated upon or in which any document or securities may be dealt with or withdrawn, is in accordance with such deed, articles or rules, and the Bank shall not be responsible in any way if such deed, articles or rules are in any way contravened.

(2) Where the articles of association or the constitution of a company, society, club or local body requires such documents to be executed under seal, authorities issued for the purposes of this regulation shall be issued under seal.

(3) When an account is to be operated upon under Power of Attorney or probate, or letters of administration the original document shall, if required, be produced to the Bank, and such document, or a certified copy thereof, shall, if required, be lodged with the Bank.

Addresses of depositors.

13. Notice of any change in the address of any depositor of the Bank shall be given by the depositor to the Bank as soon as possible after the change has taken place.

Decease of depositors.

14.—(1) In the event of the death of a depositor no further withdrawal of funds shall be permitted except by the deceased’s personal representatives, after production of probate or letters of administration, unless the Board otherwise directs.

(2) The Bank shall not be responsible for any withdrawals of or other dealings with any funds, deeds, documents or securities of a deceased depositor before it has received formal notice of his death.

Quarterly Statements of Assets and Liabilities, &c.

15. The Board shall, in accordance with section 18 of the Act, furnish to the Treasurer of the Commonwealth Quarterly Statements of the Liabilities and Assets of the Bank and of the business of the Bank, in accordance with Form B.

Half-yearly Balance-sheet.

16. The balance-sheet to he prepared in accordance with section 20 of the Act shall be made up as on the 30th day of June and the 31st day of December in each year and shall be in accordance with Form C or such other form as the Directors think fit and shall be prepared as soon as possible after those dates.

Treasurer’s half-yearly statement.

17. The statement to be prepared by the Treasurer in accordance with section 20a of the Act shall be made up as on the 30th day of June and 31st day of December in each year.

Part II.—General Banking Department.

General Banking business of Bank.

18.—(1) The Bank shall be open for the transaction of general banking business at such time and at such place as the Board directs.

(2) The Bank may, subject to the Act and these Regulations—

(a) receive money on current account;

(b) receive money on fixed deposit;

(c) issue bills and drafts;

(d) grant letters of credit;

(e) receive bills for collection;

(f) accept packets, Bonds, Debentures and other securities for safe custody;

(g) grant advances;

(h) discount or negotiate bills and drafts;

(i)deal in exchanges, specie, bullion, gold dust, assayed gold and precious metals;

(j) establish and conduct safe deposits;

(k) give guarantees and indemnities;

(l)act as trustee or agent, and act as agents for the inscription and registration of stock and to conduct Registries in connexion therewith; and

(m) transact any other banking business,

on such terms and conditions and at such rates as the Board from time to time decides.

Current and Fixed Deposit Accounts.

19.—(1) Any person wishing to open a current or a fixed deposit account or to deposit for safe custody any bonds, debentures or other securities with the Bank may be required—

(a) to furnish the Bank with full information regarding his name, occupation and address;

(b) to furnish a specimen of his signature; and

(c) to furnish any further information which the Bank requires.

(2) Any firm wishing to open a current or a fixed deposit account or to deposit for safe custody any bonds, debentures or other securities with the Bank may be required—

(a)to furnish the Bank with full information regarding the constitution, business and address of the firm;

(b) to furnish specimen signatures of all the partners or proprietors;

(c) to give the Bank an authority prescribing who shall operate on the account; and

(d) to give any further information which the Bank requires.

(3) Any company or society or other incorporated body wishing to open a current or a fixed deposit account or to deposit for safe custody any bonds, debentures, or other securities with the Bank may be required to furnish—

(a) a copy of its memorandum and articles of association or instrument of incorporation;

(b) an authority specifying the persons who are authorized to operate on the account, supported by relevant extracts from minutes, duly verified, and specimen signatures of the persons so authorized; and

(c) any further information which the Bank requires.

(4) Any local authority, friendly society, charitable institution or other kindred body wishing to open a current or a fixed deposit account or to deposit for safe custody any bonds, debentures or other securities with the Bank may be required to furnish—

(a) an authority specifying the officials who are authorized to operate upon the account together with their specimen signatures;

(b)the name and address of the official to whom the Bank is to address correspondence regarding the account; and

(c) any further information which the Bank requires.

Issue of Bank Cheques.

20. Unless the Board otherwise directs, cheques shall not he marked as “good” for customers. When a local payment has to be made and it would be inconvenient for a customer of the Bank to tender cash, a “bank cheque” may be issued, signed by two officers of the Bank.

Fixed Deposit receipts not paid before maturity.

21.—(1) Fixed deposits shall not be paid before maturity unless with the approval of the Board, the Governor, or other executive officer of the Bank approved by the Governor.

(2) The instructions as to the disposal of an amount on fixed deposit shall be endorsed on the receipt and signed by the payee or his letter of authority given, unless the Board, the Governor or other executive officer of the Bank dispenses with such indorsement or authority.

(3) An acquittance by way of cheque may be required for all fixed deposits and also for interest thereon. A cheque or other specific authority may be required if the depositor wishes to place the whole or any part of the proceeds at maturity, or otherwise at the disposal of any person other than himself.

Death of Fixed Depositor.

22. In the event of the death of a fixed depositor, the money shall not be withdrawn or paid until probate or letters of administration have been obtained, and exhibited in the usual way, unless the Board, the Governor or other executive officer of the Bank dispenses with their production. Such deposit may, however, with the approval of the Board, the Governor or other executive officer of the Bank be renewed with interest added in the name of the deceased.

Renewal of Fixed Deposits.

23. When a fixed deposit is renewed, a new receipt shall be issued with a new number.

Fixed Deposit Receipts lost.

24.— (1) In the event of a depositor losing his deposit receipt, particulars of loss shall be furnished to the Governor who shall decide whether the Bank shall pay the depositor the amount of his receipt, and may require an indemnity in accordance with or to the effect of the Form D,  or any other security with an approved surety, accompanied by a statutory declaration setting out the facts and declaring that the document was not parted with for valuable or other consideration and such other evidence (if any) as the Governor requires.

