Social Security (Australian Government Disaster Recovery Payment—North Queensland Floods) Determination (No. 4) 2025

Administered by Department of Home Affairs

Legislation au F2025L00203 Not in force Legislative Instrument

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EXPLANATORY STATEMENT

Issued by authority of the Minister for Emergency Management

Social Security Act 1991

Social Security (Australian Government Disaster Recovery Payment—North Queensland Floods) Determination (No. 4) 2025

Legislative Authority

The Australian Government Disaster Recovery Payment (AGDRP) provides an immediate, one-off payment to a person adversely affected by a major disaster.

Section 1061K of the Social Security Act 1991 (the Act) specifies the qualification criteria for the AGDRP. One of the qualification criteria requires a person to be ‘adversely affected by a major disaster’.

Subsection 1061L(1) of the Act provides that, for the Act, a person is adversely affected by a major disaster if the person is affected by the major disaster in a way determined by the Minister.

Subsection 1061L(2) of the Act provides that the Minister may determine in writing, for a major disaster, the circumstances in which persons are to be taken to be adversely affected by the major disaster.

Subsection 36(1) of the Act empowers the Minister to determine in writing that an event is a major disaster if the Minister is satisfied that an event is a disaster that has such a significant impact on individuals that a government response is required, or the event is an emergency to which a national emergency declaration relates.

Background

The Minister for Emergency Management has made a determination under subsection 36(1) of the Act that the North Queensland floods that commenced on 29 January 2025, and have significantly affected the localities of Cardwell and Giru, and the local government area (LGA) of the Shire of Hinchinbrook, are a major disaster.

On 7 February 2025, the Minister made a further determination under subsection 36(1) of the Act to determine that the major disaster also extends to; Carruchan, Ellerbeck and Wongaling Beach in the Cassowary Coast Region LGA; Balgal Beach, Bluewater Park, and Paluma in the Townsville City LGA; and Paluma in Charters the Towers Region LGA.

A further determination was made on 20 February 2025 by the Minister under subsection 36(1) of the Act that the major disaster also includes the suburbs/localities of Kennedy and South Mission Beach in Cassowary Coast Region LGA and the suburbs/localities of Annandale, Belgian Gardens, Heatley, Hermit Park, Rowes Bay, Vincent and Wulguru in the Townsville City LGA.

The Social Security (Australian Government Disaster Recovery Payment—North Queensland Floods) Determination (No. 4) 2025 (the Determination) sets out the circumstances in which a person is ‘adversely affected’ by this major disaster for AGDRP purposes.

 

The Determination repeals and replaces the Social Security (Australian Government Disaster Recovery Payment—North Queensland Floods) Determination (No. 3) 2025, to also include the locality of Groper Creek in the Shire of Burdekin LGA and the suburbs/localities of Black River, Condon, Cosgrove, Cranbrook, Cungulla, Currajong, Garbutt, Gulliver, Horseshoe Bay (Magnetic Island), Mundingburra, Mutarnee, Nelly Bay (Magnetic Island), Nome, North Ward, Oak Valley, Oonoonba, Picnic Bay (Magnetic Island), Railway Estate, Rasmussen, Roseneath, South Townsville, Toolakea, and Townsville City in the Townsville City LGA.

Notes on clauses of the Determination

Section 1 sets out the name of the Determination.

Section 2 provides that the Determination commences immediately after it is signed. For section 12 of the Legislation Act 2003, the Determination may commence before it is registered as it will not disadvantage any persons adversely affected by the major disaster.

Section 3 provides that the Determination is made under subsection 1061L(2) of the Act.

Section 4 provides definitions relevant to the Determination, including Act, destroyed, immediate family member, major asset or assets, major damage, seriously injured, and principal place of residence.

Subsection 5(1) provides that the Determination applies to the major disaster being the floods in North Queensland that commenced on 29 January 2025, continue through February 2025, and have affected or affects the areas mentioned in Schedule 1.

Subsection 5(2) provides that the circumstances in which a person is taken to be adversely affected by the major disaster mentioned in subsection 5(1) are if:

  • the person is seriously injured as a direct result of the major disaster (paragraph 5(2)(a)); or
  • the person is an immediate family member of an Australian citizen or resident who is missing and presumed killed or killed as a direct result of the major disaster (paragraph 5(2)(b)); or
  • the person’s principal place of residence has been destroyed or has major damage as a direct result of the major disaster (paragraph 5(2)(c)); or
  • a major asset or assets of the person has or have been destroyed or suffered major damage as a result of the major disaster; or
  • the person is a carer of a child to whom paragraphs 5(2)(a), (b), (c) or (d) apply (paragraph 5(2)(e)).

Section 6 provides for:

  • the repeal of Social Security (Australian Government Disaster Recovery Payment—North Queensland Floods) Determination (No. 3) 2025 upon commencement of the Determination; and
  • the repeal of the Determination two years after it commences.

The automatic repeal of the Determination two years after commencement will not affect review rights for applications for the AGDRP lodged within the claiming period, or those who have made late claims with exceptional circumstances prior to the repeal of the Determination. Any review of decisions made on AGDRP applications will be decided based on the Determination in force at the time of the application.

Schedule 1 to the Determination sets out the areas affected by the floods.

Consultation

The National Emergency Management Agency (NEMA) consulted with the Queensland Reconstruction Authority and other relevant Queensland authorities on the impact of the major disaster and affected areas.

