Defence Force (Home Loans Assistance) (Warlike Service) Declaration 2025

Administered by Department of Defence

Legislation au F2025L00468 In force Legislative Instrument

Legislation content

EXPLANATORY STATEMENT

Defence Force (Home Loans Assistance) (Warlike Service) Declaration 2025

The Defence Force (Home Loans Assistance) Act 1990 (the Act), together with the Agreement incorporated in the Act, provides for the payment of housing loan subsidies for certain members of the Australian Defence Force (ADF). Subsection 3C(1) of the Act enables the Minister to declare duty to be warlike service for the purposes of the Act. Subsection 3C(3) of the Act enables the Minister to revoke or vary a declaration made under subsection 3C(1).

This Instrument is a legislative instrument for the purposes of the Legislation Act 2003.

Purpose

The Instrument enables members of the ADF to access certain additional benefits under the Act if they are rendering, or have rendered, warlike service on the operations listed in this Instrument. These members are entitled to assistance under the Defence Home Owner Scheme established under the Act and the Agreement.

The benefits under the Act provide members with additional periods of housing subsidy and a waiver of the 5year qualifying period of service. The additional years of subsidy range from 2 additional years for warlike service of less than 3 months up to 5 additional years for warlike service of more than 9 months.

These benefits are limited to a decreasingly small number of eligible ADF members as the scheme provided under the Act is closed to new members.

The purpose of this Instrument is to do the following:

  • Declare service provided by ADF members on the following operations as warlike service for the purpose of the Act:
    • Operation AUGURY
    • Operation HIGHROAD
    • Operation OKRA
    • Operation SLIPPER.
  • Amend the dates of operation for Operation OKRA and Operation SLIPPER.
  • Repeal and consolidate the various individual instruments that declare operations for the purpose of the Act.

The following instruments are due to sunset this year in accordance with section 50 of the Legislation Act 2003:

  • Defence Force (Home Loans Assistance) (Warlike ServiceOperation Highroad) Declaration 2014.
  • Defence Force (Home Loans Assistance) (Warlike ServiceOperation Slipper) Declaration 2014.

These instruments have been reviewed and the operations named in each instrument continue to remain relevant to the application of the Act.

Additionally, the following instruments, which are being repealed by, and incorporated into, this Instrument, have been reviewed and the operations named in each instrument continue to remain relevant to the application of the Act.

  • Defence Force (Home Loans Assistance) (Warlike ServiceOperation Okra) Declaration 2016;
  • Defence Force (Home Loans Assistance) (Warlike ServiceOperation Augury) Declaration 2017.

 

Operational details

Details of the operation of this Instrument are provided at annex A.

Retrospective application

This Instrument does not affect the rights of any persons (other than the Commonwealth) so as to disadvantage those persons, nor does it impose liabilities (other than on the Commonwealth) in respect of anything done before the date this Instrument commences.

Any retrospective operation of this Instrument is required to ensure that no member is disadvantaged by the provision of entitlements that may have occurred between the period when they commenced service on an operation and the date that this Instrument is registered.

Human rights compatibility

The statement of compatibility under section 3 of the Human Rights (Parliamentary Scrutiny) Act 2011 for this Determination is at annex B.

Consultation

The Department of the Prime Minister and Cabinet and the Department of Veterans’ Affairs were consulted during the process of classifying the named operations.

Decisions about the nature of service are subject to bipartisan consultation through Government and do not impact business or competition.

Approved by:

The Hon Matt Keogh MP

Minister for Defence Personnel

Authority:

Subsection 3C of the Defence Force (Home Loans Assistance) Act 1990

 


Annex A

Defence Force (Home Loans Assistance) (Warlike Service) Declaration 2025

Operational details

Clause 1 sets out the manner in which this Instrument may be cited.

Clause 2 provides that the Instrument commences on the day after it is registered.

Clause 3 provides the authority under which this Instrument is made.

Clause 4 provides definitions of certain abbreviations and acronyms used throughout this Instrument.

Clause 5 provides that each instrument that is specified in a Schedule to this instrument is amended or repealed as set out in the applicable items in the Schedule concerned, and any other item in a Schedule to this instrument has effect according to its terms. Subsection 3C(3) of the Act enables the Minister to revoke or vary a declaration made under subsection 3C(1).

Clause 6 provides that duty performed by a member of the ADF allotted for duty on an operation described in an item in the table is warlike service for the purposes of section 3B of the Act. The operations described were declared operations in the instruments being repealed by Schedule 1 of this Instrument. The operations described continue to remain relevant to the application of the Act.

The dates of operation for Operation OKRA and Operation SLIPPER have been amended as follows:

  • Duty performed between 9 September 2015 and 31 December 2024 has been included for Operation OKRA.
  • Duty performed between 11 October 2001 and 30 July 2009 has been included for Operation SLIPPER.

Schedule 1—Repeals

Item 1 repeals the whole of the Defence Force (Home Loans Assistance) (Warlike ServiceOperation Highroad) Declaration 2014.

Item 2 repeals the whole of the Defence Force (Home Loans Assistance) (Warlike ServiceOperation Slipper) Declaration 2014.

Item 3 repeals the whole of the Defence Force (Home Loans Assistance) (Warlike ServiceOperation Okra) Declaration 2016.

