Social Security (Australian Government Disaster Recovery Payment—North Queensland Floods) Determination (No. 5) 2025

Administered by Department of Home Affairs

Legislation au F2025L00327 Not in force Legislative Instrument

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EXPLANATORY STATEMENT

Issued by authority of the Minister for Emergency Management

Social Security Act 1991

Social Security (Australian Government Disaster Recovery Payment—North Queensland Floods) Determination (No. 5) 2025

Legislative Authority

The Australian Government Disaster Recovery Payment (AGDRP) provides an immediate, one-off payment to a person adversely affected by a major disaster.

Section 1061K of the Social Security Act 1991 (the Act) specifies the qualification criteria for the AGDRP. One of the qualification criteria requires a person to be ‘adversely affected by a major disaster’.

Subsection 1061L(1) of the Act provides that, for the Act, a person is adversely affected by a major disaster if the person is affected by the major disaster in a way determined by the Minister.

Subsection 1061L(2) of the Act provides that the Minister may determine in writing, for a major disaster, the circumstances in which persons are to be taken to be adversely affected by the major disaster.

Subsection 36(1) of the Act empowers the Minister to determine in writing that an event is a major disaster if the Minister is satisfied that an event is a disaster that has such a significant impact on individuals that a government response is required, or the event is an emergency to which a national emergency declaration relates.

Background

On 4 February 2025 the Minister for Emergency Management made a determination under subsection 36(1) of the Act that the North Queensland floods that commenced on 29 January 2025, and significantly affected the localities of Cardwell and Giru, and the local government area (LGA) of the Shire of Hinchinbrook, are a major disaster.

On 7 February 2025, the Minister made a further determination under subsection 36(1) of the Act to determine that the major disaster also extends to; Carruchan, Ellerbeck and Wongaling Beach in the Cassowary Coast Region LGA; Balgal Beach, Bluewater Park, and Paluma in the Townsville City LGA; and Paluma in Charters the Towers Region LGA.

A further determination was made on 20 February 2025 by the Minister under subsection 36(1) of the Act that the major disaster also includes the suburbs/localities of Kennedy and South Mission Beach in Cassowary Coast Region LGA and the suburbs/localities of Annandale, Belgian Gardens, Heatley, Hermit Park, Rowes Bay, Vincent and Wulguru in the Townsville City LGA.

 

An additional determination was made on 24 February 2025 by the Minister under subsection 36(1) of the Act that the major disaster also includes the locality of Groper Creek in the Shire of Burdekin LGA and the suburbs/localities of Black River, Condon, Cosgrove, Cranbrook, Cungulla, Currajong, Garbutt, Gulliver, Horseshoe Bay (Magnetic Island), Mundingburra, Mutarnee, Nelly Bay (Magnetic Island), Nome, North Ward, Oak Valley, Oonoonba, Picnic Bay (Magnetic Island), Railway Estate, Rasmussen, Roseneath, South Townsville, Toolakea, and Townsville City in the Townsville City LGA.

The Social Security (Australian Government Disaster Recovery Payment—North Queensland Floods) Determination (No. 5) 2025 (the Determination) sets out the circumstances in which a person is ‘adversely affected’ by this major disaster for AGDRP purposes.

The Determination repeals and replaces the Social Security (Australian Government Disaster Recovery Payment—North Queensland Floods) Determination (No. 4) 2025, to also include the locality of Georgetown in the Shire of Etheridge LGA, additional suburbs/localities of Damper Creek and Rungoo in the Cassowary Coast Region LGA, and Bluewater in Townsville City LGA.

Notes on clauses of the Determination

Section 1 sets out the name of the Determination.

Section 2 provides that the Determination commences immediately after it is signed. For section 12 of the Legislation Act 2003, the Determination may commence before it is registered as it will not disadvantage any persons adversely affected by the major disaster.

Section 3 provides that the Determination is made under subsection 1061L(2) of the Act.

Section 4 provides definitions relevant to the Determination, including Act, destroyed, immediate family member, major asset or assets, major damage, seriously injured, and principal place of residence.

Subsection 5(1) provides that the Determination applies to the major disaster being the floods in North Queensland that commenced on 29 January 2025, continue through February and March 2025, and have affected or affects the areas mentioned in Schedule 1.

Subsection 5(2) provides that the circumstances in which a person is taken to be adversely affected by the major disaster mentioned in subsection 5(1) are if:

  • the person is seriously injured as a direct result of the major disaster (paragraph 5(2)(a)); or
  • the person is an immediate family member of an Australian citizen or resident who is missing and presumed killed or killed as a direct result of the major disaster (paragraph 5(2)(b)); or
  • the person’s principal place of residence has been destroyed or has major damage as a direct result of the major disaster (paragraph 5(2)(c)); or
  • a major asset or assets of the person has or have been destroyed or suffered major damage as a result of the major disaster; or
  • the person is a carer of a child to whom paragraphs 5(2)(a), (b), (c) or (d) apply (paragraph 5(2)(e)).

