Augustyn, Re Bronislaw (Bruno), & Ors Putnin, Ex parte Bernard, & Ors (Applicant) & Augustyn, Ex parte M.E. (Respondent)

Case

[1988] FCA 337

7 Aug 1988

No judgment structure available for this case.

IN THE FEDERAL COURT

OF AUSTRALIA )
GENERAL DIVISION 1
BANKRUPTCY DISTRICT
OF THE STATE OF
WESTERN AUSTRALIA 1 No. 55 of 1987X

RE: BRONISLAW (BRUNO) AUGUSTYN,

MICHAEL EDWARD AUGUSTYN AND
RICHARD FELIX AUGUSTYN
EX PARTE:  BERNARD PUTNIN
The Trustee of the Property  of
BRONISLAW  (BRUNO) AUGUSTYN,

MICHAEL EDWARD AUGUSTYN AND

RICHARD FELIX AUGUSTYN

Applicant

and

MICHAEL EDWARD AUGUSTYN

Respondent

. CORRIGENDUM

Amendment to the Reasons for Judgment of his Honour M r . Justice
Lee delivered 8 July 1988: 

Page 17 line 4 after the word "bankrupt" insert "or other persons

able to give information concerning his affairs" and after the
Date: 3 August 1988
words "pursuant to 6.81, the" insert the word "latter".

6't.l.i

Associate to MC. Justice Lee

C A T C H W O R D S

BANKRUPTCY - deed of aseignment - application by trustee to
declare deed void - meeting of creditors - failure of bankrupt
to disclose item of property in statement of affairs - whether

bankrupt gave false and misleading information in answer to a

question put to him with respect to his conduct in trade dealings,

property or affairs at meeting of creditors - whether bankrupt

omitted a material particular from statement of affairs - what
constitutes "a material particular" - whether in interests of
creditors to declare deed void - whether sequestration of estate
should be ordered.
Bankruptcy Act 1966 66.81, 116, 120, 190, 195, 230, 231,
sub-ss. 31(2), 187(1), 195(3), 204(4), 222(4), 222(5),
222(7),5'1:i5(:l, 229(1), 229(2), 31(2), paras.l88(l)(e),

195(2)(a), 204(l)(b) Bankruptcy Rules r.78

RE: BRONISLAW (BRUNO) AUGUSTYN, MICHAEL EDWARD AUGUSTYN A N D
RICBARD CELIX AUGUSTYN; EX PARTE BERNARD PUTNIN The Trustee of the
m
AND RI- n PELIX AUGUSTYN v. MICHAEL EDWAFID AUGUSTYN
NO. 55 0 P 1987X

LEE J.
PERTH -
8 JULY 1908

, IN THE FEDERAL COURT
OF AUSTRALIA
GENERAL DIVISION
BANKRUPTCY DISTRICT
OF THE STATE OF
WESTERN AUSTRALIA No. 55 of 1987X

RE: BRONISLAW (BRUNO) AUGUSTYN,

MICHAEL EDWARD AUGUSTYN AND

RICHARD PELIX AUGUSTYN

EX PARTE:  BERNARD PUTNIN

The Trustee of the Property of
BRONISLAW (BRUNO) AUGUSTYN,
MICHAEL EDWARD AUGUSTYN AND

RICHARD FELIX AUGUSTYN

Applicant

and

MICHAEL EDWARD AUGUSTYN

Respondent

MINUTE OF ORDER

JUDGE MAKING ORDER:  LEE J.
DATE OF ORDER:  8 JULY 1988
W E R E W E :  PERTH
THE COURT ORDERS  THAT:
1. The deed of assignment executed by the applicant and
respondent on 1 May 1987 be declared void.

-

2. A sequestration order be made against the estate of the
respondent.

3 .          Bernard Putnin be appointed trustee of the respondent's sequestrated estate.

4.
The respondent pay the applicant's costs including costs

reserved.

Note:  Settlement and entry of orders is dealt with
in Rule 124 of the Bankruptcy Rules.

