Social Security (Australian Government Disaster Recovery Payment—North Queensland Floods) Determination (No. 3) 2025

Administered by Department of Home Affairs

Legislation au F2025L00176 Not in force Legislative Instrument

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EXPLANATORY STATEMENT

Issued by authority of the Minister for Emergency Management

Social Security Act 1991

Social Security (Australian Government Disaster Recovery Payment—North Queensland Floods) Determination (No. 3) 2025

Legislative Authority

The Australian Government Disaster Recovery Payment (AGDRP) provides an immediate, one-off payment to a person adversely affected by a major disaster.

Section 1061K of the Social Security Act 1991 (the Act) specifies the qualification criteria for the AGDRP. One of the qualification criteria requires a person to be ‘adversely affected by a major disaster’.

Subsection 1061L(1) of the Act provides that, for the Act, a person is adversely affected by a major disaster if the person is affected by the major disaster in a way determined by the Minister.

Subsection 1061L(2) of the Act provides that the Minister may determine in writing, for a major disaster, the circumstances in which persons are to be taken to be adversely affected by the major disaster.

Subsection 36(1) of the Act empowers the Minister to determine in writing that an event is a major disaster if the Minister is satisfied that an event is a disaster that has such a significant impact on individuals that a government response is required, or the event is an emergency to which a national emergency declaration relates.

Background

The Minister for Emergency Management has made a determination under subsection 36(1) of the Act that the North Queensland floods that commenced on 29 January 2025, and have significantly affected the localities of Cardwell and Giru, and the local government area (LGA) of the Shire of Hinchinbrook, are a major disaster. On 7 February 2025, the Minister made a further determination under subsection 36(1) of the Act to determine that the major disaster also extends to; Carruchan, Ellerbeck and Wongaling Beach in the Cassowary Coast Region LGA; Balgal Beach, Bluewater Park, and Paluma in the Townsville City LGA; and Paluma in Charters the Towers Region LGA.

The Social Security (Australian Government Disaster Recovery Payment—North Queensland Floods) Determination (No. 3) 2025 (the Determination) sets out the circumstances in which a person is ‘adversely affected’ by this major disaster for AGDRP purposes. The Determination repeals and replaces the Social Security (Australian Government Disaster Recovery Payment—North Queensland Floods) Determination (No. 2) 2025, to also include the localities of Kennedy and South Mission Beach in Cassowary Coast Region LGA and the localities of Annandale, Belgian Gardens, Heatley, Hermit Park, Rowes Bay, Vincent and Wulguru in the Townsville City LGA as additional areas affected by the major disaster.

Notes on clauses of the Determination

Section 1 sets out the name of the Determination.

Section 2 provides that the Determination commences immediately after it is signed. For section 12 of the Legislation Act 2003, the Determination may commence before it is registered as it will not disadvantage any persons adversely affected by the major disaster.

Section 3 provides that the Determination is made under subsection 1061L(2) of the Act.

Section 4 provides definitions relevant to the Determination, including Act, destroyed, immediate family member, major asset or assets, major damage, seriously injured, and principal place of residence.

Subsection 5(1) provides that the Determination applies to the major disaster being the floods in North Queensland that commenced on 29 January 2025, continue through February 2025, and have affected or affects the areas mentioned in Schedule 1.

Subsection 5(2) provides that the circumstances in which a person is taken to be adversely affected by the major disaster mentioned in subsection 5(1) are if:

  • the person is seriously injured as a direct result of the major disaster (paragraph 5(2)(a)); or
  • the person is an immediate family member of an Australian citizen or resident who is missing and presumed killed or killed as a direct result of the major disaster (paragraph 5(2)(b)); or
  • the person’s principal place of residence has been destroyed or has major damage as a direct result of the major disaster (paragraph 5(2)(c)); or
  • a major asset or assets of the person has or have been destroyed or suffered major damage as a result of the major disaster; or
  • the person is a carer of a child to whom paragraphs 5(2)(a), (b), (c) or (d) apply (paragraph 5(2)(e)).

Section 6 provides for:

  • the repeal of Social Security (Australian Government Disaster Recovery Payment—North Queensland Floods) Determination (No. 2) 2025 upon commencement of the Determination; and
  • the repeal of the Determination two years after it commences.

The automatic repeal of the Determination two years after commencement will not affect review rights for applications for the AGDRP lodged within the claiming period, or those who have made late claims with exceptional circumstances prior to the repeal of the Determination. Any review of decisions made on AGDRP applications will be decided based on the Determination in force at the time of the application.

Schedule 1 to the Determination sets out the areas affected by the floods.

Consultation

The National Emergency Management Agency (NEMA) consulted with the Queensland Reconstruction Authority and other relevant Queensland authorities on the impact of the major disaster and affected areas.