(2) Where the law so requires the indemnity and receipt shall be duly stamped by the persons executing them, but the absence of such a stamp shall not affect the validity of the document, or the rights of the Bank thereunder.

Part III.—Note Issue Department.

Record of Bank Notes issued.

25. The form in which every Bank shall keep a record of bank notes issued or re-issued on and after the 1st day of July, 1911, and not redeemed by the Bank at the close of business on Monday of every week shall be in accordance with Form E.

Copy of record to be sent to Treasurer.

26. The copy of such record which is to be sent to the Treasurer on or before the 31st day of March in each year, in respect of the previous calendar year, shall be verified by a declaration in accordance with Form F.

Declaration.

27. The declaration in accordance with Form F may be made before any of the following persons:—A Police, Stipendiary or Special Magistrate of the Commonwealth or a State, a Justice of the Peace, a Commissioner for Affidavits, a Commissioner for Declarations or the Manager or Accountant of any Branch of the Bank.

Weekly return of notes issued.

28. The form in which every bank shall as at the close of business on each Monday render a return showing the value of Notes issued under the Act held by the Bank shall be in accordance with Form G.

Balance-sheet of Note Issue Department.

29. The Board shall prepare a balance-sheet of the Note Issue Department made up as on the 30th day of June and the 31st day of December in each year in accordance with Form H, submit it to the Auditor-General for report as to its correctness or otherwise, and transmit it with the report of the Auditor-General to the Treasurer, and shall also transmit a true copy of the balance-sheet and report to the President of the Senate and to the Speaker of the House of Representatives, to be laid before the Senate and the House of Representatives respectively.

Part IV.—Rural Credits Department.

30. For the purpose of section 60aba of the Act, primary produce includes wine, spirits, meat, eggs, egg-pulp, precious and other metals, broom millet, arrowroot, arrowroot-flour, super-phosphate, timber, canary seed and peanuts.

Part V.—Issue of Debentures by the Bank.

Debentures.

31.— (1) The Board may, from time to time, with the approval of the Treasurer, issue, sell or otherwise deal with, debentures, or cause them to be issued, sold, or otherwise dealt with, in the Commonwealth, the United Kingdom, or elsewhere.

(2) Debentures shall be payable as to principal and interest at such place or places as the Board from time to time decides, and shall be in accordance with Form J, and shall be signed by two Directors and countersigned by the Secretary. The signatures may be in handwriting or may be made by engraving, lithography or other mechanical process.

(3) The Board may, at any time, at the request of the bearer of any debenture, issue Inscribed Stock of the same currency, on the same terms and conditions as to payment and otherwise, and bearing the same interest in lieu of the debenture.

(4) Requests for Inscribed Stock may be made to the Board in Sydney, or at such other place or places as the Board from time to time appoints.

(5) Requests for Inscribed Stock shall be in accordance with Form K or Form L and shall be accompanied by the debenture which the applicant proposes to surrender. These forms, and all other specified forms, may be obtained from any office of the Bank upon application, either personally or by letter.

(6) Upon receipt of the request, a provisional receipt in accordance with Form M shall be issued by the Bank, and shall be surrendered when a certificate of inscription, in accordance with Form N is issued.

Transfer.

32.— (1) Application for transfer of Inscribed Stock from one person to another shall be made in accordance with Form O.

(2) The transfer and acceptance shall be in accordance with Form P, and shall be fully signed (and in the case of a corporation, unless signed under a Power of Attorney which has been recorded by or filed at the Bank, properly sealed), by both the transferor and the transferee, who shall both be notified, in accordance with Forms Q and R, respectively, of the completion of the transaction. In the case of a joint account, it shall be sufficient if the first inscribed owner is so notified.

(3) A transfer shall not be permitted in a sum that is not a multiple of Ten pounds sterling.

Interest.

33.— (1) Interest on Inscribed Stock shall be payable at the Sydney Office of the Bank, or at such other place or places as the Board from time to time appoints, or the interest warrants may be sent by registered letter to the following persons, at the risk of the stockholders, in accordance with such of the Forms S, T, U, or V as are suitable, being duly filled up and forwarded to the Board at Sydney, or at such other place or places as the Board from time to time appoints, namely:—

(a) “When there is a sole stockholder; or a sole surviving stockholder; or a sole executor or administrator of a stockholder; or a sole surviving executor or administrator of a stock-holder, warrants may be sent—

To the stock-holder or to his executor or administrator;

 To his or her attorney, duly authorized under a letter of attorney which may be retained by the Bank; or

To any person, firm or company, duly authorized, whose discharge shall be full and sufficient (provided that in the case of deceased stock-holders Regulation 35 has been fully complied with).

(b) When there are two or more stock-holders, warrants may be sent—

To the first named stock-holder in the account, upon his sole request, provided that the Bank has not received any written notice to the contrary from any other of the stock-holders;

To any stock-holder in the account upon the request of all the stock-holders;

To any attorney duly authorized under a letter of attorney, which may be retained by the Bank; or

To any person, firm or company upon the request of all the stock-holders and the discharge of such person, firm or company, shall be full and sufficient.

(2) Interest warrants sent by post may be cashed at any branch of the Bank within Australia, provided the person or persons in whose favour they are drawn is or are known to the Manager, or produce satisfactory identification, and provided also that the funds at the disposal of the branch Manager permit but payment shall not be demanded, except in the capital cities of Australia. Interest will be paid to credit of account in any head or principal banking office in Sydney for transmission to a like credit in any branch banking office within Australia, upon request in accordance with Form V.

(3) Interest warrants shall be drawn to order, and shall be indorsed before payment.

(4) The Balance for the half-yearly interest shall be struck fourteen days before the interest becomes due, and no transfers shall be registered during that period.

(5) Forms of request may be delivered at any date, either by hand or through the post, but when received between the day on which the balance for interest is struck and the day upon which the interest is payable, the warrants for such next interest shall be forwarded as soon as possible, but the Bank shall not guarantee their being posted on the day before the interest is payable.

(6) Any change of address of the person to whom the warrants are sent shall be notified at once to the Board. When any such notification (which shall contain the name and amount of the stock) reaches the Board less than three clear days before the next interest is due, the Bank shall not undertake to record or recognise it until after payment of such next interest.