IN THE FEDERAL COURT

- OF AUSTRALIA )
GENERAL DIVISION
BANKRUPTCY DISTRICT
OF THE STATE OF
WESTERN AUSTRALIA ) No. 55 of 1987X
RE:  BRONISLAW (BRUNO) AUGUSTYN,
MICHAEL EDWARD AUGUSTYN AND
RICHARD FELIX AUGUSTYN
EX PARTE: BERNARD PUTNIN
The Trustee of the Property of
BRONISLAW (BRUNO) AUGUSTYN,
MICHAEL EDWARD AUGUSTYN AND
RICHARD FELIX AUGUSTYN

Applicant

and

MICHAEL EDWARD AUGUSTYN

Respondent

CORAM: LEE J.

8 July 1988

REASONS FOR JUDGMENT

This is an application by the trustee ("the applicant") appointed under a deed of assignment executed

by the respondent on

1 May 1987 seeking an order declaring the deed to be void pursuant
to sub-s.222(4) of the Bankruptcy Act 1966 ("the Act").
On 8 April 1987 the respondent executed an authority in
favour of the applicant authorising the applicant to call a
meeting-of the respondent's creditors and take control of his
property pursuant to para.l88(l)(e) of Pt.X of the Act.
' , I, , .

2 .

The respondent, with his father and brother, carried on

business in partnership at Roebourne under the firm name

"Roebourne Supply Mart".

The authority authorising the applicant to call a meeting

respondent and

his

partners

jointly

signed

an

of their

joint and separate creditors.

The applicant consented to exercise the powers conferred

by the authority and pursuant to 6.190 of the Act, he proceeded to

call a meeting of the respondent's creditors and caused enquiries
to be made as to the state of the respondent's property and

affairs.

The meeting of creditors was held on 1 May 1987 at
Perth. At that meeting the respondent submitted, as required by

6.195 of the Act, a statement in writing of his affairs specifying

his assets and liabilities verified by a statutory declaration

made on 27 April 1987.

The respondent declared that the statement contained, to
the best of his knowledge and belief, a true and complete
statement of his affairs as at 8 April 1987.
The respondent's statement of affairs did not disclose

-

the respondent's beneficial ownership of, or interest in, the property on which the house in which he resided was situated, Lot

., , .

3.

107 fleares Drive, Point Samson ("Lot 107"). The statement did
- list household furniture and effects situated at that address as
property of the respondent.

At the meeting of the respondent's creditors held in

conjunction with the meeting of the joint creditors of the
partners the respondent did not disclose that he held a beneficial
interest in Lot 107.
Pursuant to para.204(l)(b) of the Act, the creditors
resolved to require the debtor to execute a deed of assignment of
his property and further resolved that the applicant be nominated
as trustee of the deed as required by sub-s.204(4).
On the day of the meeting the respondent executed a deed

of assignment in a form provided by Form 36A of Schedule 1 to the

Bankruptcy Rules ("the Rules"). The applicant signified his
consent to act as trustee of the deed of assignment by executing
the deed. Pursuant to the deed all the respondent's divisible

property was conveyed and assigned to the applicant.

Sub-section 187(1) of the Act defines "divisible
property" in the following terms: 
"'divisible property', in relation to a deed of
- assignment executed by a debtor, means the

property, other than property that was acquired
by, or devolved on, the debtor on or after the day

on which he executed the deed, that would be

divisible amongst his creditors under Part VI if
he had become a bankrupt on that day."
The property divisible amongst creditors of a bankrupt

under Pt.VI of the Act is defined in sub-s.l16(l) as follows:

"Subject to this Act-

all property that belonged to, or was vested
in, a bankrupt at the commencement of the
bankruptcy, or has been acquired or is
acquired by him, or has devolved or devolves

on him, after the commencement of the bankruptcy and before his discharge; and

the capacity to exercise, and toake
proceeding6 for exercising, all such powers
in, over or in respect of property as might
have been exercised by the bankrupt for his
own benefit at the commencement of the
bankruptcy or at any time after the

commencement of the bankruptcy and before his

discharge,

is property divisible amongst the creditors of the
bankrupt. "
Sub-section 116(2) excludes certain property from the above
definition but none of those exclusions is material in the present
case.
Pursuant to sub-ss.229(1) and (2) of the Act upon due
execution of the deed of assignment by both the respondent and the
applicant all the divisible property of the respondent vested in
the applicant forthwith.
- Prior to the meeting of creditors, the applicant

travelled to Roebourne and Point Samson to inspect properties
owned by the respondent and his partners.