Information about the support made available to individuals affected by this event will be made available on NEMA’s website.

Other matters

Subsection 1061L(3) of the Act provides that a determination made under section 1061L is a legislative instrument. Subsection 1061L(3) of the Act provides that section 42 of the Legislation Act 2003 does not apply to it. The Determination is therefore exempt from disallowance by the Parliament, in accordance with subsection 44(2) of the Legislation Act 2003.

Overview

The Social Security (Australian Government Disaster Recovery Payment—North Queensland Floods) Determination (No. 3) 2025 was enacted to provide immediate financial support to individuals adversely affected by the major disaster caused by the North Queensland floods that began on 29 January 2025. This determination was introduced under Section 1061K of the Social Security Act 1991, which specifies the criteria for the Australian Government Disaster Recovery Payment (AGDRP). The objective of this legislation is to ensure that those who have suffered significant losses due to the floods, such as serious injury, loss of a principal place of residence, or destruction of major assets, are eligible for the AGDRP. The determination was made by the Minister for Emergency Management and was enacted to address the urgent need for financial assistance to those impacted by the disaster, as outlined in the explanatory statement issued by the Minister. The policy objective is to provide a one-off payment to support affected individuals in their recovery efforts.

Scope and Application

The Social Security (Australian Government Disaster Recovery Payment—North Queensland Floods) Determination (No. 3) 2025 applies to persons adversely affected by the major disaster that occurred in North Queensland from 29 January 2025, specifically targeting those in the affected areas including Cardwell, Giru, Shire of Hinchinbrook, Carruchan, Ellerbeck, Wongaling Beach, Balgal Beach, Bluewater Park, Paluma, Kennedy, South Mission Beach, Annandale, Belgian Gardens, Heatley, Hermit Park, Rowes Bay, Vincent, and Wulguru. This determination clarifies that a person is considered adversely affected if they have been seriously injured, if their immediate family member is missing and presumed killed or killed, if their principal place of residence has been destroyed or severely damaged, if their major assets have been destroyed or severely damaged, or if they are a carer of a child to whom any of the aforementioned circumstances apply. The geographic scope of this Determination is limited to the Commonwealth of Australia and the specified localities within North Queensland. Notably, this Determination is exempt from disallowance by the Parliament, as it is a legislative instrument under the Social Security Act 1991. The Determination will automatically repeal itself two years after its commencement, though this does not impact ongoing review rights for applications submitted within the claiming period or those with exceptional circumstances.

Key Provisions

The Social Security (Australian Government Disaster Recovery Payment—North Queensland Floods) Determination (No. 3) 2025 specifies the circumstances under which an individual can be considered 'adversely affected' by the major disaster for the purposes of the Australian Government Disaster Recovery Payment (AGDRP) under the Social Security Act 1991 (section 1061K). The determination clarifies that an individual is adversely affected if they meet any of the following criteria: they are seriously injured as a direct result of the disaster (subsection 5(2)(a)); they are an immediate family member of an Australian citizen or resident who is missing and presumed killed or killed as a direct result of the disaster (subsection 5(2)(b)); their principal place of residence has been destroyed or has suffered major damage due to the disaster (subsection 5(2)(c)); their major assets have been destroyed or suffered major damage as a result of the disaster (subsection 5(2)(d)); or they are a carer of a child who meets any of the above criteria (subsection 5(2)(e)). This Determination applies to the floods in North Queensland that commenced on 29 January 2025 and continue through February 2025, affecting the areas listed in Schedule 1. The Determination imposes specific obligations on the entities and individuals it governs. For example, it mandates that the Minister for Emergency Management must determine in writing the circumstances under which a person is adversely affected by a major disaster (subsection 1061L(2)). Additionally, the Minister must specify the areas affected by the disaster (Schedule 1), ensuring that only those who genuinely meet the criteria for adverse effects are eligible for the AGDRP. The Determination also ensures that the application process for the AGDRP is transparent and fair, by detailing the specific conditions for eligibility and providing definitions for key terms such as'major damage' and'serious injury'. There are no explicit offences, penalties, or civil/criminal consequences outlined in the Determination itself for breaching the criteria or misusing the AGDRP. However, any misuse or fraudulent claims related to the AGDRP would be subject to the general provisions of the Social Security Act 1991 and other relevant legislation. Penalties for fraud under the Social Security Act 1991 can include fines and imprisonment, as well as the recovery of payments made under false pretences. The Determination emphasises the importance of accurate and honest applications to ensure that the AGDRP is distributed to those who genuinely need it.

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Sourced from the Federal Register of Legislation at 26 August 2026. For the latest information on Australian Government law please go to https://www.legislation.gov.au.