Item 4 repeals the whole of the Defence Force (Home Loans Assistance) (Warlike ServiceOperation Augury) Declaration 2017.

 

Annex B

Defence Force (Home Loans Assistance) (Warlike Service) Declaration 2025

Statement of Compatibility with Human Rights

Prepared in accordance with Part 3 of the Human Rights (Parliamentary Scrutiny) Act 2011

Overview of the Instrument

The purpose of this Instrument is to do the following:

  • Declare service provided by ADF personnel on the following operations as warlike service for the purpose of the Act:
    • Operation AUGURY
    • Operation HIGHROAD
    • Operation OKRA
    • Operation SLIPPER.
  • Amend other dates of operation for Operation OKRA and Operation SLIPPER.
  • Repeal and consolidate the various individual instruments that declare operations for the purpose of the Act.

Human rights implications

Right to an adequate standard of living

The protection of a person's right to an adequate standard of living engages Article 11 of the International Covenant on Economic, Social and Cultural Rights. Article 11 recognises the right of everyone to an adequate standard of living for them and their family, including adequate food, clothing and housing, and to the continuous improvement of living conditions.

Assessment of compatibility

This Instrument is compatible with human rights as it promotes the right to an adequate standard of living for members of the ADF who are rendering, or have rendered, warlike service on the operations listed by providing access to certain benefits in addition to assistance under the Defence Home Owner Scheme.

Conclusion

This Instrument is compatible with human rights and freedoms recognised or declared in the international instruments listed in section 3 of the Human Rights (Parliamentary Scrutiny) Act 2011.

 

Overview

The Defence Force (Home Loans Assistance) (Warlike Service) Declaration 2025 was enacted to address the need for consolidating and updating the legislative framework governing the eligibility of Australian Defence Force (ADF) members for additional housing loan subsidies under the Defence Force (Home Loans Assistance) Act 1990. This legislative instrument, approved by the Minister for Defence Personnel, amalgamates and revises previous declarations concerning specific ADF operations, ensuring continued relevance and application of the Act. The policy objective is to provide additional benefits, including extended periods of housing subsidy and waived qualifying periods, to ADF members who have rendered warlike service on specified operations, thereby supporting their right to an adequate standard of living as recognised in international human rights instruments. This consolidation also aims to streamline the legislative instruments and ensure that no member is disadvantaged by changes in the provision of entitlements.

Scope and Application

The Defence Force (Home Loans Assistance) (Warlike Service) Declaration 2025 applies to members of the Australian Defence Force who are rendering or have rendered warlike service on the named operations, including Operation AUGURY, Operation HIGHROAD, Operation OKRA, and Operation SLIPPER. This legislative instrument, made under the authority of the Defence Force (Home Loans Assistance) Act 1990, provides these ADF members with additional benefits such as extended periods of housing subsidy and a waiver of the 5-year qualifying service period, thereby enhancing their housing assistance. The benefits vary depending on the duration of the warlike service rendered, with up to 5 additional years of subsidy for service exceeding 9 months. The Act is applicable nationally, and its benefits are limited to a decreasingly small number of eligible ADF members as the scheme under the Act is closed to new members. The Instrument also repeals and consolidates previous declarations regarding specific operations, ensuring continuity and relevance in the application of the Act.

Key Provisions

The main operative sections of the Defence Force (Home Loans Assistance) (Warlike Service) Declaration 2025 (the Instrument) declare certain military operations as warlike service under the Defence Force (Home Loans Assistance) Act 1990 (the Act). Specifically, Clause 6 of the Instrument (s.6) declares that duty performed by members of the Australian Defence Force (ADF) on Operations AUGURY, HIGHROAD, OKRA, and SLIPPER qualifies as warlike service. This declaration enables eligible ADF members to access benefits under the Defence Home Owner Scheme, including additional periods of housing subsidy and a waiver of the 5-year qualifying period of service (s.3B). The additional subsidy years range from 2 years for warlike service of less than 3 months to 5 years for warlike service of more than 9 months (s.3C). The Instrument imposes obligations on the ADF and the Minister for Defence Personnel to ensure that ADF members who have rendered warlike service on the specified operations are eligible for the benefits outlined in the Act. This includes the provision of housing subsidies and the waiver of the qualifying period of service. Additionally, the Instrument repeals and consolidates previous instruments that declared specific operations as warlike service, streamlining the legislative framework under which these benefits are provided (s.5). There are no explicit offences or penalties stated in the Instrument itself. However, breaches of the conditions or misuse of the benefits provided under the Act may result in civil or criminal consequences under other relevant legislation. The penalties for such breaches would depend on the specific nature of the offence and the applicable laws under which it is prosecuted. The primary purpose of the Instrument is to ensure that ADF members who have rendered warlike service receive the benefits to which they are entitled, without imposing additional liabilities on them or disadvantaging them in any way.

Legal classification tags

Area of Law
Defence & Military Law
Instrument
Legislative Instrument
Concepts
Commencement Provisions
Repeal & Amendment
Offence Provisions
Rights & Protections

Interactions

Authorises

All Versions

Sourced from the Federal Register of Legislation at 26 August 2026. For the latest information on Australian Government law please go to https://www.legislation.gov.au.