As a result of that inspection, the applicant initiated

some enquiries as to the history of ownership of Lot 107. Initial
enquiries revealed that the property was owned by the respondent's

sister. Further respondent had been responsible for payment

enquiries

provided

the

information

that

the

of part of the cost of

construction of the house erected on the property. On or about 31
May 1987, the applicant again travelled to Roebourne and
interviewed the respondent about the ownership of the property in

question. The respondent that certain monies

applicant

received

an

acknowledgment

from

the

had been paid by him towards
construction costs, but apparently no more was stated by the
respondent at that time. Indeed, the respondent contended that

the remainder of construction costs had been met by his sister.

On or about 11 June 1987, the applicant received a
telephone call from the respondent and, after the respondent was
advised by the applicant hat he intended to conduct an
examination of the respondent's sister pursuant to 6.81 of the
Act, the respondent stated that it was "all h i s money" that had
been inve6ted in the property and that his sister would be

prepared to execute a transfer of the property to the applicant.

The respondent's sister transferred the property to the
applicant as trustee of the deed of assignment on or about 1 July

-

In that transfer, the respondent's sister acknowledged,
- and confirmed by a statutory declaration, that consideration for
the transfer to the applicant was contained in the following
facts:
the applicant had been appointed as trustee of a
deed of assignment executed by the respondent;
the respondent's sister had become registered as
proprietor of the property on 3 July 1985 after the
respondent had made all payments to purchase the
land and had provided all funds to build the

dwelling erected thereon;

the applicant claimed that the land had been
obtained by the respondent's sister by a settlement
of property to which sub-s.lZO(2) of the Act

applied .

Sub-s.231(2) of the Act applies the provisions of s.120

relating to the avoidance of settlements of property made within

five years of the commencement of a bankruptcy to a deed of
assignment executed under Pt.X of the Act.
The reference in the transfer to a settlement of
property to which 6.120 applied appears to be erroneous. The
respondent stated in an affidavit tendered as part of his case
that at all material times the property was beneficially owned by
him. It is clear that there was no disposition of the property
for the benefit of the respondent's sister and that she held the
property for the respondent under resulting a trust. The
-.

respondent was entitled to call for a transfer of the property at

any time and apparently directed his sister to transfer the

property to the applicant.

After the property was transferred to the applicant in
July 1987, the applicant made arrangements to sell the property by

auction, but prior to the advertised day of auction, the property

was sold by private treaty for the price of $112,000.
In his affidavit in support of his application, the
applicant trustee expressed the opinion that enquiry into the
separate affairs of the respondent and the joint estates of the
partners howed that he stablished profitability of the
partnership was not reflected in the assets held by the
partnership and the partners. The applicant also stated that
there would be insufficient moneys in the joint estate of the
partners and in the separate estate of the respondent to pay
creditors of the respondent in full. The deed of assignment
remains uncompleted in that a final dividend has not been paid in
respect of the respondent's estate.

The respondent's statement of affairs showed that after receipt of a sucplua from the realization

of properties provided

as security for debts and realization of other property of the

respondent including the distribution to his estate of his share

in the anticipated surplus of the partnership assets remaining
after discharge of the debts due to joint creditors, there would
be a deficiency in the respondent's estate of approximately

-

$160,000. Except for two minor sums, the unsecured debts of the
respondent amounting to $485,806 are almost entirely due to a
single creditor, namely, the Deputy Commissioner of Taxation.
If the value of Lot 107 had been included in the
respondent's statement of affairs, it would have represented
approximately 25 percent of the estimated value of his total
assets.

Subsequent to the execution of the deed of assignment, the respondent acquired an interest as

co-owner in a house

and

land at Roebourne. The purchase price was met principally by
borrowings secured against the property. The respondent alone is
discharging the mortgage liability by weekly payments of $130 per
week. The respondent and his co-owner are living together as man

and wife and in addition to discharging the mortgage repayments

the respondent is maintaining both parties from his earnings which

amount to approximately $530 per week net.
On 14 October 1987, the applicant issued this

application seeking an order declaring the deed of assignment to

be void, pursuant to sub-s.222(4) of the Act.
The applicant has relied upon two grounds for his
application.
Firstly, the applicant contends that the respondent gave
false or misleading information in answer to a question put to him -
with respect to his conduct in trade dealings, property or affairs

at the meeting of creditors held on 1 May 1987, at which meeting a

resolution requiring a deed of assignment to be executed was
. passed. Secondly, the applicant contends that the respondent
omitted a material particular from the statement of his affairs
submitted to that meeting of creditors.
The grounds substantially repeat the provisions of

sub-s.222(4) which are in the following terms:

"Where the Court, on the application of the trustee

or a creditor, is satisfied that the debtor-

(a) has given false or misleading information in

answer to a question put to him with respect

to his conduct, trade dealings, property or
affairs at the meeting of creditors at which

the resolution requiring him to execute the
deed or accepting the composition was passed;

or

(b) has omitted a material particular from the
statement of his affairs under section 195 or
included an incorrect and material particular
in that statement,

the Court may make an order declaring the deed or
composition to be void or declaring any provision

of the deed or composition to be void."

Particulars of the question, answer and misleading

information, referred to in the first ground were neither provided

nor sought, but in the course of the hearing it was stated that
the elements relied upon in support of this ground were contained
in the following extract from the minutes of the meeting of
creditors: 

-

"Mr. Bruno Augustyn asked what a Dead of Assignment

means and Mr. Putnin explained again the
difference between aDeed of Assignment and

Bankruptcy proceedings..

Bruno Augustyn asked if once he and his sons
signed did that mean there would be no more claim
from anyone.
Mr. Putnin said that any properties belonging to
the Augustyns, no matter in whose name they are in

(sic), belong to the estate and Michael replied

that Mr. Putnin is holding a list of all their
properties."
It may be noted that at the time of the exchange between the

applicant and the respondent recorded in the minutes, the meeting
had already resolved that the respondent be requested to execute a

deed of assignment.

The applicant adduced no further evidence in support of
this ground to explain or amplify the record of the meeting

contained in the minutes, nor was any evidence adduced to describe

any question put to the respondent and the answer thereto.

Without considering the videntiary limitations of
minutes of a meeting of creditors (see sub-s.225(4)), it is clear
that in
the absence of any other evidence, this extract from the
minutes is incapable of sustaining the first of the applicant's
grounds It is apparent on the face of the record of proceedings
of the meeting that no question was directed to the respondent by
the trustee or by a creditor and irrespective of whether the
volunteered comment of the respondent was capable of being
misleading, it was not information provided in answer to a

question put to him with respect to his conduct, trade dealings,

property or affairs. The ground for setting aside the deed
contained in para.222(4)(a) is directed at the failure of the
debtor to comply with his duty to answer to the best of his
knowledge and ability all questions put to him by the controlling
trustee or by a creditor with respect to his conduct, trade
dealings, property and affairs pursuant to sub-s.195(3) of the
Act.
With regard to the second ground which relies upon the
provisions of para.222(4) (b), the particulars relied upon were the
failure of the respondent , to disclose his beneficial interest in
Lot 107 in the statement of his affairs submitted to the meeting
of creditors.

Pursuant to para.l95(2)(a) of the Act, the respondent in

providing a statement of his affairs was required to specify his

assets including particulars of the asset and its estimated value.

The term "assets" is not defined in the Act, but the
term "property" used in sub-s.187(1), sub-s.229(2) and s.116 is

defined in sub-s.5(1) as follows:

"'property' means real or personal property of
every description, whether situate in Australia or
elsewhere, and includes any estate, interest or
- profit, whether present or future, vested or
contingent, arising out of or incident to any such
real or personal property."

. .

12.

Having regard to the purpose of 6.195, it may be
appropriate to conclude that the expression "asset" is intended to
refer to such part of the debtor's "property" as is capable of
having a value in order that the net worth of the debtor may be
assessed after consideration of his liabilities.
The "Shorter Oxford English Dictionary" has the
following definition of "assets" - "l. ... Sufficient estate or
effects; 9. 'Goods enough to discharge that burthen, which is
cast upon the executor or heir, in satisfying the testator's or
ancestor's debts and legacies' ... 2. Extended to: Any property or
effects liable to be applied as in sense 1. 3. ... Effects of an

insolvent debtor or bankrupt, applicable to the payment of his

debts; and by extension:  All the property of a person or company
which may be made liable 
for his or their  debts."

Rule 78 of the Rules requires a statement of affairs to

be in accordance with Form 11 and the statutory declaration

verifying the statement of affairs to be in accordance with Form

35.