(7) In the absence of any notification to the contrary it will be taken for granted that interest warrants sent by post have duly reached their destination. When they are not received on the correct day, notice shall be given to the Bank without delay.

(8) Instructions to transmit warrants by post or to pay to credit of an account in a bank, shall, unless cancelled in writing, remain in force although the stock may have been added to or a part sold.

(9) Interest on stock inscribed in the name of an infant, or in the name of a person of unsound mind, jointly with others not under legal disability, may be paid as directed by the holders, other than those under disability, and without the concurrence of the infant or person of unsound mind upon such proof as the Board requires being lodged with the Bank.

(10) The Bank shall not be bound by or recognize any trust and the registered holder or holders shall be deemed the beneficial owner or owners, notwithstanding any trust or equity, or any other notice thereof to the Bank.

(11) Forms W or X shall be used when notifying any change of address.

(12) Forms Y or Z shall be used for application for issue of a form of Letter of Attorney.

Letters of Attorney.

34. Letters of Attorney for the purpose of Inscribed Stock may be in accordance with Forms AA, AB or AC, as the case requires, and shall be left at the Sydney office of the Bank, or at such other place or places as the Board from time to time appoints, for scrutiny at least two clear days before they may be acted upon. All such documents shall remain the property of the Bank.

Transmission.

35. If any stock has become transmitted in consequence of death, bankruptcy or insolvency of any holder, or for any other reason, the application for transmission shall be authenticated in such manner as the Board requires, and shall be verified by probate of will, letters of administration or an office copy of the adjudication, or order of sequestration, or vesting order, as the case may be, or in such other manner as the Board requires. Probates and letters of administration

and other documents shall be exhibited at the Sydney office of the Bank, or at such other place as the Board appoints at least seven clear days before Inscribed Stock affected by them may be dealt in.

Exchange of Inscribed Stock for Debentures.

36.—(1) The Board may, at any time, at the request of the holder of any Inscribed Stock, issue debentures of the same currency for the same amount, and bearing the same interest as the Inscribed Stock.

(2) Requests for the issue of debentures in lieu of Inscribed Stock may be made in Form AD.

(3) Upon the debentures being issued, the Inscribed Stock, in lieu of which the debentures were issued, shall be cancelled and a note thereof made in the books of the Bank.

Part VI.—Appeal Board.

Lodging of appeals by officers.

37. An officer affected in his employment by the action of any authority of the Bank, other than the Board, may lodge an appeal to the Board, such appeal to be lodged with the Governor within thirty days of the notification to the officer of such action.

Election of representative of officers.

38. The representative of the officers of the Bank shall be elected in the following manner:—

(a) Nominations shall be called by the Governor not later than the 1st day of March in each year and shall be returnable to the Head Office of the Bank to reach there not later than the 1st day of April in each year;

(b)Nominations shall be signed by ten officers and shall be endorsed by the nominee signifying his willingness to act if elected;

(c) Any officer of the Bank who has attained the age of twenty-one years shall be eligible for nomination;

(d)If two or more officers are nominated the Governor shall appoint a Returning Officer to control the ballot;

(e) Nominations shall be notified to the various branches by the Governor and an election by secret ballot shall be taken throughout the service on the first working day in the month of May;

(f) All salaried members of the permanent staff of the Bank who have attained the age of twenty-one years shall be eligible to vote;

(g)A Deputy Returning Officer shall be appointed at each Branch at a general meeting of not less than two-thirds of the staff. He shall conduct the election at his respective branch and having secured the ballot-papers of all officers voting shall forward the papers to the returning officer;

(h)The election shall be decided in favour of the candidate receiving the highest number of votes;

(i) The counting of votes shall be made at the Head Office of the Bank under the supervision of the Returning Officer who shall notify the Governor of the result within twenty-five days of the date of ballot; and

(j)The result of the voting shall be made known to the various branches by the Governor within thirty days of the date of ballot.

Tenure of office of representative.

39. The tenure of office of the representative of the staff shall be for twelve months from the date of declaration or until such time as his successor is appointed.

Appointment of deputy of representative.

40. The representative of the staff may appoint a deputy to act for him on the Appeal Board if the representative is stationed in a State other than that in which the appeal is to be heard or if he is unable to attend through temporary incapacity or during periods of leave, but should he be incapacitated or absent for a period exceeding three months it shall be competent for the staff if a majority so decide, to elect a new representative in his place to hold office until the next annual election.

Removal of representative.

41. If at any time a majority of the staff signs a petition for the removal of their representative then his position shall be declared vacant and a new representative shall be elected in his place to hold office until the next annual election.

Appeals.

42.— (1) All appeals shall be referred by the Board to the Appeal Board within seven days after the first Board meeting following the date on which the appeal has been lodged.

(2) The Governor shall communicate to the appellant the decision in writing within seven days after the Board has decided the Appeal.

Part VII.—Miscellaneous.

Repeal.

43. The Commonwealth Bank Regulations (being Statutory Rules 1926, No. 4 as amended by Statutory Rules 1926, No. 25, 30, 71, 90 and 159, and 1927 No. 27, 45, 99 and 128 and 1928 No. 5 and 7) are repealed.

   

THE SCHEDULE.

 

Regulation 4.

Form A.

Commonwealth, Bank Act 1911-1927.

DECLARATION OF SECRECY AND FIDELITY.

I,  of  being a Director/Member of the London Board appointed under the Commonwealth Bank Act 1911-1927, do solemnly and sincerely declare that I will faithfully perform the duties of Director/Member of the London Board, and that I will to the best of my ability uphold the interests of the Commonwealth Bank and that I will not directly or indirectly communicate or divulge any information which comes to my knowledge in the discharge of my duties as such Directors/Member of the London Board expect when required or authorized so to do by the of the said Bank or by a court of Law or by the person to whom such matters relate, and, generally in relation to the business of the Commonwealth Bank, I will at all times maintain secrecy and fidelity.

Declared before me at  this  day of  19

Justice of the Peace.