Section 6 provides for:

  • the repeal of Social Security (Australian Government Disaster Recovery Payment—North Queensland Floods) Determination (No. 4) 2025 upon commencement of the Determination; and
  • the repeal of the Determination two years after it commences.

The automatic repeal of the Determination two years after commencement will not affect review rights for applications for the AGDRP lodged within the claiming period, or those who have made late claims with exceptional circumstances prior to the repeal of the Determination. Any review of decisions made on AGDRP applications will be decided based on the Determination in force at the time of the application.

Schedule 1 to the Determination sets out the areas affected by the floods.

Consultation

The National Emergency Management Agency (NEMA) consulted with the Queensland Reconstruction Authority and other relevant Queensland authorities on the impact of the major disaster and affected areas.

Information about the support made available to individuals affected by this event will be made available on NEMA’s website.

Other matters

Subsection 1061L(3) of the Act provides that a determination made under section 1061L is a legislative instrument. Subsection 1061L(3) of the Act provides that section 42 of the Legislation Act 2003 does not apply to it. The Determination is therefore exempt from disallowance by the Parliament, in accordance with subsection 44(2) of the Legislation Act 2003.

Overview

The Social Security (Australian Government Disaster Recovery Payment—North Queensland Floods) Determination (No. 5) 2025 was enacted to address the urgent needs of individuals impacted by the major floods in North Queensland. This Determination was issued under the authority of the Minister for Emergency Management and aligns with the policy objective of providing immediate financial support to those adversely affected by the disaster. The determination was necessitated by the significant impact of the floods, which required a government response and led to the declaration of a major disaster under section 1061K of the Social Security Act 1991. The Determination outlines specific circumstances under which a person would be considered adversely affected by the disaster, thereby qualifying for the Australian Government Disaster Recovery Payment. The legislation aims to provide clarity and expedite the distribution of financial assistance to those in need, ensuring that support is accessible and timely.

Scope and Application

The Social Security (Australian Government Disaster Recovery Payment—North Queensland Floods) Determination (No. 5) 2025 applies to individuals adversely affected by the major disaster declared in North Queensland floods that began on 29 January 2025, continuing through February and March 2025. This determination is made under subsection 1061L(2) of the Social Security Act 1991, which specifies the circumstances in which a person is considered to be adversely affected by the major disaster for the purposes of receiving the Australian Government Disaster Recovery Payment (AGDRP). It applies to those who are seriously injured, immediate family members of those killed or presumed killed, individuals whose principal residence has been destroyed or severely damaged, and those who have lost major assets. The determination covers specific localities and suburbs mentioned in the schedule, extending to various local government areas including Cardwell, Giru, and others. The Determination repeals the previous determination to include additional affected areas, ensuring a comprehensive coverage of the impacted regions. The geographic reach of this legislation is confined to the affected areas within North Queensland, as outlined in Schedule 1 of the Determination. The Determination is exempt from disallowance by Parliament, as it is a legislative instrument under subsection 1061L(3) of the Act.

Key Provisions

The main operative sections of the Social Security (Australian Government Disaster Recovery Payment—North Queensland Floods) Determination (No. 5) 2025 (the Determination) set forth the criteria under which a person qualifies for the Australian Government Disaster Recovery Payment (AGDRP) as a result of the North Queensland floods. Section 5(2) specifies the conditions for being considered ‘adversely affected’ by the disaster, which include being seriously injured as a direct result of the floods (paragraph 5(2)(a)), being an immediate family member of a missing or deceased Australian citizen or resident (paragraph 5(2)(b)), having a principal place of residence destroyed or severely damaged (paragraph 5(2)(c)), suffering the destruction or major damage of a major asset (paragraph 5(2)(d)), or being a carer for someone who meets any of the aforementioned criteria (paragraph 5(2)(e)). This Determination applies to the major disaster that began on 29 January 2025 and continued through February and March 2025, affecting the areas listed in Schedule 1. The Determination imposes specific obligations and requirements on the parties it governs. For instance, it mandates that individuals claiming AGDRP must meet the adverse effect criteria as outlined in Section 5(2). It also requires that claims be submitted within the specified timeframe, although exceptions may be considered for late claims with exceptional circumstances. The Determination includes a mechanism for its automatic repeal two years after it commences, although it explicitly states that this will not affect ongoing review rights for existing claims. Any reviews will be conducted based on the Determination in force at the time of the application. There are no explicit offences or penalties outlined in the Determination itself. However, it is pertinent to note that any breaches of the Social Security Act 1991 (the Act) or related regulations may have civil or criminal consequences. Under the Act, incorrect claims or fraudulent submissions can result in financial penalties, recovery of payments, and potential criminal charges, depending on the severity and intent behind the breach. The specific penalties for such offences would be governed by the overarching provisions of the Social Security Act 1991 and related legislative instruments.

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Sourced from the Federal Register of Legislation at 26 August 2026. For the latest information on Australian Government law please go to https://www.legislation.gov.au.