In Pt.1 of Form 11, Item 1 of the column headed "Assets"
is described as "Property specified in Pt.V". Pt.V of the form
under the heading "Property" lists fifteen items of specific
property-and one item relating to "other property" and the Part is
governed by the following note:

., . .

13.

"Note:  This part should contain full particulars
of every description of property in which the
bankrupt has an interest, being property defined by
the sub-s.5(1) of the Bankruptcy Act 1966, except
property of which particulars are set out in Part
111 or Part IV."
It may be concluded that a beneficial interest in
property of the nature of the interest that the respondent
conceded that he held in the land and buildings comprised in Lot
107 was property having a value and required to be included in the
respondent's statement of affairs pursuant to 6.195.

The question then arises as to whether this particular

item of property omitted by the respondent represented the
omission of a material particular from the statement of affairs of
the respondent.
The facts relevant to this question are those that exist
at the time of completion of the statement of affairs and its

verification by statutory declaration. The matter to be judged is the materiality of the omitted item in the totality of the

debtor's affairs. It is the materiality to the deliberations of
the creditors at the meeting of the item omitted from the
statement that is important and not the materiality of the fact
that the debtor is a person who failed to disclose such an item.
The latter circumstance may well be relevant to the question of
whether-it is in the interests of Creditors to declare void a deed
O K composition resulting from a resolution of the creditors at
that meeting, a precondition established by the provisions of
s~b-S.222(5).

Furthermore, assignment operates to vest in the trustee forthwith all of the

the

fact

that

execution

of

a

deed

of

debtor's divisible property thereby including any property omitted

from disclosure in his statement of affairs, will not render an

omitted material particular immaterial.

Indeed, the material particular omitted from a statement

of affairs may not cease to be material for the purpose of
sub-s.222(4) by reason of some explanation or further disclosure
given at the creditors' meeting (see Re Morris; Ex parte Adams
(1980) 48 F.L.R. 341 per C.A. Sweeney J. at p.345) although, in
- Beard v. Prestige Baking Industries Pty. Ltd. (1981) 36 A.L.R. 307
at p.319 Fox J. states that it is plain that an inaccuracy would
cease to be material if it were unambiguously corrected at a
meeting of creditors.
The elements of materiality are expounded by Lockhart
J., with whose reasons Fisher and Davies JJ. agreed, in Chiragakis
v. Deputy Commissioner of Taxation (1986) 68 A.L.R. 527 at

pp.533-534:

"I reject the submission that the materiality of
the omission is to be determined solely with

reference to creditors who attended the meeting.

Section 195, which is the relevant section, is in
plain terms. It requires a debtor to submit to
- the creditors at the Pt X meeting a statement in

writing, verified by a statutory declaration, of
his affairs and it requires that the statement of
the affairs shall specify the debtor's assets and
liabilities and shall include certain particulars
in respect of each asset and liability. That is a
statutory obligation imposed upon a debtor to do

precisely what the section requires. It is also a

statutory requirement as to the contents of the statement of affairs and compliance is determined by objective considerations. It is not limited to the subjective question of its effect or likely

effect upon creditors who happened to attend the

meeting and no others."

and by Fox J. in Beard v. Prestige Baking Industries Pty. Ltd.
(supra) at pp.336-337: 

nAs to its materiality, I respectfully agree with

Riley J. in Re Se al; Lensworth Finance Ltd v

Segal and War &S) 9 ALR 154 at 157: 'The
statement of affairs required by 6.195 and the
answers which the debtor is required by that
section to give to questions put to him at the
meeting provide the basic information on which the
creditors decide which of the courses available to
them under s.204(1) they should adopt. It is
essential that that information should be full and
correct:  the creditors are entitled to all
available information about the debtor's 'conduct,
trade dealings, property (and) affairs' before
they make their decision: compare s.224(4)(a).
Bearing in mind the purpose of the statement of
affairs I am of opinion that a particular is

material within the meaning of s.222(4)(b) if it

is a particular which would be relevant to and
might be likely to affect the making of the
decision of the creditors under s.204(1).'
In some cases materiality may perhaps be
determined by reference to the statement of

affairs itself without considering the evidence as

to what occurred at the meeting of creditors. In
cases such as the present, where there was a
considerable amount of discussion at the meeting
on the respective claims of the appellant and the

respondent against each other, it is necessary to

examine the events of the meeting to determine
materiality."
In the present case there must be an overwhelming
argument that the omission of an asset equivalent to 25 percent of

...

