Superannuation Act 1948

Administered by Department of Finance

Legislation au C1948A00019 In force Act

Legislation content

SUPERANNUATION.

 

No. 19 of 1948.

An Act to amend the Superannuation Act 1922–1947 and for other purposes.

[Assented to 18th May, 1948.]

BE it enacted by the Kings Most Excellent Majesty, the Senate, and the House of Representatives of the Commonwealth of Australia, as follows:—

Short title and citation.

1.—(1.) This Act may be cited as the Superannuation Act 1948.

(2.) The Superannuation Act 1922-1947 is in this Act referred to as the Principal Act.

(3.) The Principal Act, as amended by this Act, may be cited as the Superannuation Act 1922-1948.

(4.) The Superannuation Act 1947, as amended by this Act, may be cited as the Superannuation Act 1947-1948.

Commencement

2. Subject to this Act, this Act shall commence on a date to be fixed by Proclamation.


Parts.

3. Section three of the Principal Act is amended by omitting the words—

Part IVa.—Military and Air Forces.

Division 1.—General.

Division 2.—Contributions.

Division 3.—Pensions and Benefits..

Interpretation.

4. Section four of the Principal Act is amended by omitting from paragraph (a) of sub-section (3a.) the words ,or, being a contributor in accordance with Part IVa. of this Act, has attained the age of fifty-five years.

Member of Naval Forces.

5. Section four a of the Principal Act is repealed.

Election to contribute for full pension at sixty years of age.

6. Section sixteen a of the Principal Act is amended by omitting from sub-section (1.) the words and to whom Part IVa. of this Act does not apply,.

Rights under State Acts not prejudiced.

7. Section fifty-one of the Principal Act is amended by omitting the words , not being a person to whom Part IVa. of this Act applies,.

Repeal of Part IVa.

8.—(1.) Part IVa. of the Principal Act is repealed, but the provisions of that Part shall, subject to the succeeding sub-sections of this section, continue to apply—

(a) in relation to pensions and benefits payable under that Part at the date of commencement of this section; and

(b) in relation to pensions and benefits which, but for the repeal of that Part, would have become payable under that Part to the widows and children of deceased male pensioners,

as if that Part had not been repealed.

(2.) Part IVa. of the Principal Act, in its application from and including the first day of July, One thousand nine hundred and forty-seven, to and including the date of commencement of this section, shall be deemed to have had effect as if the salary of each officer and employee to whom that Part applied were the active pay for the substantive rank of the officer or employee together with the sum of Five shillings per day.

(3.) A person whose name is specified in the first column of the Schedule to this Act (being an officer of the Permanent Military Forces who was retired prior to the date of commencement of this section) shall, in lieu of the pension or benefit to which, but for this section, he would be entitled under the Superannuation Act 1922–1948, be paid out of the Superannuation Fund a pension as follows:—

(a) from and including the date of the retirement of that person to and including the thirtieth day of May, One thousand nine hundred and forty-seven—at the rate specified in the second column of that Schedule opposite to the name of that person; and


(b) from and including the thirty-first day of May, One thousand nine hundred and forty-seven, or the date of retirement of that person, whichever is the later date—at the rate specified in the fourth column of that Schedule opposite to the name of that person.

(4.) A person to whom a pension is payable under the last preceding sub-section shall pay to the Superannuation Fund an amount equal to the present value (as determined by the Superannuation Board) of the contributions which would have been payable by him under the Superannuation Act 1922-1948 if he had remained an employee until he attained the age of sixty years and if his salary had continued to be the salary received by him immediately prior to the date of his retirement.

(5.) A person to whom a pension is payable under sub-section. (3.) of this section may commute such portion of that pension as the Superannuation Board allows for a cash payment and in that case the rate of that pension shall be reduced by the portion of the pension commuted.

(6.) The Commonwealth shall pay to the Superannuation Fund, in respect of the period during which a pension specified in the second or fourth column of the Schedule to this Act is payable, an amount at the rate specified in the third or fifth column respectively of that Schedule opposite to that pension, and the Consolidated Revenue Fund is, to the necessary extent, hereby appropriated accordingly.

Delegation of power of Board.

9. Section seventy-two of the Principal Act is amended by inserting after the word president the words or the secretary.

Question as to invalidity, &c., determined by Board on Medical Officers report.

10.  Section seventy-seven of the Principal Act is amended by omitting the second proviso.

Provisions with respect to contributors whose salaries exceed £884 per annum.