Commissioner for taking Affidavits. Commissioner for Declarations.

 

Form B.

Commonwealth Bank Act 1911-1927.

Regulation 15.

Commonwealth Bank of Australia.

STATEMENT OF LIABILITIES AND ASSETS ON THE  DAY   OF  19  .

Liabilities.		Assets.
£ s. d.	£ s. d.
Capital Account.....................................	Coin Bullion & Cash Balances..... Australian Notes........................... Money at Short Call in London.... Short Term Loans in Australia..... Investments— British, Colonial and Government Securities (face value…….)......................................... Fixed Deposits of Other Banks.... Bills Receivable, Bills Discounted, Loans and Advances to Customers and other sums due to the Bank Bank Premises..............................       Total General Bank and Rural Credits Departments............................ Note Issue Department..................
Reserve Fund.........................................
Rural Credits Departments—
Capital Account
Reserve Fund ………
Development Fund
Deposits.................................................
Bills payable and other Liabilities..........
Total General Bank and Rural Credits Departments.................................
Note Issue Department...........................
Total		£	Total	£

We certify that the above statement of Liabilities and Assets, compiled from Statements furnished by the several Officers of the Bank, is correct.

Secretary

Chief Accountant  Governor. Sydney.

 

Form C.

Commonwealth Bank Act 1911-1927.

Regulation 16.

BALANCE-SHEET OF THE COMMONWEALTH BANK OF AUSTRALIA  AT  19 .

Liabilities.

Assets.

£ s. d.

£ s. d.

Capital Account ....................

Reserve Fund ........................

Rural Credits Department—

Capital Account

 Reserve Fund 

 Development Fund

 Deposits, Accrued Interest, and Rebate

Bills Payable and other Liabilities . ...

Coin, Bullion, and Cash Balances....................

Australian Notes ..........................................

Money at Short Call in London....................

 Short Term loans in Australia......................

Investments—

British, Colonial, and Government Securities (face value ….).........................................

   

––––––––––––––––

Commonwealth Government Securities (face value …..)..................................................

Fixed Deposits of other Banks.....................

Bills Receivable in London & Remittances in Transit................................................................

Contingent Liabilities—

Outstanding Credits per Contra

Bills Discounted, Loans and Advances to Customers and other sums due to the Bank.............

Bank Premises..............................................

Liabilities of Customers and others on Letters of Credit per Contra...............................................

Total General Bank and Rural Credits Departments.....................................

Total General Bank & Rural Credits Departments

Note Issue Department

Note Issue Department ................................

£

£

Profit and Loss.

Dr.	£ s. d.	Cr . By Profits for half year ended.............................  Banking Business Rural Credits Dept. Note Issue Department.............................................	£ s. d.
General Banking Department— To Reserve Fund ............................... National Debt Sinking Fund ............. Rural Credits Department— To Reserve Fund............................. Development Fund Note Issue Department— To Commonwealth Treasury ............ Rural Credits Department Capital Account..................................................
	£		£

 

Reserve Fund.

Dr.		Cr.
£ s. d.	£ s. d.
To Balance .................................	By Balance ............................. Transfer from Profit and Loss Account of one-half of the Net Profits of Banking Business
£	£

 

Form D.

Commonwealth Bank Regulations.

Regulation 24 (1).

Commonwealth Bank of Australia.

FORM OF INDEMNITY.

In consideration of the Commonwealth Bank of Australia paying to the bearer the sum of , being the amount of fixed deposit receipt No.  dated  , payable on  to   which fixed deposit receipt has been lost  and cannot be produced by the said   , I promise and agree to hold the Bank indemnified against all actions and suits, claims or demands, which may be brought or made on the said fixed deposit receipt, or in respect of the moneys therein referred to, and also against all costs, charges and expenses which the Bank may pay or incur in consequence of making the aforesaid payment to the bearer hereof.

…………………………………..

Signature of Surety.

………….................... day of .............................

Received from the Commonwealth Bank of Australia the abovementioned sum of  , and I agree to hold the Bank indemnified against all actions or suits, claims and demands which may be brought, or made upon, or in respect of the abovementioned fixed deposit receipt, or in respect of the moneys therein referred to, and also against all costs, charges and expenses which the Bank may pay or incur in consequence of paying the abovementioned sum to me.

……………………………….

Signature of the Receiver of the money.

 

Form E.

Regulation 25.

Commonwealth Bank Act 1911-1027.

Record of all bank notes issued or re-issued by the  Bank of  on and after the first day of July, 1911, and not redeemed by the Bank at the close of business on Monday of every week.

Dates of the Several Mondays of the Year 19….. Face Value of Notes Issued or Re-issued and Not Redeemed.

 

Form F.

Commonwealth Bank Act 1911-1927.

Regulation 26.

DECLARATION.

I  being  of the  Bank of   do solemnly and sincerely declare as follows:—

(1) That the above is a true copy of a record kept in the above Bank.

• (2) That to the best of my knowledge and belief the record above referred to is a correct record of all Notes which were issued or re-issued by the Bank on and after the first day of July, 1911, and which were not redeemed by the Bank at the close of business on each Monday in the year ended the thirty-first day of December, 19

   .

Declared at  the  day of    19

…………....................(Signature of Declarant).

Before me*

* The person before whom this declaration is taken to sign here and add the title by which he takes he declaration, such as “ Police Magistrate.”

 

Form G.

Commonwealth Bank Act 1911-1927.

Regulation 28.

Statement to be rendered by every Bank to the Chairman of Directors, Note Issue Department, Commonwealth Bank of Australia, Sydney.

Weekly Statement of Australian Notes held at close of business on Monday,  19  , by (name of bank).

Amount held by this Bank at all Branches, £  (state amount in words).

Bank

Stamp.

(General Manager, Inspector, or Chief Accountant, or as the case may be.)

Date

 

Form H.

Commonwealth Bank Regulations.

Regulation 29.

Commonwealth Bank of Australia.

BALANCE SHEET OF NOTE ISSUE DEPARTMENT AT  19 .

