Notification of the repayment incomes and repayment rates for the Higher Education Loan Program (HELP) for the 2025-2026 income year

Administered by Department of Education

Legislation au C2025G00118 In force Gazette

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Notification of the repayment incomes and repayment rates for the Higher Education Loan Program (HELP) for the 2025-2026 income year

NOTIFICATION UNDER THE HIGHER EDUCATION SUPPORT ACT 2003

The following notice specifies the repayment incomes and repayment rates for the Higher Education Loan Program (HELP) for the 2025-2026 income year. It has been made under the Higher Education Support Act 2003 (HESA). A copy of the repayment incomes and rates can be obtained from the Study Assist website at www.studyassist.gov.au or from the Director, HELP Policy team, Higher Education Division, Department of Education, GPO Box 9880, Canberra City, ACT 2601, or by telephoning (02) 6240 9456.

HESA section

Description

154-10

The minimum repayment income for the 2025-2026 income year is $56,156.

154-20

The following are the amounts referred to in s.154-20 of HESA for the 2025-2026 income year:

Applicable percentages

 

Item

If the person’s repayment income is:

The percentage applicable is:

1

More than or equal to
$56,156

1.0%

2

More than or equal to
$64,838

2.0%

3

More than or equal to
$68,727

2.5%

4

More than or equal to
$72,852

3.0%

5

More than or equal to
$77,223

3.5%

6

More than or equal to
$81,856

4.0%

 

 

Section

Description

cont.

 

Applicable percentages

 

Item

If the person’s repayment income is:

The percentage applicable is:

7

More than or equal to
$86,767

4.5%

8

More than or equal to
$91,974

5.0%

9

More than or equal to
$97,492

5.5%

10

More than or equal to
$103,342

6.0%

11

More than or equal to
$109,543

6.5%

12

More than or equal to
$116,116

7.0%

13

More than or equal to
$123,082

7.5%

14

More than or equal to
$130,467

8.0%

15

More than or equal to
$138,295

8.5%

16

More than or equal to
$146,594

9.0%

17

More than or equal to
$155,389

9.5%

18

More than or equal to
$164,712

10.0%

 

 

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Sourced from the Federal Register of Legislation at 26 August 2026. For the latest information on Australian Government law please go to https://www.legislation.gov.au.