National Health (Maximum Percentage of Discounting of Contributions to Organisations) Determination 1999
I, MICHAEL RICHARD LEWIS WOOLDRIDGE, Minister for Health and Aged Care, make this Determination under subsection 73BA (4) of the National Health Act 1953.
Dated 12 October 1999.
MICHAEL WOOLDRIDGE
Minister for Health and Aged Care
National Health (Maximum Percentage of Discounting of Contributions to Organisations) Determination 1999
made under the
National Health Act 1953
Contents
Page
1 Name of Determination
2 Commencement
3 Definitions
4 Maximum percentage of discount
5 Commissions, etc
6 Discounts include some reduced contribution rates
1 Name of Determination
This Determination is the National Health (Maximum Percentage of Discounting of Contributions to Organisations) Determination 1999.
2 Commencement
This Determination commences on the same day as Schedule 1 to the Health Legislation Amendment Act (No. 2) 1999.
3 Definitions
In this Determination:
Act means the National Health Act 1953.
ancillary health benefits has the meaning given by subsection 67 (4) of the Act.
Note Expressions used in this Determination that are defined in the Act have the same meaning in this Determination as they have in the Act, including:
- applicable benefits arrangement
- contributor
- organisation.
4 Maximum percentage of discount
For subsection 73BA (4) of the Act, the maximum percentage of discount that an organisation may offer to contributors on their rate of contribution is 12% of the undiscounted rate of contribution available to all contributors.
5 Commissions, etc
For working out the percentage of discount offered by an organisation to contributors for a period, the discounted rate is taken to include:
(a) any commission, brokerage fee, inducement or other sum payable for the period for having the contribution paid in a payment circumstance mentioned in subparagraph (s) (i), (ii), (iii) or (iv) of Schedule 1 to the Act; and
(b) if, during the period, the organisation waives a requirement under the applicable benefits arrangement or table of ancillary benefits for the contributor to bear an excess or to make a co-payment under an election mentioned in subparagraph (ba) (ii) of Schedule 1 to the Act — the amount by which the contributions for that arrangement or table are less than the contributions for an arrangement or table that is not substantially different except for the requirement.
6 Discounts include some reduced contribution rates
(1) A difference between the rate of contribution offered by an organisation for an applicable benefits arrangement or a table of ancillary benefits and the rate of contribution offered by the organisation for another arrangement or table is taken to be a discount unless there is a substantial difference between:
(a) the level, or range, of benefits available under the arrangements or tables; or
(b) the level of excess applicable to some or all of the benefits (including a difference arising from the imposition of an excess).
(2) The highest rate of contribution under arrangements or tables mentioned in subsection (1) is taken to be the undiscounted rate of contribution and the other rates are taken to be discounted rates of that rate.