£ s. d.	£ s. d.
Notes in Circulation	Gold Coin and Bullion Debentures and other Securities..................................
Other Assets....................................
£	£

For and on behalf of the Board,

…………………….…………

Governor.

COMMONWEALTH OF AUSTRALIA.

Form J.

Commonwealth Bank Act 1911-1927.

Regulation 31 (2).

Form of Debenture.

Commonwealth Bank of Australia.

No.................£.

This Debenture is issued by the Commonwealth Bank of Australia, in pursuance of the Commonwealth Bank Act 1911-1927 and entitles the bearer to the sum of pounds sterling with interest thereon at the rate of pounds per centum per annum to be paid to the bearer by the Bank, subject to the said Act and the terms specified in this Debenture.

(a)The payment of the principal and interest due in respect of this Debenture is, by the said Act, guaranteed by the Commonwealth and the Consolidated Revenue Fund of the Commonwealth is by the said Act appropriated for that purpose.

(b) Interest will be payable half-yearly on the  day of  and the  day of  in each year, and annexed to this Debenture are twenty coupons each providing for a half-year’s interest, and such interest will be payable only on presentation of the coupon referring thereto. After the  day of   (ten years after date), and at the expiration of each succeeding period of ten years, the bearer of the appropriate voucher, on presentation thereof, will be entitled to the issue of fresh coupons for a further period of ten years.

(c) The principal sum of £  will be paid to the bearer hereof between the  day of  19  and the  day of  19 , such date of payment to be fixed in the following manner:—

(d) The Bank to have the right to pay such principal sum on the  day of  , 19 (ten years after date of issue) on giving not less than twelve months’ prior notice of its intention so to do in the manner prescribed. If such notice is not given, this Debenture to remain current for a further period of ten years, being then repayable on not less than twelve months’ prior notice being given in the manner prescribed. If such notice is not given, this Debenture to remain current for another period of ten years, and so on in even periods of ten years until the final date of maturity is reached, or the principal sum paid, whichever first occurs. Subject in all cases to twelve months’ previous notice of intention to pay being given in the prescribed manner.

(e) Notice of intention to pay the principal sum shall be given by advertisement in the Commonwealth Government Gazette, and in at least one daily newspaper published in each of the capital cities of Australia, or in such other place or places (if any) as the Board considers expedient or proper.

(f) The delivery to the Bank of this Debenture, and each of the coupons, shall be a good discharge for the principal moneys and interest therein respectively specified.

Dated this  day of  19

Director.

[Common Seal of Bank.]

Director.

Countersigned—

Secretary.

 

Form K.

Commonwealth Bank Regulations.

Regulation 31 (5).

Provisional Receipt No.

Certificate of Inscription No.

APPLICATION FOR INSCRIBED STOCK.

............per cent. maturing ............ 19

(A Separate Form must be used for each parcel of Stock).

(Place) —

(Date) —

beg to apply for the issue of  pounds of  Inscribed Stock under the provisions of the Commonwealth Bank Act 1911-1927 in lieu of Debentures of the Bank for the same amount, and which are forwarded herewith.

The Stock is to be inscribed in the name given in the Schedule below.

£

:

(Ordinary Signature of party or parties, or of Broker)

The Registrar of Stock,

Commonwealth Bank of Australia, Sydney.

Schedule.

Name or Names* in which Stock is to be inscribed.		Calling.	Address.	Amount of Stock
Surname.	Christian Name.

* Must be stated in full; this is essential.

Trusts will not be recognized.

Particulars of Debentures above referred to (show numbers, quantity and denomination).

 

Form L.

Commonwealth Bank Regulations.

Regulation 31 (5).

Provisional Receipt No.

Certificate of Inscription No.

APPLICATION FOR INSCRIBED STOCK.

(For Corporate Accounts).

……………..............per cent. maturing.........................19

    .

(A separate Form must be used for each parcel of Stock.)

(Place)..........

(Date)..........

I beg to apply for the issue of  pounds of Inscribed Stock, under the provisions of the Commonwealth Bank Act 1911-1927 in lieu of Debentures of the Bank for the same amount, and which are forwarded herewith.

 

The Stock is to be inscribed in the name of (the name of the Bank, Company or Society must be stated in full, and if incorporated by Act of Parliament, the number of the Act must be given).

Signature of Secretary,

Manager or other authorized Officer.

The Registrar of Stock,

Commonwealth Bank of Australia, Sydney.

Particulars of Debentures above referred to (show numbers, quantity and denomination).

 

Form M.

Commonwealth Bank Regulations.

Regulation 31 (6).

PROVISIONAL RECEIPT.

(To be exchanged for Certificate of Inscription.)

..............................per cent. maturing............................19

     .

Commonwealth Bank of Australia Sydney 19......

Received from Debentures for the sum of to be exchanged for Stock amount and to be inscribed This receipt must be handed in to the Bank at Sydney to be exchanged for a Certificate of Inscription. pounds. of the Bank for the same in the name of

Registrar of Stock.

 

Form N.

Commonwealth Bank Regulations.

Regulation 31 (6).

CERTIFICATE OF INSCRIPTION.

................................per cent. maturing..........................19

    .

No.
This is to certify that, of the Commonwealth Bank been issued to pounds of Inscribed Stock of Australia, and that the is this day inscribed in the as the holders, of the said This Certificate is neither and is issued only as of the Stock at the date Dated at the Bank, Entered in the Books	This certificate is valueless either for the purposes of Transfer or for Negotiation.	pursuant to the provisions Act 1911-1927, there hath of the Commonwealth Bank of name of the said books of record of the Bank Stock. transferable nor negotiable, evidence of the Inscription hereof. Sydney, this  day of 19  . of Record at the Bank. Registrar of Stock.

 

Form O.

Commonwealth Bank Regulations.

Regulation 32 (1).

No. of Transfer: —

Commonwealth Bank Inscribed Stock.

…………........per cent. maturing…………........19 .

APPLICATION FOR TRANSFER.

To the Registrar of Stock,

Commonwealth Bank of Australia,  at Sydney.

Please have the undermentioned Transfer of Commonwealth Bank Inscribed Stock prepared.