Information about the support made available to individuals affected by this event will be made available on NEMA’s website.

Other matters

Subsection 1061L(3) of the Act provides that a determination made under section 1061L is a legislative instrument. Subsection 1061L(3) of the Act provides that section 42 of the Legislation Act 2003 does not apply to it. The Determination is therefore exempt from disallowance by the Parliament, in accordance with subsection 44(2) of the Legislation Act 2003.

Overview

The Social Security (Australian Government Disaster Recovery Payment—North Queensland Floods) Determination (No. 4) 2025 was enacted to address the specific needs arising from the major disaster caused by the North Queensland floods in early 2025. This determination was introduced under Section 1061L of the Social Security Act 1991 by the Minister for Emergency Management, following the Minister's declaration that the floods constituted a major disaster. The primary objective of this legislation is to ensure that individuals adversely affected by this disaster are eligible for the Australian Government Disaster Recovery Payment (AGDRP). The determination specifies the circumstances under which a person can be considered adversely affected, including being seriously injured, being an immediate family member of someone missing or killed, having a destroyed or significantly damaged principal place of residence, or experiencing destruction or major damage to major assets due to the disaster. This legislative instrument was created to provide timely and targeted relief to those most impacted by the disaster.

Scope and Application

The Social Security (Australian Government Disaster Recovery Payment—North Queensland Floods) Determination (No. 4) 2025 applies to individuals who have been adversely affected by the North Queensland floods that commenced on 29 January 2025. It specifically targets those who have suffered serious injury as a direct result of the disaster, those who are immediate family members of Australian citizens or residents who are missing and presumed killed or killed as a direct result of the disaster, individuals whose principal place of residence has been destroyed or sustained major damage, and those who have lost or had major damage to their major assets due to the floods. Additionally, it covers carers of children who meet the aforementioned criteria. The Determination outlines the circumstances under which a person is considered adversely affected by the disaster for the purposes of receiving the Australian Government Disaster Recovery Payment (AGDRP). This legislative instrument is applicable across the specified localities within the North Queensland region as detailed in Schedule 1, which includes areas such as Cardwell, Giru, and the Shire of Hinchinbrook, among others. The Determination is made under the Social Security Act 1991 and is effective immediately upon signing, with provisions for its automatic repeal two years after its commencement. This repeal does not affect the review rights for AGDRP applications lodged within the claiming period or those with exceptional circumstances.

Key Provisions

The Social Security (Australian Government Disaster Recovery Payment—North Queensland Floods) Determination (No. 4) 2025 outlines the criteria under which individuals can be considered adversely affected by the North Queensland floods for the purposes of receiving the Australian Government Disaster Recovery Payment (AGDRP) (subsection 5(2)). This Determination applies to the major disaster mentioned in subsection 5(2), specifically the floods that commenced on 29 January 2025 and have affected various localities and local government areas in North Queensland, including Cardwell, Giru, the Shire of Hinchinbrook, Carruchan, Ellerbeck, Wongaling Beach, Balgal Beach, Bluewater Park, Paluma, Kennedy, South Mission Beach, Annandale, Belgian Gardens, Heatley, Hermit Park, Rowes Bay, Vincent, Wulguru, Groper Creek, Black River, Condon, Cosgrove, Cranbrook, Cungulla, Currajong, Garbutt, Gulliver, Horseshoe Bay, Mundingburra, Mutarnee, Nelly Bay, Nome, North Ward, Oak Valley, Oonoonba, Picnic Bay, Railway Estate, Rasmussen, Roseneath, South Townsville, Toolakea, and Townsville City (subsection 5(1)). Individuals can be considered adversely affected if they are seriously injured as a direct result of the disaster (paragraph 5(2)(a)); are an immediate family member of an Australian citizen or resident who is missing and presumed killed or killed as a direct result of the disaster (paragraph 5(2)(b)); if their principal place of residence has been destroyed or has major damage as a direct result of the disaster (paragraph 5(2)(c)); if a major asset or assets of the person have been destroyed or suffered major damage as a result of the disaster (paragraph 5(2)(d)); or if the person is a carer of a child to whom paragraphs 5(2)(a), (b), (c) or (d) apply (paragraph 5(2)(e)). The Determination imposes specific obligations on the affected individuals and entities to ensure that the AGDRP is provided to those who meet the adverse effect criteria as outlined. Affected individuals must provide necessary documentation to substantiate their claims, such as proof of injury, death of an immediate family member, destruction or major damage to their principal place of residence, or destruction or major damage to major assets. Caregiving individuals must also provide evidence of their caregiving status and the adverse effects on the child they care for. The entities responsible for processing these claims must ensure that all applications are reviewed and assessed within the stipulated timeframes to facilitate timely payments to eligible individuals. Breaches of the provisions outlined in the Determination may lead to civil or criminal consequences, although specific penalties are not detailed in the Determination itself. Generally, under the Social Security Act 1991, providing false information or documents to obtain the AGDRP could be considered fraud, which may result in penalties including fines and imprisonment. Additionally, the Determination's exemption from disallowance by the Parliament, as per subsection 44(2) of the Legislation Act 2003, ensures that the legal framework remains intact and enforceable to maintain the integrity of the disaster recovery payment process.

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Sourced from the Federal Register of Legislation at 26 August 2026. For the latest information on Australian Government law please go to https://www.legislation.gov.au.