11.—(1.) Section thirty of the Superannuation Act 1947 is amended—

(a) by omitting from sub-section (1.) the words Where, immediately prior to the date of commencement of this Act, a contributor whose salary exceeded Eight hundred and eighty-four pounds per annum was contributing for the maximum number of units of pension for which he was eligible or required to contribute, he and inserting in their stead the words A contributor who, immediately prior to the date of commencement of this Act, was in receipt of a salary exceeding Eight hundred and eighty-four pounds per annum;

(b) by inserting after sub-section (1.) the following sub-section:—

(1a.) Where a contributor who makes an election under the last preceding sub-section was, at the date of commencement of this Act, contributing for less than


the maximum number of units of pension for which he was eligible or required to contribute, the election, in so far as it relates to units of pension below the maximum number of units, shall not have effect unless within six months after the date of the election the contributor satisfies the Superannuation Board that he is not suffering from any physical or mental defect likely to render him incapable of performing his duties before attaining the maximum age for retirement.; and

(c) by omitting from sub-section (2.) the words the last preceding sub-section and inserting in their stead the words this section.

(2.) This section shall be deemed to have come into operation on the date of commencement of the Superannuation Act 1947.

Increase of certain pensions.

12.—(1.) After section thirty-one of the Superannuation Act 1947 the following section is inserted:—

31a.—(1.) Where, at the date of commencement of this section, an employee who had a right referred to in section fifty-one of the Principal Act had transferred that right to the Board for new rights of pension in accordance with the provisions of section fifty-seven or fifty-eight of the Principal Act, the rate of the pension which would, but for this section, be payable to him upon retirement, under the provisions of either of those sections, being pension at a rate less than Three hundred and sixty pounds per annum, shall be increased—

(a) if the rate of the pension does not exceed Two hundred and eighty-eight pounds per annum—by one-quarter; or

(b) if the rate of the pension exceeds Two hundred and eighty-eight pounds per annum but is less than Three hundred and sixty pounds per annum—by such sum as will increase the rate of that pension to Three hundred and sixty pounds per annum.

(2.) Where, at the date of commencement of this section, a person is in receipt of, or is entitled to, a pension under section fifty-seven or fifty-eight of the Principal Act in respect of a right to pension or superannuation allowance transferred by him to the Board, being pension at a rate less than Three hundred and sixty pounds per annum, the amount of the pension shall be increased—

(a) if the rate of the pension does not exceed Two hundred and eighty-eight pounds per annum—by one-quarter; or

(b) if the rate of the pension exceeds Two hundred and eighty-eight pounds per annum but is less than Three hundred and sixty pounds per annum—by such sum as will increase the rate of that pension to Three hundred and sixty pounds per annum.


(3.) The amount of pension which would, but for this section be payable to the widow of a person referred to in sub-section (1) or sub-section (2.) of this section, being pension at a rate less than One hundred and eighty pounds per annum, shall be increased—

(a) if the rate of the pension does not exceed One hundred and forty-four pounds per annum—by one-quarter; or

(b) if the rate of the pension exceeds One hundred and forty-four pounds per annum but is less than One hundred, and eighty pounds per annum—by such sum as will increase the rate of that pension to One hundred and eighty pounds per annum.

(4.) The Commonwealth shall pay to the Superannuation Fund the amount of any increase of pension provided under this section and the Consolidated Revenue Fund is, to the necessary extent, hereby appropriated accordingly..

(2.) This section shall be deemed to have come into operation on the first day of February, One thousand nine hundred and forty-eight.

 

THE SCHEDULE. Section 8.

 

First Column.

Second Column.

Third Column.

Fourth Column.

Fifth Column.

Name of Former Employee.

Rate of Pension per annum from Date of Retirement to and including 30th May, 1947.

Amount payable per annum by Commonwealth to Superannuation Fund.

Rate of Pension per annum from and including 31st May, 1947, or from Date of Retirement, whichever is the later.

Amount payable per annum by Common wealth to Superannuation Fund.

 

 

 

 

 

 

 

 

 

 

 

 

 

 

£

s.

d.

£

s.

d.

£

s.

d.

£

s.

d.

Smart, Edward Kenneth.........

396

1

4

254

13

4

460

2

2

318

14

2

Hoad, Oswald Vick............

416

0

0

253

9

9

497

19

9

335

9

6

Meredith, Gwynydd Purves Wynne Aubrey 

319

6

0

191

7

6

390

5

4

262

6

10

Weavers, Thomas Edgar.........

388

5

4

252

9

7

444

13

8

308

17

11

Russell, John Henry............

390

17

4

253

15

1

450

18

5

313

16

2

Stoyles, Arthur Martin..........

341

10

6

231

9

3

381

3

0

271

1

9

White, Aubrey Philip Oscar.......

333

13

4

230

3

4

367

17

5

264

7

5

Wells, Frank Elwyn............

340

12

0

233

2

0

375

18

4

268

8

4

Durant, Herbert Frederic Henry....

312

17

4

220

8

4

338

5

3

245

16

3

Heward, Frank Lowe...........

300

19

6

207

9

11

335

11

1

242

1

6

Thomson, Alan Gilbert..........