From

who resides at

and is a

pounds Commonwealth Bank Inscribed

Stock to

who resides at

and is a

(Signature)

(Address)

Witness  (Date)—  19 .

(Insert full names, addresses and occupations.)

N.B.—This form should be signed by the proprietor of the Stock or his authorized agent. Insert full name, address and occupation.

 

Form P.

Commonwealth Bank Regulations.

Regulation 32 (2).

No.

Commonwealth Bank Inscribed Stock.

...........per cent. maturing..............19

TRANSFER AND ACCEPTANCE.

Stock Ledger Sec.

Entered.

Stock-holders.

Identified by

I/We hereby assign and transfer unto

  his/their executors, administrators or assigns, the sum of

pounds Commonwealth Bank Inscribed Stock, and all my/our property interest in and right to the same, and to the interest accrued thereon.

As witness  hand this  day of  19  .

Witness—

I/We hereby accept the Stock mentioned above transferred into my/our name.

Witness—

…………………………………………………………………………………

The witness must be a Justice of the Peace, Commissioner for Affidavits, Commissioner for Declarations or Notary Public.

Form Q.

Commonwealth Bank Regulations.

Regulation 32 (2).

Commonwealth Bank Inscribed Stock.

…………............per cent. maturing........................19

 .

NOTICE TO TRANSFEROR.

No.	Date.
To I beg to inform you that in of   of Stock has been inscribed in Folio.	This document is valueless either for purposes of Transfer or for Negotiation.	accordance with your application   19  , pounds the name of Registrar.

To be printed on back.

Unless otherwise instructed, the Registrar will forward by post an Interest Warrant to the registered address of the owner, or of the owner whose name is first inscribed in a joint account, on each due date. If the Warrant is not received on the correct day, notice should be sent to the Registrar without delay.

If requested, the Registrar will pay the Interest to a Banking Account (except a Savings Bank Account), or to another person.

Any change of address of the owner of Stock, or of the person to whom Warrants are sent, should be notified at once to the Registrar. When any such notification (which should state the name and amount of the Stock) reaches the Registrar less than three clear days before the next Interest is due, the Registrar cannot undertake to record it until after the payment of such next Interest.

Upon application to the Registrar, Stock may be exchanged for Debentures upon payment of the prescribed fee. Stock can only be inscribed in multiples of £10.

 

Form R.

Commonwealth Bank Regulations.

Regulation 32 (2).

Commonwealth Bank Inscribed Stock.

............per cent. maturing..............19

 .

NOTICE TO TRANSFEREE.

No.	Date
To I beg to inform you that acceptance of    of Stock has been inscribed in	This document is valueless either for purposes of Transfer or for Negotiation.	in accordance with your    19 pounds the name of Registrar.

To be printed on back.

Unless otherwise instructed, the Registrar will forward by post an Interest Warrant to the registered address of the owner, or of the owner whose name is first inscribed in a joint account, on each due date. If the Warrant is not received on the correct day, notice should be sent to the Registrar without delay.

If requested, the Registrar will pay the Interest to a Banking Account (except a Savings Bank Account) or to another person.

Any change of address of the owner of Stock, or of the person to whom Warrants are sent, should be notified at once to the Registrar. When any such notification (which should state the name and amount of the Stock) reaches the Registrar less than three clear days before the next Interest is due, the Registrar cannot undertake to record it until after the payment of such next Interest.

Upon application to the Registrar, Stock may be exchanged for Debentures upon payment of the prescribed fee. Stock can only be inscribed in multiples of £10.

form S.

Commonwealth Bank Regulation.

Regulation 33 (1).

(One Signature.)

REQUEST FOR TRANSMISSION OF INTEREST WARRANTS BY POST.

To the Registrar of Stock,

Commonwealth Bank of Australia, Sydney.

£ [Amount of Stock]standing in the name of  [Full particulars of Account as it stands in the Stock Books].

I shall be obliged by your forwarding all Interest Warrants due, and to become due, and payable on the abovementioned sum of Stock, or on the amount for the time being so standing to [“me”; or name in full of the person, firm, or company to whom the Warrants are to be sent], at[address to which Warrants are to be sent; if “me” is inserted above, strike out these words], whose receipt on my behalf shall be your quittance.

And I hereby agree to save harmless and keep indemnified the Commonwealth Bank of Australia against all claims and demands which may be made upon the Bank by reason of the carrying out of these instructions.

Signature of Stock-holder or of his or her executor or administrator, or of surviving stock-holder, or of his or her executor or administrator, or his or her duly constituted Attorney, as the case may be.

Dated  , 19  .

 

Form T.

Commonwealth Bank Regulations.

Regulation 33 (1).

(Two or more Signatures.)

REQUEST FOR TRANSMISSION OF INTEREST WARRANTS BY POST.

To the Registrar of Stock,

Commonwealth Bank of Australia, Sydney.

£ [Amount of Stock]standing in the name of [Full particulars of Account as it stands in the Stock Books].

We shall be obliged by your forwarding all Interest Warrants due, and to become due, and payable on the abovementioned sum of Stock, or on the amount for the time being so standing to [name in full of the person, firm or company to whom the Warrants are to be sent], at [address to which Warrants are to be sent], whose discharge will be full and sufficient.

And we hereby agree to save harmless and keep indemnified the Commonwealth Bank of Australia against all claims and demands which may be made upon the Bank by reason of the carrying out of these instructions.

This form must be signed by all the Stock-holders, or by all the surviving Stockholders, or, where all the Stock-holders are deceased, by the executors or administrators of the Stock-holders, in joint account, last deceased, or by a properly constituted Attorney, as the case may be. (Signatures.)  

Dated  19 .

Form U.

Commonwealth Bank Regulations.

[Corporate Account.]  Regulation 33 (1).

REQUEST FOR TRANSMISSION OF INTEREST WARRANTS BY POST, OR FOR PAYMENT TO CREDIT IN A BANK.

To the Registrar of Stock,

Commonwealth Bank of Australia, Sydney.

£ [Amount of Stock]standing in the name of [Full particulars of Account as it stands in the Stock Books].