16.

the value of all the debtor's assets is the omission of a material
particular from the statement of the debtor's affairs,
particularly when the omission is not sought to be corrected at
the meeting of creditors. The fact that the omission of the
particular and the resolution of the creditors may not have

occasioned the creditors any actual disadvantage, will not affect the materiality of the omission. It was, nonetheless, relevant to the making of any decision by the creditors. Accordingly, grounds exist for the exercise of the discretionary power to declare the deed of assignment void under sub-s.222(4) of the Act.

However, that power may not be exercised unless the
Court is satisfied that it would be in the interests of the

creditors to do so (sub-s.222(5)).

In the present case, it is significant that the debtor
was not prepared to volunteer the existence of his interest at the
meeting of the creditors and only acknowledged this substantial
item of his property when confronted by the applicant.

Furthermore, the nature of the undisclosed property was

significant in that it was an interest in property cloaked by a
bare trust and may have remained undetected but for the diligent
work of the applicant. Such organisation of his affairs by a
debtor may properly alert a creditor to the prospect that other -
undisclosed interests may exist. If creditors were denied
knowledge of the fact that the debtor held such an interest and
had failed to disclose it, it may be appropriate to relieve the
creditors of their commitment to a deed of assignment and to allow
them to move for sequestration with the concomitant right to
further examine the debtor as a bankrupt pursuant to s.81, the
provisions of which are not applicable to a deed of assignment

pursuant to 6.231 of the Act.

In addition, the creditors now wish to challenge the
respondent's assertions concerning his ability to contribute to
his estate from his regular income. If a sequestration order were
made, the trustee in bankruptcy may obtain an order pursuant to
sub-s.131(2) of the Act requiring the bankrupt to make
contribution to his estate from his income. It is not necessary
for this Court to assess the prospect of such an order being made.
It is a matter to be considered along with other relevant matters.
Similarly, a sequestration order made after the deed of
assignment had been declared void, would bring into the bankrupt's
estate property acquired by the bankrupt after the execution of

the deed of assignment and, in particular, the land and residence

at Roe Street, Roebourne. Again, although it would be necessary
to consider whether such property would have any value in the
bankrupt's estate, it is not necessary for the Court to speculate
on the amount of that value.

-

It was also suggested in argument by counsel for the
applicant that a sequestration order would allow the trustee in
m . . m '

18.

bankruptcy to examine any regular outgoings the respondent may
have in gambling pursuits. I have not regarded the limited
material placed before me as sufficient to justify any finding
that pursuing this course may be in the interests of creditors and

I have disregarded it in arriving at my findings.

I am satisfied that it would be in the interests of

creditors to declare the deed of assignment to be void to provide the creditors with the opportunity of probing the respondent's

affairs and of assessing his ability to make contribution to his
estate from his income.
The remaining question is whether I should exercise the
discretion that is, therefore, available to me pursuant to

sub-s.222(4).

Pursuant to 6.230, a provable debt is released by
completion of the assignment, notwithstanding that the debt may

not be satisfied, and creditors should be given the opportunity to make a fully informed decision before binding themselves to such a consequence. Furthermore, there is an element of public interest

to be considered when a debtor fails to comply with an express

statutory direction and the protection of that interest may
require that some sanction be imposed upon the delinquent debtor
to preserve the integrity of the provisions of Pt.X which are -

intended to provide benefits for debtors, and which are consensual

and take place outside the direct supervision of the Court.
, . .', V
V 19 I
I have concluded that in this case it is appropriate to

order that the deed of assignment be declared to be void pursuant

to sub-s.222(4) of the Act and that the application for a
sequestration order against the estate of the respondent be
granted pursuant to sub-s.222(7). The applicant's costs are to be

paid by the respondent including costs reserved.

. I . . ,
I 1 20 .

I certify that the preceding

. nineteen (19) pages are a true copy of the
Reasons for Judgment of his Honour
Justice Lee.
Counsel for the Applicant:  Mr. J. Robertson
Solicitors for the Applicant:  Mr. J. Robertson
Counsel for the Respondent:  Mr. R. Cullen
Solicitors for the Respondent:  Messrs. McManus, Cullen 6, Clements
Date of Hearing:  21 March and 6 April 1988

Date of Judgment: 8 July 1988

i
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