314

8

9

216

9

4

346

0

6

248

1

1

Hilless, William Henry..........

309

11

3

214

6

3

339

5

4

244

0

4

Hoare. Harold Murphy..........

307

18

9

213

11

3

337

7

9

243

0

3

Hurst, Rupert John Rostron.......

307

18

9

213

11

3

335

9

6

241

2

0

Plant, Eric Clive Pegus..........

408

4

0

257

6

0

479

11

11

328

13

11

Urquhart, Walter James.........

370

1

4

242

16

8

420

10

8

293

6

0

Morria, Basil Moorhouse........

393

14

0

238

10

3

473

10

1

318

6

4

Ellison, Edward Burnett.........

316

1

3

217

3

2

347

12

5

248

14

4

Adams, Gerald Robert Lloyd......

325

17

4

226

12

0

355

12

0

256

6

8

Boyle, Henry Noel.............

 

..

 

 

..

 

489

17

5

340

2

5

Huxtable, Cyril William.........

 

..

 

 

..

 

532

10

8

360

15

8

Tinsley, Walter Noel...........

 

..

 

 

..

 

397

4

11

283

19

11

Moore, Paterson Lisle...........

 

..

 

 

..

 

420

12

10

297

7

11

Richardson, Lyall.............

 

..

 

 

..

 

436

2

6

305

8

0

 

Overview

The Superannuation Act 1948 was enacted to amend the Superannuation Act 1922–1947 and address certain gaps and issues within the existing superannuation framework. The Act was passed by the Parliament of Australia and assented to on 18th May, 1948. The primary purpose of this legislation was to update and refine the superannuation provisions to better cater to the evolving needs of contributors and beneficiaries. This Act modifies various aspects of superannuation, including eligibility, pension rates, and the administration of the superannuation fund, while ensuring that existing rights and benefits are preserved for those who qualify under the repealed sections. The policy objective is to enhance the superannuation system to ensure fair and adequate retirement benefits for all eligible contributors.

Scope and Application

The Superannuation Act 1948 amends the Superannuation Act 1922-1947, which is referred to as the Principal Act in this legislation. The Act applies to contributors and beneficiaries of superannuation schemes, as well as to employers and their employees. It is applicable across the Commonwealth of Australia and is a national piece of legislation. The Act repeals Part IVa of the Principal Act, which previously dealt with pensions for military personnel, but ensures that existing provisions continue to apply for pensions and benefits payable at the date of commencement and those that would have become payable to widows and children of deceased male pensioners. The Act also makes amendments to various sections of the Principal Act, including changes to salary thresholds, pension increases, and adjustments to the Superannuation Board's powers. The Act extends its application through subordinate instruments, such as the Schedule, which provides specific pension rates for former military employees.

Key Provisions

The Superannuation Act 1948 primarily amends the Superannuation Act 1922–1947, updating various provisions related to superannuation and pension schemes, particularly for members of the military forces. Under section 1, the Act is referred to as the Superannuation Act 1948 and replaces the earlier Principal Act, which is now called the Superannuation Act 1922-1948. The Act commences on a date specified by proclamation, as per section 2. The Act imposes several obligations on the parties involved. It mandates specific provisions for military and air force personnel, with amendments to definitions and provisions concerning contributions, pensions, and benefits. For instance, section 4 removes certain age-related restrictions that previously applied to contributors under Part IVa of the Principal Act. Section 6 allows members of the Naval Forces to make contributions for full pensions at age 60, while section 7 ensures that rights under state acts are not prejudiced by these changes. Additionally, section 8 specifies transitional provisions for military personnel who were retired before the Act's commencement, detailing their pension rates and contributions. Failure to comply with the Act's provisions can result in various penalties and consequences. Although the Act does not explicitly outline specific offences or penalties within the provided sections, breaches of superannuation laws generally may lead to financial penalties, recovery of benefits, or other civil or criminal actions as prescribed under related legislation. The Act ensures continuity in pension payments for those already entitled, as seen in sections 7 and 8, which provide for the continuation of benefits and pensions for specific groups of military personnel despite the repeal of Part IVa. The Act also includes provisions for the delegation of powers to the Superannuation Board, which is further detailed in section 9. This delegation includes administrative and decision-making authority, ensuring the Board can manage and enforce the Act's provisions effectively. The Board's role is crucial in overseeing the implementation and compliance with the Act's requirements, including determining questions of invalidity based on medical reports, as amended in section 10.

Legal classification tags

Area of Law
Superannuation Law
Instrument
Act
Concepts
Commencement Provisions
Repeal & Amendment
Reporting & Disclosure Obligations
Rights & Protections

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Sourced from the Federal Register of Legislation at 26 August 2026. For the latest information on Australian Government law please go to https://www.legislation.gov.au.