You will oblige by forwarding all Interest Warrants due, and to become due and payable on the above-mentioned sum of Stock, or on the amount for the time being so standing, to (a)[The name of the corporate body; or name in full of the person, firm or company to whom the Warrants are to be sent; or if it be desired that the interest be paid to credit of account in a bank it should be so stated], at (b)[Address to which Warrants are to be sent], (c)[If the name of the corporate body holding the Stock is inserted above, strike out these words], whose signature shall be your full and sufficient discharge.  (l.s.)

This form must be sealed and signed in accordance with the Minute, Resolution, Articles of Association or Statutes regulating the use of the seal of the Corporate Body.

 

Form V.

Commonwealth Rank Regulations.

Regulation 33 (1).

REQUEST FOR PAYMENT OF INTEREST TO CREDIT OF ACCOUNT IN A BANK.

To the Registrar of Stock,

Commonwealth Bank of Australia, Sydney.

£ [Amount of Stock]standing in the name  of [full particulars of Account as it stands in the Stock Books]. As the persons entitled to the Interest on the above-mentioned sum of Stock [I or we] hereby request you to pay the Interest due, and to become due, and payable on the said sum of Stock, or on the amount for the time being so standing until further notice, to [state here the Bank, and the account to credit of which the Interest is to be placed, and if for transmission to a branch it should be stated], whose discharge will be full and sufficient.

[Sign here]

In the case of joint Stock-holders or of joint surviving Stock-holders, all must sign or where all the Stock-holders in joint account are dead, the executor or administrator, or executors or administrators, as the case may be, of the Stock-holder, in joint account, last deceased, or a properly constituted Attorney, must sign

Dated   ,19 .

Form W.

Commonwealth Bank Regulations.

Regulation 33 (11).

CHANGE OF ADDRESS IN CONNEXION WITH INSCRIBED STOCK.

Request for the alteration of Permanent Address.

(Date)  19

(Place) — [To include post town]

I shall feel obliged by your altering my address in the Books of Record of the Bank from that given above to

[Sign here.]

To the Registrar of Stock.

Commonwealth Bank of Australia, Sydney.

N.B.—If the Stock-holder wishes to alter the address to which Interest Warrants are sent by post he should use form “‘X” which may be obtained either by personal application at any office of the Bank or by written application to the Registrar of Stock, Commonwealth Bank of Australia, Sydney.

 

Form X.

Commonwealth Bank Regulations.

Regulation 33 (11 ).

CHANGE OF ADDRESS IN CONNEXION WITH INSCRIBED STOCK.

Request for the Alteration of an Address to which Interest Warrants are sent by post.

(Date)  19 .

[I or we] shall feel obliged by your sending the Warrants for future Interest to [insert here the word “me” or the name of the person, firm or company to whom it has been customary to send the Warrants], at [the post town must be stated] instead of at

[Signature or Signatures.]

To the Registrar of Stock,

Commonwealth Bank of Australia, Sydney.

N.B.—If the Stock-holder wishes his permanent address (i.e., the address of which he is described in the Stock Books as distinct from the address to which warrants are sent) to be altered, he should make his request upon one of the forms provided for the purpose, and which may be obtained either by personal application at any office of the Bank, or by written application to the Registrar of Stock, Commonwealth Bank of Australia, Sydney.

 

Form Y.

Commonwealth Bank Regulations.

Regulation 33 (12).

APPLICATION FOR ISSUE OF A FORM OF LETTER OF ATTORNEY.

 

(For use of Stock-holders.)

(Place) —

(Date) —

Please issue a Form of Letter of Attorney for sale of Stock standing in [my or our] name.

In the case of a joint account, this must be signed either by the first Stock-holder, or failing that, by the Stock-holders.

The Registrar of Stock,

Commonwealth Bank of Australia, Sydney.

form Z.

Commonwealth Bank Regulations.

Regulation 33 (12).

APPLICATION FOR ISSUE OF A FORM OF LETTER OF ATTORNEY.

( For use of Brokers or Agents.)

(Place) —

(Date) —

Sir,

Please issue to [me or us] a form of Letter of Attorney for dealing by way of [“Sale” or “ Purchase” or “Disposal of Dividends” as the case may require] in Stock inscribed in the name of [full particulars of the account must be stated here].

[Signature of Broker or Agent.]

The Registrar of Stock,

Commonwealth Bank of Australia, Sydney.

 

Form AA.

Commonwealth Bank Regulations.

Regulation 34.

POWER OF ATTORNEY FOR SALE OF INSCRIBED STOCK.

Know all men by these presents that I,  of  , do make, constitute and appoint  of  , my true and lawful Attorney.

For me and in my name and on my behalf to sell assign and transfer £  of Inscribed Stock of the Commonwealth Bank of Australia now standing in my name: Also, to receive the consideration money and give a receipt or receipts for the same, and to do all lawful acts requisite for effecting the premises, hereby ratifying and confirming all that my said Attorney shall do therein by virtue hereof: And I hereby declare that all acts which shall be done in pursuance hereof before the Registrar of Stock of the Commonwealth Bank of Australia shall have notice of the revocation hereof by death or otherwise shall be binding on me, my heirs executors and administrators, notwithstanding such revocation before such acts shall have been done.

In witness whereof I have hereunto set my hand the  day of   in the year of our Lord One thousand nine hundred and  Signed by the said   in the presence of

N.B.—Where a Letter of Attorney is executed out of Australia, it is necessary in addition to the usual witnesses, that the document be attested by His Majesty’s Consul or Vice-consul, a Magistrate or Notary Public.

*** You are particularly desired to attend to the instructions for executing Letters of Attorney, as a want of proper attention to them may vitiate the document.

To be printed on back.

Instructions for Executing Letters of Attorney, which should be Strictly Observed.

The date must be inserted at the time of execution in words at length, and not in figures.

The execution must be attested by two witnesses, and their places of abode and quality must be written against their names; and, where they reside in a town, the number of the house and name of the street should be added.

Where Letters of Attorney are executed by more than one person, the subscribing witnesses must insert in the attestation the name of the party or parties whose execution they attest; and if the parties do not all execute at the same time and in the presence of the same witnesses, the words “Signed by in the presence of us” must be repeated in each attestation.

Every Letter of Attorney that is executed by a mark instead of a written name, must be witnessed by a Justice of the Peace, or an approved Broker, or a Clerk of a Court, and the witnesses must declare that the Power has been read and fully explained to the party.

If any alteration, interlineation, or erasure be made in a Letter of Attorney, it must be particularly stated in the attestation subscribed by the witnesses, and that it was done previous to execution.

 

Form AB.

Commonwealth Bank Regulations.

Regulation 34.

POWER OF ATTORNEY TO PURCHASE INSCRIBED STOCK FROM AN EXISTING STOCK-HOLDER.

Know all Men by these Presents that I  of  do hereby nominate, constitute and appoint, and in my place and stead put and depute,  of   my true and lawful Attorney for me, and in my name and on my behalf to purchase all or any part of £  of the Inscribed Stock of the Commonwealth Bank of Australia, and also to accept a Transfer or Transfers of such Stock. And for me, and in my name, and as my act and deed, to sign, execute and deliver the aforesaid Transfer or Transfers, or any duplicate or duplicates thereof, and any other document or documents which may be necessary, and to submit to all the rules and regulations now existing, or which may hereafter be made by the Board of the Bank in respect of such Stock; and to do all other acts which shall be thought expedient or proper in order to acquire for me all the rights incident to such Stock, I hereby ratifying and confirming, and agreeing to ratify and confirm all and whatsoever my said Attorney shall lawfully do or cause to be done in the premises by virtue hereof: And I direct that all acts which shall be done in pursuance hereof, before the Registrar of Stock of the Commonwealth Bank of Australia shall have notice of my death, or the revocation of the authority hereby given, shall be binding on me, my heirs, executors and administrators, notwithstanding my death or the revocation of such authority before such acts shall have been done.

In witness whereof I have hereunto set my hand at  this  day of  in the year of our Lord One thousand nine hundred and

Signed by the said

in the presence of

of

and

of

N.B.—Where a Letter of Attorney is executed out of Australia, it is necessary, in addition to the usual witnesses, that the document be attested by His Majesty’s Consul, or Vice-consul, a Magistrate or Notary Public.

*** You are particularly desired to attend to the instructions for executing Letters of Attorney, as a want of proper attention to them may vitiate the document.

To be printed on back.

Instructions for Executing Letters of Attorney, Which Should be Strictly Observed.

The date must be inserted at the time of execution in words at length, and not in figures.

The execution must be attested by two witnesses, and their places of abode and quality must be written against their names; and, where they reside in a town, the number of the house and name of the street should be added.

Where Letters of Attorney are executed by more than one person the subscribing witnesses must insert in the attestation the name of the party or parties whose execution they attest; and if the parties do not all execute at the same time, and in the presence of the same witnesses, the words “Signed by  in the presence of us” must be repeated in each attestation.

Every Letter of Attorney that is executed by a mark, instead of a written name, must be witnessed by a Justice of the Peace, or an approved Broker, or a Clerk of a Court, and the witnesses must declare that the Power has been read and fully explained to the party.

If any alteration, interlineation or erasure be made in a Letter of Attorney, it must be particularly stated in the attestation subscribed by the witnesses, and that it was done previous to the execution.

 

Form AC.

Commonwealth Bank Regulations.

Regulation 34.

POWER OF ATTORNEY TO RECEIVE INTEREST.

Know all Men by these Presents that I  of  do make, constitute and appoint  of  my true and lawful Attorney   for me, and in my name and on my behalf to receive and give Receipts for all Interest that is now due, and that shall hereafter become due on any Inscribed Stock of the Commonwealth Bank of Australia now or at any time hereafter held by me, and to do all lawful acts requisite for effecting the premises, I hereby ratifying and confirming all that my said Attorney shall do therein by virtue hereof. And I hereby declare that all acts which shall be done in pursuance hereof before the Registrar of Stock of the Commonwealth Bank of Australia shall have notice of the revocation hereof by death or otherwise shall be binding on me, my heirs, executors and administrators, notwithstanding such revocation before such acts shall have been done.

In witness whereof I have hereunto set my hand the  day of  in the year of our Lord One thousand nine hundred and

Signed by the said

in the presence of

N.B.—Where a Letter of Attorney is executed out of Australia, it is necessary in addition to the usual witnesses, that the document be attested by His Majesty’s Consul, or Vice-Consul, a Magistrate or Notary Public.

*** You are particularly desired to attend to the instructions for executing Letters of Attorney, as a want of proper attention to them may vitiate the document.

To be printed on back.

Instructions for Executing Letters of Attorney Which Should be Strictly Observed.

The date must be inserted at the time of execution in words at length, and not in figures.

The execution must be attested by two witnesses, and their places of abode and quality must be written against their names; and, where they reside in a town, the number of the house and name of the street should be added.

Where Letters of Attorney are executed by more than one person, the subscribing witnesses must insert in the attestation the name of the party or parties whose execution they attest; and if the parties do not execute at the same time, and in the presence of the same witnesses, the words “Signed by the said  in the presence of us” must be repeated in each attestation.

Every Letter of Attorney that is executed by a mark, instead of a written name, must be witnessed by a Justice of the Peace, or an approved Broker, or a Clerk of a Court, and the witnesses must declare that the Power has been read and fully explained to the party.

If any alteration, interlineation or erasure he made in a Letter of Attorney, it must be particularly stated in the attestation subscribed by the witnesses, and that it was done previous to execution.

 

Form AD.

Regulation 36 (2).

Commonwealth Bank Regulations.

APPLICATION FOR DEBENTURES IN LIEU OF INSCRIBED STOCK.

…………..............per cent. maturing.......................19

    .

Place—

Date-

beg to apply for the issue of Debentures payable to Bearer for £  under the provisions of the Commonwealth Bank Act 1911-1927, in lieu of Inscribed Stock of the Bank for the same amount now standing in name in the books of the Bank.

[Ordinary Signature of Parties or brokers.]

The Registrar of Stock,

Commonwealth Bank of Australia, Sydney.